Insurance in the United States dates back to colonial days, when Benjamin Franklin was a property insurance pioneer.
( 21
min )
U.S. bailouts date all the way back to 1792. Learn how the biggest ones affected the economy.
( 30
min )
Gold ETFs operating as trusts are straightforward. The trust holds gold and issues shares. Learn how ETFs are more efficient than buying physical gold.
( 21
min )
Today's top three nationwide CD rates are 5.75% APY from Andrews Federal Credit Union, 5.60% APY from Northern Bank Direct, and 5.55% APY from Sallie Mae Bank.
( 20
min )
Palantir Technologies raised its annual revenue forecast on Monday and said it would buy back shares worth up to $1 billion as the data analytics software maker enjoys "unprecedented demand" for its artificial intelligence platform. In a letter to shareholders, CEO Alexander Karp said the platform has users across over 100 organizations, including from automotive and healthcare industries, and that Palantir was in talks with more than 300 additional companies. Investors expect Palantir to have an edge over others in working with large language models in heavily regulated industries such as defense due to its work with U.S. government bodies including the Central Intelligence Agency.
( 31
min )
Viatris CEO Scott A. Smith said that the company will be announcing at least one and perhaps others of its planned $9 billion in divestitures.
( 10
min )
Tesla said on Monday that Zachary Kirkhorn stepped down as its chief financial officer and named Vaibhav Taneja as its new finance chief. Taneja takes on the CFO role in addition to his role as chief accounting officer, the automaker said. Kirkhorn, who stepped down from his role on Friday, will remain with Tesla through the end of the year.
( 30
min )
Surging U.S. corporate bankruptcies surpass the total for all of 2022 as filings reach pace on par with pandemic, global financial crisis years.
( 19
min )
Already at a 16-year high, the top savings account rate has climbed again, to 5.25% APY offered by two banks. Another dozen offer yields above 5.00% APY.
( 19
min )
Today's top three nationwide CD rates are 5.75% APY from Andrews Federal Credit Union, 5.60% APY from Northern Bank Direct, and 5.55% APY from Sallie Mae Bank.
( 18
min )
According to Investopedia’s latest sentiment survey of our newsletter readers, more investors are expecting higher returns for the U.S. stock market over the next six months, and fewer are expecting losses. Fewer investors are making “safer” choices with their investments and leaning more into stocks.
( 17
min )
A guide to the third round of PPP funding under the Consolidated Appropriations Act, 2021, and how it differed from the first two rounds.
( 30
min )
A housing unit is a single residential unit in a larger structure that is occupied or intended as a separate living quarter.
( 18
min )
The S&P 500 snapped a four-day losing streak on Monday, Aug. 7, 2023, rising 0.9% after the latest round of earnings reports.
( 17
min )
Robo-advisors come in all shapes and sizes. Learn some of the pros and cons of automated financial advisory services.
( 26
min )
Following last week’s downward turn, the Dow Jones Industrial Average bounced back, rising 407 points, or 1.2%, as investors readied for new inflation data to close out the week.
( 17
min )
For the first time in more than two years, credit card debt is falling, as banks make it more difficult for consumers to put purchases on plastic.
( 17
min )
Lawmakers said they were concerned over the $20 billion Adobe-Figma merger's effect on the market for the supply of interactive product design and digital asset creation tools.
( 16
min )
Sage Therapeutic shares fell to an all-time low after the FDA rejected use of its treatment for major depressive disorder.
( 18
min )
Viatris shares advanced after the drugmaker posted better-than-expected results, said it will announce one or more divestitures this quarter, and indicated the FDA agreed to consider approval of its new multiple sclerosis treatment produced with Israel’s Mapi Pharma.
( 17
min )
From economics to statistical analysis, certain bachelor's degrees make graduates more qualified for landing highly sought hedge fund jobs.
( 23
min )
Despite data pointing to an economy approaching a soft landing, inflation rates are still above the Federal Reserve's target of 2%.
( 18
min )
Personal loan rates fell sharply this week to 20.65%, dropping 21 basis points since last week when the average personal loan rate sat at 20.86%.
( 18
min )
Despite their technological sophistication, there are limitations to what robo-advisors can do.
( 22
min )
While many COVID relief measures have expired, some remain in place.
( 41
min )
Digital payments company PayPal (PYPL) just launched a U.S. dollar-pegged stablecoin called PayPal USD, becoming the latest firm to offer customers a stablecoin payment option.
( 18
min )
Following these five tips will help keep your resume out of the recycling bin when applying for a finance job out of college.
( 29
min )
The Stephen M. Ross School of Business is the business school at the University of Michigan, located in Ann Arbor, MI.
( 20
min )
U.S. equities were higher at midday on Monday, Aug. 7, 2023, after the latest earnings reports and ahead of key inflation data due later in the week.
( 17
min )
Before you make the leap into post-secondary, remember these important factors and handle them accordingly.
( 23
min )
If a stock's market value is well above its intrinsic value, it may be a red flag or it may not. Here's how to read into the numbers.
( 18
min )
The Chain Ladder Method (CLM) calculates the claims reserve requirement in an insurance company’s financial statement. This actuarial method is one of the most popular reserve methods.
( 18
min )
Membership in college or university honor societies is commonly offered through invitational only and provides various benefits to members.
( 20
min )
American Depositary Receipts of BioNTech sank as COVID-19 vaccine demand waned and sales of its vaccine plunged.
( 17
min )
If you receive student loan forgiveness, your debt history is not removed from your credit report.
( 24
min )
Shares of Tyson Foods tumbled as the giant meat provider posted worst-than-expected results and announced it was closing more production plants to cut costs as sales slipped.
( 17
min )
Current high school students are thinking more strategically about their college education than their predecessors, according to a survey from Fidelity Investments, but do they know enough to make the right decisions?
( 18
min )
Robo-advisor tax-loss harvesting is the automated selling of securities in a portfolio to deliberately incur losses to offset any capital gains or taxable income.
( 26
min )
Campbell Soup Company (CPB) has acquired Sovos Brands, Inc. (SOVO)—the parent company of brands such as Rao's pasta sauces, Noosa Yoghurt and Italian frozen food Michael Angelo's—for $2.7 billion
( 17
min )
With $1.3 billion in debt and facing a standoff against labour union Teamsters, trucking company Yellow filed for bankruptcy.
( 17
min )
As if figuring out what to take in school isn't hard enough, you also have to find a way to pay for it.
( 22
min )
LGBTQ+ students may face unique challenges when paying for college, and many end up with excessive student loan debt after graduation.
( 26
min )
Lindsey Bell, Chief Strategist at 248 Ventures, climbs back aboard The Express to take investors' temperatures following the Fitch credit rating downgrade. What's the message behind the drop from AAA to AA+, and why a potential government shutdown may make matters worse.
( 19
min )
STEM degrees represent a lot of the top-paying programs, but even a liberal arts education can be a valuable stepping-stone to lucrative careers.
( 26
min )
Surging U.S. corporate bankruptcies surpass the total for all of 2022 as filings reach pace on par with pandemic, global financial crisis years.
( 18
min )
Default risk is the risk lenders take that companies or individuals will be unable to make the required payments on their debt obligations. Learn how its measured.
( 23
min )
A sovereign bond is a debt security issued by a national government to borrow funds.
( 21
min )
A credit default swap (CDS) is a particular type of swap designed to transfer the credit exposure of fixed income products to another party.
( 25
min )
A bond rating is a grade given to bonds that indicates their credit quality. Learn how credit rating agencies assign bond ratings.
( 23
min )
Loss cost is the amount of money an insurer must pay to cover claims and the costs to administer and investigate such claims.
( 18
min )
Typically comprised of liquid assets, loss reserves are an asset that allows an insurer to cover claims made against policies it underwrites.
( 19
min )
International bonds are usually securities issued in one country but bought by an investor residing in another country and using its local currency.
( 20
min )
Net amount at risk is the monetary difference between the death benefit paid by a permanent life insurance policy and the accrued cash value.
( 19
min )
A policyholder’s personal liability insurance pays for covered losses and damages sustained by third parties, along with related legal costs. Learn how it works.
( 21
min )
Er drijft minder 'plasticsoep' in de oceanen dan gedacht. Lang geen 50 tot 300 miljoen ton, maar toch nog 3,2 miljoen ton. Een NU.nl-lezer vroeg zich af: heeft dat plastic invloed op de steeds warmer wordende oceaan? Dit zegt onze klimaatverslaggever Rolf Schuttenhelm.
( 3
min )
Buurtwinkels worden in hun voortbestaan bedreigd, meldde NU.nl zondag. Veel NUjij'ers hopen dat ze blijven bestaan, maar gaan zelf meestal naar een grote supermarktketen. Waarom willen ze het één, maar doen ze het ander? Een greep uit de reacties.
( 5
min )
De websites van Maastricht Aachen Airport en de vereniging van openbaarvervoerbedrijven zijn maandag moeilijk bereikbaar door een cyberaanval. Een Russische hackersgroep zegt verantwoordelijk te zijn voor de aanval.
( 3
min )
Buurtwinkels worden in hun voortbestaan bedreigd, meldde NU.nl zondag. Veel NUjij'ers hopen dat ze blijven bestaan, maar gaan zelf meestal naar een grote supermarktketen. Waarom willen ze het één, maar doen ze het ander? Een greep uit de reacties.
( 5
min )
Buurtwinkels worden in hun voortbestaan bedreigd, meldde NU.nl zondag. Veel NUjij'ers hopen dat ze blijven bestaan, maar gaan zelf meestal naar een grote supermarktketen. Waarom willen ze het één, maar doen ze het ander? Een greep uit de reacties.
( 5
min )
Het Saoedische staatsolieconcern Saudi Aramco heeft in het tweede kwartaal fors minder winst geboekt vanwege de lagere olieprijzen. Het bedrijf heeft verder te maken met een lagere productie.
( 3
min )
Het Afvalfonds Verpakkingen is 'niet echt tevreden' over het inleveren van plastic flessen met statiegeld. De organisatie pleit in zijn jaarverslag over 2022 voor meer innamepunten.
( 4
min )
Nationale-Nederlanden heeft tienduizenden klanten verkeerd en te laat geïnformeerd over hun pensioen. Daarom heeft toezichthouder AFM de verzekeringsmaatschappij een boete opgelegd van 425.000 euro.
( 3
min )
PostNL heeft de afgelopen maanden meer pakketten verwerkt dan verwacht. Daarom is het postbedrijf positiever over de winst voor dit jaar.
( 3
min )
Nederland heeft dit jaar tot dusver ruim vijfduizend toeristenvisa toegekend aan reizigers uit China. Nu ook daar de coronalockdowns eindelijk voorbij zijn, gaan Chinese toeristen mondjesmaat weer naar Europa op vakantie.
( 4
min )
Adjusted earnings provide a measurement of how current performance compares with performance in previous years.
( 20
min )
Most all-perils homeowners insurance policies cover roof replacement if the damage is the result of an act of nature, but not if it's from wear and tear. Learn more.
( 25
min )
Your company will benefit directly from the new skills and knowledge you acquire. Here's how to make your case for tuition reimbursement.
( 25
min )
Magna cum laude is an honorific for a degree earned with great distinction. It means “with great praise” in Latin, and there’s no set grade point average (GPA) to get it.
( 25
min )
Detailed description of how much an individual should consider paying for a car.
( 21
min )
Investment banking focuses on raising capital while corporate finance deals with day-to-day financial operations.
( 23
min )
An occurrence policy covers claims made for injuries sustained during the life of an insurance policy, even if they're filed after the policy is canceled.
( 19
min )
A civil authority clause is an insurance provision that outlines whether or not lost income will be reimbursed when a government entity denies access to covered property.
( 19
min )
Reinsurance sidecars are financial entities that solicit private investment to underwrite a limited book of insurance policies for a limited period.
( 19
min )
Here is how much each U.S. president contributed to the U.S. national debt, both by percentage and in dollar amounts.
( 27
min )
Investors shouldn't try to 'time the market,' as poorly scheduled purchases and sales cost investors a fifth of their potential fund returns in the past decade.
( 18
min )
"Barbie" isn't just one of 2023's biggest box office hits, it could also have a lasting financial impact on companies spanning fashion, entertainment, and home decor.
( 19
min )
Learn more about the Kellogg School of Management, the business school at Northwestern University.
( 21
min )
The Federal Direct Loan Program is a government program that provides low-interest loans with fixed interest rates to students. Learn how these loans work.
( 25
min )
Often buyers choose to trade-in their vehicle rather than selling it privately and separately. Find out why you should always put a down-payment and never trade-in for convenience.
( 20
min )
Discover why shareholder rights plans are known as poison pills, and understand their benefits and drawbacks.
( 19
min )
The key economic, investing, and business terms that dominated the 2020 presidential election.
( 32
min )
Copays and coinsurance are two types of out-of-pocket costs, but they vary depending on the health insurance plan you choose.
( 25
min )
An assignor is a person or entity who transfers rights or benefits to another party, the assignee. Read about the rights of the assignor vs assignee.
( 23
min )
Firms will need to build more revenue, demonstrate profitability, and outgrow the value that venture capital is already bringing, experts say.
( 20
min )
A sandwich lease occurs when a lessee on a property leases to a third party, often as an investment strategy.
( 21
min )
Unemployment insurance is a benefit for workers who have lost their jobs and meet certain eligibility requirements.
( 28
min )
Rent expense is the cost incurred by a business to utilize a property as an office, factory, storage, retail space, or general use space.
( 23
min )
Falling inventories and tighter supply have lifted oil prices in recent days, but how long will the rally last?
( 32
min )
Investors shouldn't try to 'time the market,' as poorly scheduled purchases and sales cost investors a fifth of their potential fund returns in the past decade.
( 19
min )
Yellow's apparently impending bankruptcy filing could further disrupt two #OverlandPark office properties — where the trucker leases more than 400,000 square feet — already under scrutiny from loan servicers.
( 13
min )
During its second quarter earnings call, Main Street Capital Corp. announced it has made substantial progress on closing its second private loan investment fund.
( 10
min )
Elon Musk is bezig het merk Twitter uit te wissen. Hij vervangt het beetje bij beetje in X, een app waarmee alles kan: van berichten sturen tot geld overmaken. Dat doet denken aan het Chinese WeChat. Wat kunnen we verwachten?
( 5
min )
Duitsland moet het aantal openbare oplaadpunten voor elektrische auto's drastisch verhogen om de verkoop van stekkerwagens bij te benen. Die oproep deed de Duitse vereniging voor de auto-industrie dit weekend.
( 4
min )
Buurtwinkels in ons land staan zwaar onder druk en verdwijnen steeds vaker uit het straatbeeld. Vooral kleine ondernemers in dorpen en kleine gemeenten moeten noodgedwongen hun deuren sluiten. In de afgelopen vier jaar ging het om honderden winkels.
( 5
min )
Reizen met de trein wordt steeds populairder, vooral onder mensen die klimaatvriendelijk op vakantie willen. Waar moet je op letten als je zo'n treinreis gaat boeken?
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min )
Buurtwinkels in ons land staan zwaar onder druk en verdwijnen steeds vaker uit het straatbeeld. Vooral kleine ondernemers in dorpen en kleine gemeenten moeten noodgedwongen hun deuren sluiten. In de afgelopen vier jaar ging het om honderden winkels.
( 5
min )
The College Level Examination Program enables students to earn college credit for introductory-level courses through self-study and proctored or remote testing.
( 20
min )
Income-based repayment plans and forgiveness for public service employees can help you erase student debt.
( 36
min )
In the business and finance industries, “B-School” is an abbreviated term for programs at colleges and universities specializing in business subjects.
( 21
min )
Vandalism and malicious mischief insurance is a type of insurance coverage that protects against losses sustained as a result of vandals.
( 21
min )
Is work experience or education more important for getting a good job? It depends on the field, but more education generally means more income.
( 25
min )
CD beneficiaries inherit account balances when the account owner passes away. Learn what rules apply to CD beneficiaries.
( 23
min )
Return on equity (ROE) vs. return on capital (ROC) are two distinctly different formulas, as one includes only combined profit while the other considers debt.
( 20
min )
Casualty insurance is a broad category of coverage against loss of property, damage or other liabilities. This includes workers' compensation.
( 22
min )
Investing according to the rule of 72 is a good starting point for achieving your saving goals.
( 19
min )
The graduate management admission test is an examination many business schools use to assess an applicant's aptitude in business reasoning and decision-making.
( 22
min )
Find out which stocks are the largest positions in Warren Buffett's portfolio.
( 25
min )
If you rent, you still need insurance for personal property and if anyone is injured at your place. It even covers losses when you travel.
( 21
min )
Warren Buffett's Berkshire Hathaway reported net income of $35.91 billion for the second quarter, boosted by stock holdings such as Apple.
( 17
min )
Discover what Warren Buffett's investment stance is toward gold and silver, why he likes one of them a lot and the other one not at all.
( 18
min )
Parents want their kids to get a good education, but whether a private school is worth it depends on its cost, your child's aptitudes, and many other factors.
( 22
min )
Some countries in Europe, such as Norway, Finland, and Germany, provide free or low-cost university education for all students.
( 24
min )
Reality star Kylie Jenner just launched her own line of Bratz dolls. Jenner has a net worth of $680 million as of August 2023, thanks to her successful makeup brand, Kylie Cosmetics.
( 19
min )
Would you rather lend money to the United States, or New Zealand? Going by credit rating alone, that could be a tossup, after Fitch Ratings downgraded its assessment of the U.S. on Tuesday.
( 19
min )
In a first-loss policy, the insured agrees to take less than full value for damaged property in return for not being penalized for under-insuring the property.
( 22
min )
Best's Capital Adequacy Relativity (BCAR) is a rating of an insurance company’s balance sheet strength. It examines an insurer’s leverage, underwriting activities, and financial performance.
( 19
min )
Additional living expense insurance covers additional costs of living incurred by a policyholder who is temporarily displaced from their place of residence.
( 23
min )
Though paid family and medical leave policies can provide needed financial support, each state determines how they work and what they actually entail.
( 34
min )
The Iraqi dinar is a hot investment—but is it a wise one?
( 23
min )
Avoid these common pitfalls if you're considering investing in rental property.
( 23
min )
The chief operating officer (COO) is a senior executive tasked with overseeing the day-to-day administrative and operational functions of a business.
( 28
min )
Renters insurance is property insurance that covers a policyholder’s belongings, liability, and possibly living expenses in case of a loss event.
( 22
min )
Find out which stocks are the largest positions in Warren Buffett's portfolio.
( 25
min )
Warren Buffett's Berkshire Hathaway reported net income of $35.91 billion for the second quarter, boosted by stock holdings such as Apple.
( 18
min )
Toyota, the world's top-selling automaker, nearly doubled its operating profit from a year earlier as better pricing, productivity gains, and supply-chain improvements boosted sales.
( 19
min )
Would you rather lend money to the United States, or New Zealand? Going by credit rating alone, that could be a tossup, after Fitch Ratings downgraded its assessment of the U.S. on Tuesday.
( 19
min )
The Iraqi dinar is a hot investment—but is it a wise one?
( 23
min )
De bekende Amerikaanse belegger Warren Buffett heeft in het tweede kwartaal een forse winst in de boeken kunnen zetten bij zijn investeringsvehikel Berkshire Hathaway. Onder de streep hield het bedrijf zo'n 36 miljard dollar over.
( 4
min )
Elon Musk is bezig het merk Twitter uit te wissen. Hij vervangt het beetje bij beetje in X, een app waarmee alles kan: van berichten sturen tot geld overmaken. Dat doet denken aan het Chinese WeChat. Wat kunnen we verwachten?
( 5
min )
De klokkenluider die de Panama Papers in 2016 lekte aan de Süddeutsche Zeitung eist 14,5 miljoen euro van de Duitse politie. De Duitse politie zou namelijk een beloning van miljoenen euro's hebben bemiddeld voor de klokkenluider.
( 3
min )
iPhone-producent Foxconn, een van 's werelds grootste elektronicafabrikanten, voorspelt dat de verkopen in de komende maanden zullen aantrekken na de dip in de eerste helft van dit jaar. Dat lijkt een gunstig teken voor Apple, waarvoor Foxconn veel apparatuur maakt.
( 3
min )
Griekse staatsobligaties zijn weer interessant om in te investeren. Tot die slotsom is de Europese kredietbeoordelaar Scope Ratings gekomen. Het gaat om een teken dat Griekenland zijn overheidsfinanciën jaren na de eurocrisis eindelijk weer op orde lijkt te hebben.
( 4
min )
NASA heeft weer contact gekregen met de Voyager 2, de ruimtesonde die zich op 19,9 miljard kilometer van de aarde bevindt. Het contact met de in 1977 gelanceerde Voyager 2 was even verdwenen door een foutje van de vluchtleiding.
( 4
min )
Een grote Amerikaanse mededingingsrechtszaak tegen Google wordt dunner dan aanklagers voor ogen hadden. Een rechter heeft verschillende beschuldigingen geschrapt, omdat niet voldoende aangetoond is dat de zoekresultaten van Google schade toebrengen aan rivalen.
( 4
min )
Wie de komende weken nog op vakantie wil moet niet kieskeurig zijn. Lastminutebestemmingen zijn door het slechte Nederlandse weer zo in trek, dat veel vluchten naar populaire bestemmingen en hotels vol zitten.
( 4
min )
In de serie Koplopers bezoekt NU.nl deze zomer duurzame projecten die ons een kijkje in de toekomst van energie, voedsel en bouw geven. Deze week: het grote laadplein dat een uitstootvrije bouwplaats mogelijk maakt, zonder files op het stroomnet te creëren.
( 4
min )
In de serie Koplopers bezoekt NU.nl deze zomer duurzame projecten die ons een kijkje in de toekomst van energie, voedsel en bouw geven. Deze week: het grote laadplein dat een uitstootvrije bouwplaats mogelijk maakt, zonder files op het stroomnet te creëren.
( 4
min )
Wie deze zomer met de auto op vakantie gaat, doet er goed aan om in het buitenland te tanken. Maar in welk land ben je het goedkoopst uit?
( 4
min )
Perform a thorough checkup to uncover a medical stock with a clean bill of health.
( 24
min )
Today's top three nationwide CD rates are 5.75% APY from Andrews Federal Credit Union, 5.60% APY from Northern Bank Direct, and 5.55% APY from Sallie Mae Bank.
( 18
min )
An automatic premium loan is an insurance policy provision that lets an insurer deduct an outstanding premium from the cash value of a policy.
( 20
min )
The S&P 500 fell 0.5% on Friday, Aug. 4, 2023, after the Labor Department's latest jobs report showed the pace of hiring slowed.
( 17
min )
Sovereign bond yield is the interest rate paid to the buyer of the bond by the government, or sovereign entity, issuing that debt instrument.
( 21
min )
Education and training benefit not only the worker but also the employer and the country as a whole.
( 31
min )
Which type of brokerage you choose depends on your needs and preferences. Find out the benefits of human, self-directed, and robo-advisors.
( 29
min )
Find out which four degrees oil companies want to see on the resumes of new hires, and find out why the industry still pursues these graduates.
( 20
min )
Regardless of whether a shareholder loses their stock certificate, that person still owns the shares.
( 19
min )
The student loan forgiveness program is dead, given the Supreme Court ruling against it. You may have other options for relief, including some brand-new ones.
( 26
min )
Shares of Icahn Enterprises tumbled after the investment firm cut its dividend in half in the wake of criticism from Hindenburg Research.
( 18
min )
Only the biggest foreign investors may buy Saudi stocks directly. Non-billionaires can find exchange-traded funds that focus on Mideast investments.
( 19
min )
U.S. equities were higher at midday on Friday, Aug. 4, 2023 on the back of strong earnings reports, while a cooler-than-expected July jobs report raised optimism the Fed could ease back on its campaign of rate hikes to cool inflation.
( 16
min )
The Kelley Blue Book is the most popular used-car buying guide. Here’s a look at just how trustworthy it is – plus a comparison with the competition.
( 22
min )
Despite their name, junk bonds can be profitable for informed investors, but their higher returns come with higher risks.
( 24
min )
The Energy Department recently canceled a planned purchase of 6 million barrels of crude oil for the nation's Strategic Petroleum Reserve (SPR) amid high oil prices.
( 18
min )
Socially responsible and ESG investing are gaining traction, especially with younger investors who also may be attracted to the technologically-focused investment platforms that robo-advisors provide.
( 25
min )
Mortgage rates jumped higher, with the 30-year average rising for a third day and 15-year rates reaching a four-week high. Meanwhile, the 30-year refi average dipped.
( 20
min )
Find out why this type of funding is so controversial and where it has gone wrong in the past.
( 23
min )
Toyota, GAC-Toyota, and Pony.ai will invest $140 million to manufacture a fleet of driverless taxis in China.
( 16
min )
Understanding the factors behind Treasury yields and interest rates is crucial for an investor.
( 27
min )
Halfway through a economically confusing and, at times, turbulent 2023, many investors are questioning how they should proceed with their investment strategy
( 17
min )
The uninsured rate fell to 7.7% in the first quarter of 2023, down from 8.3% in the last quarter of 2022. However, a pandemic-era rule expiration means that 3.9 people may have lost Medicaid coverage since April, possibly driving the uninsured rate back up.
( 18
min )
Amazon shares jumped after the company reported stronger than expected earnings, with robust ad revenue helping to offset slower growth in cloud.
( 17
min )
Apple reported better-than-expected services revenue in Q3 2023, helping boost net income even as falling iPhone sales led to a third straight quarter of net product revenue declines.
( 19
min )
What you need to know to keep those baubles, bangles, and beads safe.
( 20
min )
Competitive advantage refers to factors that allow a company to produce goods or services better or more cheaply than its rivals. Learn how it works.
( 25
min )
Learn about the process, laws, and guidelines of real estate agents paying other agents for referrals, and how brokers and licenses are involved.
( 21
min )
A book runner is the main underwriter or lead manager when an investment bank issues new equity, debt, or securities instruments. Learn what the role entails.
( 21
min )
Private mortgage insurance (PMI) can be avoided by with a down payment of 20% or more or ended early by building up a 20% equity stake in a home.
( 24
min )
A warning about slowing sales sent Fortinet's stock spiraling lower Friday.
( 11
min )
Today's top three nationwide CD rates are 5.75% APY from Andrews Federal Credit Union, 5.60% APY from Northern Bank Direct, and 5.55% APY from Sallie Mae Bank.
( 20
min )
Shares of Icahn Enterprises tumbled after the investment firm cut its dividend in half in the wake of criticism from Hindenburg Research.
( 18
min )
Months into the fallout from a damning short-selling report, shares for corporate raider and activist investor Carl Icahn's conglomerate Icahn Enterprises plunged Friday after the firm halved its quarterly dividend. In sharing second-quarter financial results on Friday, Icahn Enterprises declared a distribution of $1 per depositary unit, representing a 12% annualized yield. Following the announcement, IEP stock fell about 30% Friday morning.
( 31
min )
A multi-billion dollar company is closing its manufacturing facility in Durham and shifting operations to Georgia.
( 9
min )
The Energy Department recently canceled a planned purchase of 6 million barrels of crude oil for the nation's Strategic Petroleum Reserve (SPR) amid high oil prices.
( 19
min )
Congress could soon change how spouses access their retirement accounts. A pair of Democratic bills recently introduced in the House and Senate would require spouses to consent before either one can make any withdrawals from their 401(k) accounts. The bills, sponsored by Rep. Lauren Underwood, D-Illinois, and Sen. Tammy Baldwin, D-Wisconsin, seek to amend the […] The post Spouses May Soon Need to Agree on 401(k) Withdrawals Under This Proposed Law appeared first on SmartReads by SmartAsset.
( 31
min )
One of the most important decisions in retirement is choosing how much to withdraw from your savings. You need to take out enough to meet your spending needs, but not so much that you end up running out of money. While there's no real consensus on a safe withdrawal rate, a recent report from Edward […] The post How Much Should I Withdraw From My Retirement Account? Edward Jones Says Start With These Percentages appeared first on SmartReads by SmartAsset.
( 32
min )
NASA heeft weer contact gekregen met de Voyager 2, de ruimtesonde die zich op 19,9 miljard kilometer van de aarde bevindt. Het contact met de in 1977 gelanceerde Voyager 2 was even verdwenen door een foutje van de vluchtleiding.
( 4
min )
Meerdere partijen hebben de afgelopen tijd interesse getoond in VanMoof. Dat melden de curatoren van het failliete fietsenmerk. Zij willen volgende week meer duidelijkheid geven over een eventuele doorstart.
( 4
min )
Veel kantoormedewerkers weten het gevoelsmatig misschien al: in de middag zijn zij vaak minder productief dan aan het begin van de dag. Helemaal op vrijdag. Onderzoekers vinden nu bewijs voor dit fenomeen in een Texaans kantoor.
( 5
min )
Nederland schort de "directe samenwerking" met Niger op. Steun aan ontwikkelings- en veiligheidsprojecten die via de landelijke overheid loopt, wordt stopgezet. In het Afrikaanse land werd vorige week een staatsgreep gepleegd.
( 4
min )
De voedselprijzen zijn wereldwijd voor het eerst in drie maanden gestegen. De prijzen zijn in juli met 1,3 procent opgelopen.
( 3
min )
De online verpakkingsvrije supermarkt Pieter Pot heeft in twee weken tijd 335.000 euro opgehaald bij haar klanten. Met het geld wil het bedrijf het vertrouwen van leveranciers terugwinnen en de schappen bijvullen.
( 4
min )
Consumenten moeten oppassen als ze willen shoppen bij webwinkel Femme-Boutique. Toezichthouder ACM, de politie en de Consumentenbond ontvingen al tientallen klachten over de webshop, meldt ACM.
( 3
min )
Fabrieken in Duitsland hebben in juni onverwacht veel meer bestellingen binnengekregen. Dat is een teken dat de grootste economie van Europa stabieler wordt.
( 3
min )
De Deense containerrederij en vrachtvervoerder A.P. Møller-Maersk verwacht dat het wereldwijde containervolume dit jaar sterker zal dalen dan eerder gedacht. Het bedrijf rekent op een krimp van wel 4 procent.
( 3
min )
De winst van Booking.com en Airbnb is in het tweede kwartaal harder gestegen dan het aantal geboekte nachten. Hogere prijzen op de reisplatforms zorgden voor meer geld in het laatje.
( 3
min )
Apple verkocht het afgelopen kwartaal minder iPhones, Macs en iPads. Daardoor daalde de totale omzet van het bedrijf voor het derde kwartaal op rij. Een lichtpuntje voor Apple was de verkoop van digitale producten, zoals abonnementen op Apple Music en iCloud.
( 4
min )
Het gemiddelde bedrag waarvoor mensen een hypotheek afsloten steeg in juli voor het eerst sinds ruim een jaar. Door de hogere lonen kunnen mensen meer geld lenen.
( 4
min )
197.000 Nederlanders hebben tussen 1 maart en 1 mei verzuimd aangifte inkomstenbelasting te doen. Dat zijn er twee keer zoveel als vorig jaar. De Belastingdienst probeert ze er via brieven, sms'jes en telefoontjes toch aan te herinneren, voordat een boete volgt.
( 6
min )
197.000 Nederlanders hebben tussen 1 maart en 1 mei verzuimd aangifte inkomstenbelasting te doen. Dat zijn er twee keer zoveel als vorig jaar. De Belastingdienst probeert ze er via brieven, sms'jes en telefoontjes toch aan te herinneren, voordat een boete volgt.
( 6
min )
Apple’s eked out a slightly higher profit last quarter even though sales dipped during the period, a time during which the iPhone maker became the first publicly held company in the U.S. to be valued at $3 trillion. The results released Thursday covered April through June, the third consecutive quarter that Apple has posted a year-over-year decline in revenue. Apple's stock declined by about 1% in extended trading after the numbers came out.
( 30
min )
For the past few quarters, the lifting of pandemic curbs has fueled domestic and international travel in a boost to hotel operators such as Marriott International and Hilton Worldwide Holdings. Room nights booked for the quarter ended June rose 9% from last year, Booking said. Gross travel bookings, which refers to the total dollar value of all the travel services booked by customers, jumped 15%.
( 31
min )
Today's best CD rate is 5.75% APY, offered by both Andrews Federal Credit Union and Citizens State Bank. We track CD rates every morning to bring you the top options.
( 19
min )
Today's CDs are paying record rates, offering their highest returns in at least 16 years. But will banks and credit unions push rates even higher in August?
( 19
min )
Tesla's electric vehicle (EV) sales in China fell more than 30% last month compared with June, according to the China Passenger Car Association (CPCA). Domestic EV manufacturers in China like BYD, Nio (NIO), and Xpeng (XPEV) gained ground.
( 19
min )
NEW DELHI (Reuters) -India has restricted imports of laptops, tablets and personal computers with immediate effect, according to a government notice on Thursday, in a bid to push local manufacturing. In April-June, electronics imports, which include laptops, tablets and personal computers, was $19.7 billion, up 6.25% year-on-year.
( 30
min )
Back-to-back letters of credit consist of two LOCs used in international transactions facilitated by a broker. Learn how they help remove the risk of a payment default.
( 22
min )
The S&P 500 fell 0.3% on Thursday, Aug. 3, 2023 after weaker-than-expected earnings reports from ecommerce, travel, and chip companies weighed on the index.
( 19
min )
The Higher Education Act of 1965 is a federal law that created financial assistance programs for post-secondary school students and strengthened educational resources.
( 24
min )
Expedia Group shares plummeted after the online travel site reported sales and bookings that missed forecasts. The company gave weaker-than-expected guidance as growth slowed.
( 17
min )
Company-owned life insurance (COLI) is a type of policy that companies purchase to insure against the death of one or more employees.
( 21
min )
AB InBev sales in the U.S. plunged following the controversy over Dylan Mulvaney's promotion of Bud Light.
( 16
min )
Here’s a list of the top mutual funds, which pay regular dividends, for frequent income.
( 25
min )
Some electric car owners are now experiencing higher costs to power their vehicles than to fill up their gas-powered equivalents—if you calculate the costs a certain way.
( 19
min )
Shares of Regeneron jumped after the drug maker indicated it expects the FDA will soon approve a higher-dose version of its blockbuster drug to treat macular degeneration.
( 17
min )
A certificate of insurance (COI) is a nonnegotiable document issued by an insurance company or broker verifying the existence of an insurance policy. Learn how it works.
( 21
min )
The Hong Kong Stock Exchange is the seventh-largest in the world and easily accessible through ETFs.
( 23
min )
Monthly tracking report for credit card interest rates from Investopedia's database of more than 300 cards showed no change in the overall median available rate. These are the current rates as of August 2023.
( 24
min )
Today's best CD rate is 5.75% APY, offered by both Andrews Federal Credit Union and Citizens State Bank. We track CD rates every morning to bring you the top options.
( 18
min )
Pareto efficiency is an economic state in which resources are allocated in the most efficient manner.
( 29
min )
Employment and payroll data is expected to remain stable Friday, but any surprises could roil the markets.
( 16
min )
Today's CDs are paying record rates, offering their highest returns in at least 16 years. But will banks and credit unions push rates even higher in August?
( 19
min )
Consumers with super-prime credit are considered to have excellent credit and pose the least risk to lenders and creditors.
( 24
min )
Indemnity insurance is an agreement wherein one party guarantees compensation for losses or damages incurred by another.
( 24
min )
Learn about the top index mutual funds with some of the lowest expense ratios.
( 21
min )
The free cash flow (FCF) formula calculates the amount of cash left after a company pays operating expenses and capital expenditures. Learn how to calculate it.
( 26
min )
A reverse repurchase agreement is the purchase of securities with the agreement to sell them at a higher price at a specific future date.
( 23
min )
Tesla's electric vehicle (EV) sales in China fell more than 30% last month compared with June, according to the China Passenger Car Association (CPCA). Domestic EV manufacturers in China like BYD, Nio (NIO), and Xpeng (XPEV) gained ground.
( 18
min )
Here's how countries use sovereign wealth funds to stabilize their economies, though these investments can lack transparency.
( 22
min )
Tesla is being sued for fraud after reports revealed the company has been knowingly inflating driving-range figures at the behest of CEO Elon Musk.
( 19
min )
TikTok dropshipping is a business model that uses the TikTok platform to generate sales by advertising products that are being offered through an online dropshipping store. Dropshipping lets people sell products from third party suppliers without being required to hold or ship inventory themselves.
( 25
min )
Five developed nations have no federally regulated minimum wage and may use unions to ensure workers are fairly paid.
( 21
min )
Both credit ratings and credit scores are designed to show potential lenders and creditors a borrower’s likelihood of repaying a debt.
( 23
min )
U.S. equities were mixed and little changed at midday on Thursday, Aug. 3, 2023, amid concerns about higher interest rates and the latest earnings reports.
( 16
min )
A triangle is a continuation pattern used in technical analysis that looks like a triangle on a price chart.
( 23
min )
Find out why bank stocks usually trade below book value and understand how trading activities increase a bank's risk exposure and affect its valuation.
( 20
min )
Deflation is a decrease in the price level of goods and services and the opposite of inflation when prices rise.
( 20
min )
Popular among investors and analysts, specific financial ratios help evaluate healthcare sector companies.
( 20
min )
Robinhood shares were sharply lower after the company posted mixed earnings, which included a Monthly Active User (MAU) drop.
( 17
min )
The U.S. debt grows every year. But how does national debt actually affect you?
( 27
min )
PayPal beat quarterly profit and sales estimates, but a drop in adjusted operating margin and money set aside to cover bad loans sent shares lower.
( 16
min )
Qualcomm shares tumbled after the cellphone chipmaker missed revenue estimates and warned about current quarter sales because of slowing demand for smartphones.
( 16
min )
Life insurance provides a financial safety net for your loved ones, but in certain situations, your policy might not pay out the death benefit.
( 24
min )
To boost local manufacturing and restrict imports from China, India has imposed licensing requirements that affect computer imports and impact Apple, Dell, and Samsung.
( 18
min )
Thirty-year mortgage rates edged higher while jumbo 30-year rates jumped to their highest mark since at least 2009. Refinancing rates on 30-year loans climbed for a fifth day.
( 20
min )
With its high yields and the ubiquity of iPhones, Apple's savings account has attracted over $10 billion in deposits since its launch in April.
( 17
min )
Joint tenancy is a legal arrangement in which two or more people own a property together, each with equal rights and obligations.
( 28
min )
Energy giant ConocoPhillips posted second-quarter profit and revenue that missed expectations, reflecting a pullback in oil prices from last year's highs and despite record production levels.
( 17
min )
Creditworthiness is a measure of the likelihood that you will default on your debt obligations. Lenders consider your creditworthiness when you apply for a loan.
( 21
min )
Funds transfer pricing (FTP) analyzes bank funding contributes to areas of strength and weakness within the bank.
( 22
min )
Understand the difference between sponsored American depositary receipts (ADRs) categorized within level I, II or III. Find out how investors can benefit.
( 21
min )
A lease option is an agreement that gives a renter the choice to purchase the rented property during or at the end of the rental period.
( 29
min )
Saoedi-Arabië gaat de olieproductie nog een maand langer beperken. De olieprijzen stijgen al maanden doordat olieproducerende landen hun productie terugschroeven. En dat merken we aan de pomp.
( 3
min )
De brand op vrachtschip Fremantle Highway heeft geen financiële gevolgen voor Volkswagen. Volgens een woordvoerder is "een zeer klein deel" van de auto’s aan boord van een van de Volkswagen-merken, zoals Audi, Seat of Volkswagen zelf. En die zijn verzekerd.
( 4
min )
Na een Russische aanval op de Oekraïense havenstad Izmail is de prijs van graan weer gestegen. Oekraïne produceert veel graan, maar kan het door de oorlog lastig exporteren. Rusland trok zich onlangs terug uit de 'graandeal'. NU.nl-lezers vroegen zich af: is er echt geen alternatief?
( 3
min )
Nederlandse kersentelers beleven een dramatisch jaar door het koude en natte voorjaar. De oogsten zijn volgens telers de helft lager dan in 2022, met duurdere kersen tot gevolg. Inmiddels zijn er ook zorgen over bijvoorbeeld bessen en aardappelen.
( 4
min )
SNS Bank, ASN Bank en RegioBank verhogen hun spaarrentes. Dat doen ze in navolging van renteverhogingen van de Europese Centrale Bank (ECB) en andere grote banken als Rabobank, ABN AMRO en ING.
( 4
min )
Nederlandse kersentelers beleven een dramatisch jaar door het koude en natte voorjaar. De oogsten zijn volgens telers de helft lager dan in 2022, met duurdere kersen tot gevolg. Inmiddels zijn er ook zorgen over bijvoorbeeld bessen en aardappelen.
( 4
min )
In navolging van de Europese en Amerikaanse centrale bank heeft nu ook de Bank of England de rente verhoogd naar het hoogste niveau in jaren. De verhogingen zijn bedoeld om de inflatie te bestrijden.
( 3
min )
Met het slechte weer trekken vakantiegangers en dagjesmensen naar binnenzwembaden. De kaartjes voor zwembaden bij Center Parks-vakantieparken voor vandaag zijn bijna uitverkocht en die voor vrijdag raken ook op. Bij andere zwembaden blijven buitenbaden dicht.
( 4
min )
Een korte pinstoring zorgde er donderdag voor dat er bij kassa's door het hele land tijdelijk niet of nauwelijks gepind kon worden. Inmiddels zijn de problemen volgens Betaalvereniging Nederland verholpen.
( 3
min )
Een landelijke pinstoring veroorzaakt door het hele land problemen aan de kassa's. Mensen kunnen hun boodschappen mogelijk niet afrekenen met een pinpas en moeten met cashgeld betalen. Er wordt gewerkt aan een oplossing.
( 3
min )
Het Belgische bierconcern AB InBev kan opgelucht ademhalen. Het moederbedrijf van onder meer Budweiser werd het afgelopen kwartaal geteisterd door de inflatie en een boycot, maar maakte wereldwijd toch 7 procent meer omzet.
( 3
min )
De Turkse inflatie is in juli na acht maanden van daling weer gestegen. De prijzen in het land gingen met 47,8 procent omhoog ten opzichte van dezelfde maand vorig jaar.
( 3
min )
Nintendo maakte nog nooit zoveel winst als in het afgelopen kwartaal. Het Japanse bedrijf scoorde volop met The Super Mario Bros. Movie en het populaire spel The Legend of Zelda: Tears of the Kingdom.
( 3
min )
We kiezen steeds vaker voor een stroomcontract met Nederlandse groene stoom. Het gaat dan om een combinatiecontract met gas waarvan de CO2-uitstoot wordt gecompenseerd. Het afgelopen kwartaal werd dat 22 procent vaker aangevraagd dan een jaar terug, meldt prijsvergelijker PriceWise.
( 3
min )
Consumenten ondervinden meer hinder van de energietransitie. Het gebeurt bijvoorbeeld steeds vaker dat ze hun opgewekte zonnestroom kortstondig niet kunnen terugleveren aan het stroomnet.
( 3
min )
Chinese kinderen onder de achttien jaar mogen binnenkort mogelijk nog maar een paar uur per dag online op hun telefoons. De Chinese toezichthouder heeft daarvoor een voorstel ingediend. In China wordt de schermtijd van kinderen al jaren beperkt.
( 4
min )
We kiezen steeds vaker voor een stroomcontract met Nederlandse groene stoom. Het gaat dan om een combinatiecontract met gas waarvan de CO2-uitstoot wordt gecompenseerd. Het afgelopen kwartaal werd dat 22 procent vaker aangevraagd dan een jaar terug, meldt prijsvergelijker PriceWise.
( 3
min )
De Duitse luchtvaartmaatschappij Lufthansa verwacht dat de vraag naar vliegtickets ook de rest van het jaar hoog blijft. Het aantal boekingen van augustus tot en met december is ruim 90 procent groter dan in de periode voor de coronacrisis.
( 3
min )
ING heeft afgelopen kwartaal flink geprofiteerd van de hogere rente. Het concern zag vooral de rente-inkomsten toenemen.
( 3
min )
Het UWV wist al sinds 2020 dat het de online privacy van uitkeringsgerechtigden schond door zonder toestemming cookies te plaatsen om te checken of mensen met een WW-uitkering ongeoorloofd in het buitenland verbleven. Dat blijkt uit onderzoek van de NOS.
( 5
min )
Inwoners van Friesland bewijzen dat geld niet per se gelukkig maakt. Zij zijn bovengemiddeld tevreden over hun leven, terwijl de Randstad en Noord-Brabant beduidend rijker zijn.
( 5
min )
Het UWV wist al sinds 2020 dat het de privacy van uitkeringsgerechtigden schond door zonder toestemming cookies te plaatsen om te kijken of ze ongeoorloofd in het buitenland verbleven terwijl ze een WW-uitkering ontvingen. Dat blijkt uit onderzoek van de NOS.
( 5
min )
De stijgende loonkosten zorgen ervoor dat de prijzen op een hoog niveau blijven. In verschillende sectoren zijn de lonen de afgelopen maanden flink gestegen en steeds meer bedrijven berekenen dat nu door.
( 5
min )
Investors frowned on PayPal's second quarter report.
( 9
min )
U.S. midstream company Energy Transfer on Wednesday reported lower earnings for the second quarter despite higher transport volumes in most energy product segments versus a year ago. Lower natural gas and natural gas liquids (NGL) prices affected results, the company said. Energy Transfer expects full-year 2023 adjusted EBITDA to range between $13.1 billion and $13.4 billion, which is slightly tighter than the previous range of $13.05 billion to $13.45 billion.
( 31
min )
SolarEdge Technologies shares cratered after the solar power company warned its business is being hurt by high borrowing costs, and gave current quarter guidance that missed estimates.
( 18
min )
Occidental Petroleum Corp on Wednesday reported an 83% slump in second-quarter profit, hit by lower oil and gas prices. Oil and gas prices soared last year in the wake of Russia's invasion of Ukraine but energy prices have dropped sharply this year as fears of shortages eased amid global economic challenges. The lower oil prices were still lucrative for oil producers and Occidental's production in the quarter rose to 1.22 million barrels of oil equivalent per day (boepd) from 1.15 million boepd a year earlier.
( 30
min )
Payments firm PayPal Holdings forecast third-quarter revenue above estimates on Wednesday, expecting consumers to remain resilient in the face of a tough economy. Though inflationary headwinds and subsequent interest rate hikes have squeezed budgets in households, consumer spending held up through the second quarter, driving an 11% surge in PayPal's total payment volume to $376.5 billion. PayPal expects third-quarter revenue at about $7.4 billion, above analysts' average estimate of $7.32 billion, according to Refinitiv data.
( 31
min )
The Fitch agency’s downgrade of the U.S. government’s credit rating is being met with pushback from officials and well known economists, while others said it highlighted the need for the government to reduce spending deficits.
( 20
min )
I'm 73 and my 401(k) hasn't been doing well for the last few years. Would it be a good idea for me to withdraw my money from my 401(k) and pay the tax that I will have to pay eventually anyway, and then invest the rest of my money in CDs? -Archie Your desire for […] The post Ask an Advisor: I'm 73 and My 401(k) ‘Hasn't Been Doing Well.’ Should I Withdraw My Money and Invest in CDs? appeared first on SmartReads by SmartAsset.
( 33
min )
In my 401(k) retirement plan, I’m 82% stocks. I’m 65 and still working. Should I be moving my stocks to bonds? -Bob While it's not a satisfying answer, the real answer is that "it depends." The decision of whether to shift your 401(k) to a more conservative asset allocation will depend primarily on your longer-term […] The post Ask an Advisor: ‘Should I Be Moving Stocks to Bonds?’ I’m 65 and Have 82% of My 401(k) in Equities appeared first on SmartReads by SmartAsset.
( 33
min )
Tyre manufacturer Goodyear India reported a higher quarterly profit as a drop in raw material prices helped make up for its first revenue fall in 12 quarters on low demand. The Indian unit of U.S.-based Goodyear Tire and Rubber Co said standalone profit rose 4% to 392.6 million rupees ($4.8 million) in the first quarter. While revenue from operations fell about 12% to 7.2 billion rupees, that was more than offset by a roughly 13% drop in expenses due to lower raw material prices.
( 31
min )
Low margins industry-wide saw Enterprise Products Partners missing analyst expectations for Q2, but the company still reached six operational records
( 12
min )
The S&P 500 index finished 1.4% lower on August 2, 2023, after chipmaker AMD issued weaker-than-expected third-quarter guidance, which weighed on the sector.
( 17
min )
Half of workers think they might reach their retirement goals.
( 17
min )
Humana said it paid out fewer-than-expected claims for non-urgent surgery, and that helped the health insurer record better-than-expected second quarter profit.
( 18
min )
SolarEdge Technologies shares cratered after the solar power company warned its business is being hurt by high borrowing costs, and gave current quarter guidance that missed estimates.
( 16
min )
Six asset managers have filed with the SEC for Ethereum futures ETFs, which could launch as early as October.
( 17
min )
Devaluation is the deliberate downward adjustment to the value of a country's currency relative to another currency or standard.
( 23
min )
You can buy a CD in a foreign country, but it's risky. Find out more about how it works and the pros and cons.
( 23
min )
The quantity supplied is a term used in economics to describe the number of goods or services that are supplied at a given market price.
( 23
min )
Generac Holdings was the worst-performing stock in the S&P 500 after the maker of home generators and other alt power equipment warned of a slump in residential sales because of falling demand.
( 16
min )
Federal support for renewable energy projects more than doubled from 2016 to 2022, according to a recent report from the U.S. Energy Information Administration (EIA).
( 17
min )
Rohit Chopra is the director of the Consumer Financial Protection Bureau (CFPB). He previously served as commissioner of the Federal Trade Commission (FTC).
( 22
min )
Combined single limits is an insurance policy provision where coverage for all components of a claim (bodily injury and property damage) is handled by a single amount.
( 21
min )
The White House and Supreme Court have taken opposing positions on student loan forbearance. Learn what's in store for student borrowers with the SAVE plan.
( 24
min )
In the aftermath of the COVID-19 pandemic, hiring is still booming, unemployment is near historic lows, yet Americans as a whole are still working fewer hours than they did in 2019.
( 18
min )
Yum! Brands reported a record $7 billion in digital sales during the second quarter of 2023 as worldwide sales and same-store sales increased.
( 18
min )
Trading losses and a decline in dealmaking led to an earnings slump at private equity (PE) firm Carlyle Group in the second quarter, although the loss was smaller than expected.
( 17
min )
Learn the most commonly followed market and economic indicators used by market analysts to track the Chinese stock market and China's economy.
( 27
min )
Here are the best online brokerage accounts and trading platforms with low costs and fees plus the best trading experience, mobile apps, and more.
( 34
min )
Discover’s savings account doesn’t usually have the highest APY, but it’s easily accessible with no minimum deposit or monthly fee.
( 20
min )
The Fitch agency’s downgrade of the U.S. government’s credit rating is being met with pushback from officials and well known economists, while others said it highlighted the need for the government to reduce spending deficits.
( 19
min )
The desirable markets aren't immune to high mortgage rates and low inventory, which are dampening the housing market nationwide.
( 19
min )
Chemicals giant DuPont De Nemours posted a smaller-than-expected loss in the second quarter while raising its full-year sales forecast, but projected lower earnings for the year.
( 17
min )
See a full overview of PNC savings account interest rates. Compare PNC Bank to top competitors and find the right savings account for your financial needs.
( 21
min )
You can name almost anyone as a transfer on death (TOD) beneficiary. Learn more about the process and benefits for naming a TOD beneficiary.
( 22
min )
An account freeze includes actions taken by a bank, brokerage or government to prevent transactions in an account.
( 22
min )
Kraft Heinz's Q2 earnings reflected sales affected by a reduction in demand from cost-conscious consumers. Shares slipped early Wednesday but recovered.
( 17
min )
Shares of CVS Health Corporation advanced as cost cutting helped the pharmacy chain and healthcare company post better-than-expected results.
( 16
min )
U.S. equities plunged at midday on Wednesday, Aug. 2, 2023 after Fitch reduced the U.S. credit rating.
( 16
min )
Starbucks sales soared in China as COVID-19 restrictions there eased, but overall revenue and comparable store sales were less than expected.
( 16
min )
The House Committee on China has launched an investigation into BlackRock and MSCI for investing into blacklisted Chinese companies.
( 17
min )
Researchers working on artificial general intelligence (AGI) aim to eventually produce a form of AI with human-level intelligence. AGI would ideally be able to learn, self-teach, and perform generalized tasks without human supervision or intervention.
( 25
min )
Explore the forward price-to-earnings ratio, and learn its significance and how it compares to the traditional price-to-earnings ratio.
( 20
min )
A telex release is a convenient option for shippers who do not need original documents for their accounting or legal records.
( 21
min )
A bank statement is a record, typically sent to the account holder every month, summarizing all transactions in an account during a set time period.
( 22
min )
Is it better to make foreign direct investments or foreign portfolio investments? What is the difference and who does each one appeal to?
( 19
min )
Similar to rivals Intel and Nvidia, AMD could develop AI chips that it will be allowed to export to China despite U.S. controls.
( 17
min )
An external transfer is a way to move money between accounts that are in different financial institutions. Learn how external transfers work.
( 23
min )
Learn who the top 10 billionaires in the world are and how they built their wealth.
( 33
min )
A variety of metals, plastics, raw materials and chemicals are used by the electronics industry including copper, lithium, silver, gold and many others.
( 19
min )
A structured note is a debt obligation that also contains an embedded derivative component that adjusts the security's risk-return profile.
( 22
min )
Inwoners van Friesland bewijzen dat geld niet per se gelukkig maakt. Zij zijn bovengemiddeld tevreden over hun leven, terwijl de Randstad en Noord-Brabant beduidend rijker zijn.
( 5
min )
Isolatiebedrijven en woningeigenaren moeten voor ze spouwmuren isoleren goed onderzoeken of daar vleermuizen in zitten. Met een camera in de ruimte tussen de muren kijken is niet voldoende.
( 5
min )
Ferrari beleeft dit jaar gouden tijden met sterke verkopen in Europa, de Verenigde Staten en China. De sportwagenfabrikant zag de nettowinst met een derde stijgen tot 334 miljoen euro. Prijsverhogingen maken klanten schijnbaar niet minder enthousiast.
( 3
min )
Pensioenfondsen profiteren van de stijgende rente en koerswinsten op de aandelenbeurs. Daardoor zijn de dekkingsgraden in juli opgelopen tot gemiddeld 122 procent. Dat betekent dat de fondsen gemiddeld voor elke 100 euro pensioenuitkering 122 euro in kas hebben.
( 3
min )
De Griekse overheid biedt vakantiegangers een week gratis vakantie op Rhodos aan. Het aanbod geldt voor toeristen die in juli hun vakantie moesten afbreken vanwege hevige bosbranden.
( 3
min )
Het is vandaag Earth Overshoot Day. Op deze 'dag van de overbevraging' hebben we al het voedsel en de grondstoffen die de aarde in een jaar tijd duurzaam kan produceren al verbruikt. Dus 'vieren' we vandaag dat we flink rood staan bij de planeet.
( 5
min )
De Griekse overheid biedt vakantiegangers een week gratis vakantie op Rhodos aan. Het aanbod geldt voor toeristen die in juli hun vakantie moesten afbreken vanwege hevige bosbranden.
( 3
min )
De prijzen van tarwe en mais zijn woensdag verder gestegen na de Russische aanval op de haven van de Oekraïense stad Izmail.
( 3
min )
Met een betaald abonnement op X, voorheen Twitter, krijg je een blauw vinkje achter je naam. Gebruikers die er niet mee te koop willen lopen dat ze voor de dienst betalen, kunnen hem voortaan verbergen voor anderen.
( 4
min )
De Verenigde Staten zijn voor beleggers minder betrouwbaar geworden. Volgens kredietbeoordelaar Fitch behoren Amerikaanse staatsleningen niet meer tot de veiligst denkbare beleggingen. Dat heeft te maken met de politieke strijd over het schuldenplafond.
( 3
min )
Werknemers profiteren steeds meer van de krapte op de arbeidsmarkt. Het is niet voor niets dat het verloop bij veel bedrijven op een hoog niveau ligt. We wisselen vaker van baan en zijn niet meer bang om een hoger loon of een andere functie te eisen.
( 5
min )
De regenachtige weken in juli zorgen voor lege terrassen bij strandtenten. Maar weer of geen weer, de Duitse toerist blijft een trouwe klant.
( 5
min )
A drug company with operations in Morrisville has signed a major licensing deal for its newly approved treatment for multiple sclerosis.
( 10
min )
BRY, GNK, ARI, PXD, and EGLE lead peers by forward dividend yield
( 25
min )
High earners could see a significant tax increase under a Democratic proposal to bolster Social Security and Medicare. A financial advisor can help you respond to potential changes to tax laws and regulations. Find a fiduciary advisor today. The proposed legislation – called the "Medicare and Social Security Fair Share Act" – would require taxpayers […] The post Are You a High Earner? You Could Pay a Lot More in Taxes Under This Proposed Law appeared first on SmartReads by SmartAsset.
( 31
min )
"We made a change in our U.S. distribution center that added capacity to support higher revenue in fiscal Q4 and beyond," Rockwell's chief executive Blake Moret said. The company said on a post-earnings call it had missed about a week of planned shipments in May due to a longer-than-expected changeover to a new third-party logistics supplier at its North American distribution center.
( 31
min )
Norwegian Cruise Line Holdings forecast third-quarter profit below estimates on Tuesday, as higher fuel costs reverse its gains from pent-up demand for cruise bookings and raised ticket prices. Shares of the company, which appointed a new CEO in March, were down 7.2% in premarket trading. Cruise operators have been wrestling with elevated costs associated with food, raw materials, fuel, a stronger U.S. dollar and labor due to the pandemic that were exacerbated by the Russia-Ukraine war.
( 31
min )
One debt limit fight just ended at the beginning of June and another budget fight is likely on the way. That, along with a few other macroeconomic factors, was enough for Fitch to downgrade the country's credit rating to AA+.
( 17
min )
The S&P 500 finished 0.3% lower on Tuesday, Aug. 1, 2023, as weaker-than-expected earnings from pharmaceutical companies weighed on the broader index.
( 17
min )
The price-weighted index rode gains from Caterpillar to move higher by 0.2%, or roughly 70 points, despite more than two-thirds of the index’s stocks falling.
( 17
min )
Ford Motor Company said the plant that produces its popular electric F-150 Lightning pickup is back in operation, and ready to meet rising demand.
( 16
min )
The savings account at Apple Bank offers competitive rates, but are they competitive enough? We reviewed Apple Bank so you can decide if the bank is right for you.
( 21
min )
The gross domestic product, a broad measure of the country’s entire economic output, is on track to surge ahead to a 3.9% annual growth rate in the third quarter, for now.
( 17
min )
Norwegian Cruise Line shares plummeted as the cruise line operator’s outlook for the key third quarter missed estimates on higher costs.
( 16
min )
High inflation, high interest rates, and high costs of living has impacted how younger generations invest.
( 18
min )
Uber Technologies posted its first-ever quarterly operating profit, but shares slumped as revenue missed estimates.
( 18
min )
The morbidity rate, used by various insurance companies to price their premiums, is the frequency with which a disease appears in a population.
( 21
min )
Stockholders' equity is the remaining amount of assets available to shareholders after paying liabilities. Learn how to calculate stockholders’ equity.
( 24
min )
The government limits how much money can be put into life insurance without losing tax benefits. How can you avoid this Modified Endowment Contract trap?
( 25
min )
U.S. homebuying by foreigners for the year ending in March was the lowest since 2009, the National Association of Realtors (NAR) found.
( 18
min )
Term life insurance guarantees payment of a death benefit if the person insured passes away within a certain number of years. Learn how it works and alternatives.
( 25
min )
Permian Resources, Civitas Resources, and Northern Oil & Gas led sector performance over the past year
( 21
min )
Job seekers, who have enjoyed plentiful options in recent years, saw their choices diminish somewhat in June as the number of job openings ticked down to their lowest since April 2021.
( 17
min )
A direct consolidation loan is a type of direct loan that combines two or more federal education loans into a single loan.
( 24
min )
These are the top 25 most heavily weighted stocks in the Standard & Poor's 500 Index.
( 28
min )
The National Highway Traffic Safety Administration (NHTSA) has initiated a probe into Tesla's 2023 editions of Models 3 and Y.
( 18
min )
Falling refinery margins slice Marathon Petroleum's quarterly earnings, but profit and revenue still surpass expectations as oil, gas prices again head higher.
( 18
min )
U.S. equities fell at midday on Aug. 1, 2023, as optimism about corporate earnings faded following the release of the latest batch of reports.
( 16
min )
A paper trade is the practice of simulated trading so that investors can practice buying and selling securities without the involvement of real money.
( 23
min )
Understand how to compare the yields of different bonds, and how to equalize and compare fixed-income investments with different yield conventions.
( 21
min )
Merck reported better-than-expected results and raised its sales outlook on rising drug and vaccine sales.
( 16
min )
Drugmaker Pfizer's Q2 earnings showed mixed results. EPS beat analyst expectations but revenue declined on falling demand for its COVID products.
( 17
min )
BP is the latest to join the list of major energy companies that posted big profit declines because of falling oil and gas prices.
( 16
min )
Did you know that you might be eligible for a grant to help start or run your small business? There are many out there for the taking; you just need to know where to look.
( 27
min )
U.S. companies are ramping up their capital expenditures (CapEx) after years of underinvestment, according to research from Bank of America.
( 17
min )
Find out how to open a savings account in the U.S. if you are a foreigner. Learn about the restrictions and qualification criteria as well as about the process.
( 24
min )
BRY, GNK, ARI, PXD, and EGLE lead peers by forward dividend yield
( 24
min )
American Express is more than just a popular credit card issuer; it offers competitive savings account rates, too. Learn more about saving money with Amex.
( 20
min )
Footwear brand Birkenstock, known for its high-fashion array of sandals, is considering going public in September via an IPO, potentially valuing the company at more than $8 billion.
( 19
min )
Launched in November of last year, Amazon Clinic rolls out nationwide though its message-based consultations are still limited to 34 states.
( 18
min )
A 529 plan is a tax-advantaged account that can be used to pay for qualified education costs, including college, K–12, and apprenticeship programs. Starting in 2024, a specified amount of unspent funds can be transferred to a Roth IRA.
( 27
min )
Saturn Oil & Gas, Vertex Energy, and YPF SA are top for value, growth, and momentum, respectively
( 21
min )
Personal consumption expenditures is a measure of consumer spending and includes all goods and services bought by U.S. households. Learn more about PCE and how it's used.
( 27
min )
A private placement is a sale of stock shares to pre-selected investors and institutions rather than on the open market.
( 24
min )
Meta Platforms is planning to roll out AI chatbots to help it retain users of its apps and healthcare retailer CVS lays off 5,000 workers as it cuts costs in preparations to expand into primary care. Here’s what investors need to know today.
( 19
min )
Passagiersvliegtuigen stijgen en landen weer vaker op Nederlandse luchthavens en ze zitten ook voller. In het tweede kwartaal van dit jaar ging het om bijna negentien miljoen passagiers. Dat zijn er 9,3 procent meer dan vorig jaar.
( 4
min )
Amazon heeft dinsdag zijn eerste Nederlandse distributiecentrum in Almelo geopend. De locatie moet tot 25.000 pakketten per dag kunnen verwerken, waardoor het webwinkelconcern meteen kans ziet meer producten in zijn assortiment op te nemen.
( 3
min )
Tankstations in Italië moeten vanaf dinsdag verplicht de gemiddelde prijzen van benzine en diesel tonen. Italië wil zo voorkomen dat pomphouders sjoemelen met de prijzen.
( 3
min )
In de eerste helft van dit jaar is er al een recordaantal nieuwe motoren verkocht in Nederland. Vooral onder jongeren wordt de motor steeds populairder.
( 3
min )
Een telefoon wordt warmer als hij aan de laadkabel hangt, omdat er elektriciteit in stroomt. De accu wordt dan aan het werk gezet. Maar hoe warm hij wordt, ligt ook aan de kabel. Moet je je daar zorgen over maken?
( 3
min )
Ondanks de hoge inflatie werden er van april tot en met juni wereldwijd een recordaantal ritten geboekt bij Uber. Dat zegt het taxibedrijf dinsdag bij de presentatie van de cijfers.
( 3
min )
Dit jaar zijn tot nu toe ruim 229.000 nieuwe personenauto's geregistreerd. Dat zijn er 30,6 procent meer dan een jaar eerder. Vorige maand gingen bijna 29.000 nieuwe auto's de weg op, bijna een derde meer dan in juli 2022.
( 3
min )
De FBI heeft naar eigen zeggen onbewust commerciële spionagesoftware ingezet om mensen te volgen. Daar kwam de dienst achter nadat The New York Times eerder dit jaar bewijs vond dat de Amerikaanse regering zich daar schuldig aan heeft gemaakt.
( 3
min )
Net als bij Shell en Total zakken dit jaar ook bij olie- en gasproducent BP de winsten hard terug. De nettowinst van BP was in het tweede kwartaal ruim drie keer zo laag als in dezelfde periode vorig jaar.
( 3
min )
Meta is van plan een reeks AI-chatbots naar zijn diensten te brengen. Het Facebook-moederbedrijf is van plan de chatbots van verschillende persoonlijkheden te voorzien. Ze verschijnen mogelijk al volgende maand, zeggen bronnen tegen de Financial Times.
( 3
min )
Voor negen producten moeten klanten van supermarktketen Penny Market deze week de "werkelijke prijs" betalen. De Duitse discounter berekent de kosten van milieuschade door, waardoor een bol mozzarella bijna twee keer zo duur is.
( 3
min )
De Japanse autoproducent Toyota produceerde en verkocht in het tweede kwartaal meer auto's dan ooit. Dat kon doordat de chiptekorten achter de rug zijn. Ook werkt mee dat de Japanse yen goedkoop is voor consumenten buiten Japan.
( 3
min )
Maaltijdbezorger Thuisbezorgd brengt naast pizza's en burgers nu ook shampoo, zeep en andere verzorgingsmiddelen rond. Daarvoor gaat het bedrijf een samenwerking aan met Lush.
( 3
min )
Werknemers hebben nauwelijks iets te vrezen als zij openlijk aangeven dat ze op zoek zijn naar een andere baan. Veel bedrijven hebben namelijk grote moeite om mensen aan te trekken en te behouden vanwege het personeelstekort. En dat zorgt voor andere verhoudingen op de arbeidsmarkt.
( 5
min )
Both CDs and high-yield savings accounts are paying record rates right now, with dozens of options that earn 5.00% or more. Find out how to choose what's best for you.
( 20
min )
SoFi is reaching an affluent client base. Customers opening new direct-deposit accounts in the second quarter had a median FICO score of 747
( 13
min )
See what today's best CD rates are in every term and how they compare to the previous day's top rates. We track daily CD rates from more than 200 banks and credit unions.
( 20
min )
Even as some of the original meme stocks lose momentum, Tupperware is the newest member of the group with shares rising about 450% in just a month.
( 19
min )
A brightly flashing “X” sign has been removed from the San Francisco headquarters of the company formerly known as Twitter just days after it was installed. The San Francisco Department of Building Inspection said Monday it received 24 complaints about the unpermitted structure over the weekend, including concerns about its structural safety and illumination. The Elon Musk-owned company, which has been rebranded as X, had removed the Twitter sign and iconic blue bird logo from the building last week.
( 5
min )
Disney shares gained as the entertainment giant reportedly brought back two former execs to advise CEO Bob Iger.
( 16
min )
PNC closed 173 branches in the first half of 2023, capped by 46 in June.
( 10
min )
Johnson & Johnson shares dropped after a judge ruled against its plan to resolve talcum powder-related lawsuits.
( 17
min )
Mass layoffs and plans to file for bankruptcy haven't scared off a Boston-based hedge fund that now owns a 25% stake in Yellow.
( 11
min )
Mortgage rates climbed again, taking the 30-year and other rate averages to their highest levels in more than two weeks, and the jumbo 30-year average to a 14-year high.
( 21
min )
Investing.com -- Stocks were muted on Monday as a deluge of megacap earnings started to hit this week, and as investors await this week's jobs report for July.
( 31
min )
Shares of SoFi Technologies skyrocketed as the online bank posted better-than-expected results on strong loan demand and deposits.
( 18
min )
Foxconn in Wisconsin is making microinverters for Enphase Energy that convert power from solar panels into electricity.
( 10
min )
Cash-strapped, with $1.3 billion in debt due next year, trucking company Yellow is shuttering operations amid a union standoff.
( 19
min )
The Swiss National Bank on Monday posted a second quarter loss of 13.20 billion Swiss francs ($15.14 billion) as interest rate hikes by other central banks dented the value of its massive bond holdings. The SNB lost 8.08 billion francs on its foreign currency positions of 742 billion francs as bond prices fell as investors feared more interest rate hikes by the U.S. Federal Reserve, European Central Bank and others. The Swiss central bank also lost 3.14 billion francs on its gold holdings in the three months to the end of June, as lower prices cut the value of the 1,040 tonnes of the precious metal it holds.
( 31
min )
“This is our desire to simply get ahead of the production curve,” said Boeing CEO David Calhoun, despite there being “no breaks on the regulatory side.”
( 10
min )
Discover three exchange-traded funds (ETFs) that investors seeking to emulate the investment strategies of Warren Buffett may wish to consider.
( 19
min )
Both CDs and high-yield savings accounts are paying record rates right now, with dozens of options that earn 5.00% or more. Find out how to choose what's best for you.
( 19
min )
Amazon shares gained after reporting delivery times to its Prime members in the second quarter were the fastest ever.
( 16
min )
See what today's best CD rates are in every term and how they compare to the previous day's top rates. We track daily CD rates from more than 200 banks and credit unions.
( 20
min )
The S&P 500 was little changed to start the week on Monday, July 31, 2023, edging 0.2% higher as oil stocks gained on the back of higher oil prices.
( 18
min )
U.S. consumers ramped up their spending on material goods during the pandemic and haven’t looked back, and economists are wondering just how long the shopping spree will last.
( 17
min )
Even as some of the original meme stocks lose momentum, Tupperware is the newest member of the group with shares rising about 450% in just a month.
( 19
min )
The Dow closed July with a gain of 3%, moving up 100 points, or 0.28% on the session, as investors watch earnings and prepare for Friday’s job report.
( 18
min )
Disney shares gained as the entertainment giant reportedly brought back two former execs to advise CEO Bob Iger.
( 16
min )
Johnson & Johnson shares dropped after a judge ruled against its plan to resolve talcum powder-related lawsuits.
( 17
min )
One in five homeowners have mortgage rates greater than 5% and are twice as likely to sell their homes, compared to the vast majority of homeowners with lower rates who feel locked in, a new Zillow survey found.
( 18
min )
Cash flow is the net cash and cash equivalents that move in and out of a company's financial statement.
( 26
min )
Most banks toughened up their lending standards in the second quarter, and plan to continue to do so in the near future out of concern for the economic outlook, making it harder for businesses and individuals to take out loans.
( 17
min )
Despite current challenges in the U.S. economy, approximately 75% of mid-sized business owners plan to expand their businesses over the next 12 months.
( 17
min )
Personal loan rates moved up sharply this week to 20.86%, jumping 31 basis points since last week when the average personal loan rate sat at 20.55%.
( 18
min )
Find out the pros and cons of borrowing against your life insurance policy to determine if this loan type is the right financial decision for you.
( 22
min )
Crude oil inventories at the Cushing, Oklahoma, hub fell by 2.9 million barrels in the week ended July 14, the steepest drawdown since October 2021.
( 17
min )
The first nuclear reactor built from scratch in the U.S. in decades has entered operation at a power plant in Georgia, which could present opportunities for the nuclear industry and investors.
( 18
min )
Life insurance premium financing lets high net worth individuals buy costly insurance without liquidating assets, but there are risks involved.
( 22
min )
A capital gains tax is a levy on the profit that an investor makes from the sale of an investment such as stock shares. Here's how to calculate it.
( 35
min )
Allocational efficiency is the efficient allocation of resources that leads to maximum overall satisfaction in the economy.
( 19
min )
Performance management helps managers monitor and evaluate employees' work and align it with the company's goals.
( 22
min )
A subsidiary is a company that is more than 50% owned by another company. The owner is usually referred to as the parent company or holding company.
( 25
min )
After the Fed's latest rate hike, which may not have been its last, we search for points of weakness and areas of continued strength in the markets with Kenny Polcari. "Irrational exuberance" makes a return as a catchphrase. Is 2023 really like 1996?
( 19
min )
Cryptocurrencies continue to gain traction with investors around the world. Explore how leading countries are regulating the emerging asset class.
( 28
min )
U.S. equities advanced at midday on Monday, July 31, 2023, heading for a winning month on strong earnings and easing inflation.
( 16
min )
A target rate is a key interest rate that a central bank targets to guide monetary policy.
( 22
min )
The bipartisan bill taps into the public’s overwhelming support for banning stock trading among members of Congress and top White House officials.
( 19
min )
Mortgage rates climbed again, taking the 30-year and other rate averages to their highest levels in more than two weeks, and the jumbo 30-year average to a 14-year high.
( 20
min )
The SEC's recent enforcement push seeks to protect cryptocurrency investors.
( 26
min )
The world's largest retailer by revenue, Walmart, doubled down on its India bet by increasing its stake in Flipkart, an Indian e-commerce player.
( 18
min )
Onsemi beat estimates on profit, sales, and guidance on increased demand for its automotive and industrial chips. Shares hit an all-time high on the news.
( 16
min )
Student loan borrowers facing the resumption of payments on federally-held loans in October can now apply for a new kind of repayment plan that offers lower monthly payments.
( 18
min )
Shares of SoFi Technologies skyrocketed as the online bank posted better-than-expected results on strong loan demand and deposits.
( 17
min )
Cash-strapped, with $1.3 billion in debt due next year, trucking company Yellow is shuttering operations amid a union standoff.
( 17
min )
Bond funds dominated first-half 2023 global investment flows as investors reached for rising yields, while those same higher yields caused jitters that led to outflows in other asset classes.
( 18
min )
The federal funds rate is the target interest rate set by the Fed at which commercial banks borrow and lend their extra reserves to one another overnight.
( 26
min )
Real gross domestic product is an inflation-adjusted measure of the value of all goods and services produced in an economy.
( 29
min )
A conditional prepayment rate is an estimate of the percentage of a loan pool's principal that is likely to be paid off prematurely.
( 20
min )
A reservation of rights letter is provided to the insured party indicating that a claim may not be covered under the policy.
( 18
min )
How to take short positions on Chinese stocks using long and short exchange traded funds.
( 18
min )
Long-term care insurance coverage provides for the care of people over age 65 or with a chronic or disabling condition who need constant care.
( 22
min )
Free cash flow (FCF) represents the cash a company can generate after accounting for capital expenditures needed to maintain or maximize its asset base.
( 28
min )
Find out more about collateralized mortgage obligations and mortgage-backed securities and the difference between the two asset-backed securities.
( 18
min )
Voodoo economics is a popular phrase first used by then-presidential candidate George H.W. Bush to cast doubt on Ronald Reagan's economic policy proposals.
( 21
min )
Discover three exchange-traded funds (ETFs) that investors seeking to emulate the investment strategies of Warren Buffett may wish to consider.
( 19
min )
Discover how bonds are traded as investment securities and understand the various terms used in bond trading, including par value and market price.
( 22
min )
A bond's yield to maturity is the total interest it will earn, while its spot rate is the price it is worth at any given time in the bond markets. Here's why a bond's spot rate fluctuates even though its interest rate is set.
( 21
min )
Understand the differences between the Sharpe ratio and the Sortino ratio, two risk-adjusted returns on investment calculations, and when to use each one.
( 19
min )
Net operating income and operating cash flow are different metrics used in measuring the financial viability of an investment or a company.
( 18
min )
If you're going to invest in ETFs, you should know the intricacies of expense ratios.
( 21
min )
Forbearance is a form of repayment relief involving temporarily postponing loan payments, typically for home mortgages or student loans.
( 27
min )
Equity market and stock market are synonymous. They refer to the exchanges on which shares of public companies are bought and sold.
( 21
min )
When the employees you interact with at your bank, credit card company, mortgage lender, or other financial institution seem incapable of or unwilling to resolve your complaint, the Consumer Financial Protection Bureau's process may help you get a better result.
( 21
min )
QUIDS are tradable debt securities issued in small denominations with long securities and quarterly coupon payments.
( 21
min )
Advice for couples on the best ways to manage their student debt before and after they get married.
( 24
min )
Het Amerikaanse bedrijf Micromobility.com is van plan een bod uit te brengen op de fietsenfabrikant VanMoof. Het Amsterdamse bedrijf werd twee weken geleden failliet verklaard.
( 3
min )
Het is druk bij binnenspeeltuinen en andere indoorattracties. Door het slechte weer kiezen meer mensen voor een activiteit waarbij zij niet nat worden.
( 3
min )
Het is druk bij binnenspeeltuinen en andere indoorattracties. Door het slechte weer kiezen meer mensen voor een activiteit waarbij zij niet nat worden.
( 3
min )
Pierre Cardin dreigt een forse boete te krijgen. Volgens de Europese Commissie heeft het Franse modehuis concurrentieregels geschonden door het merk alleen te verkopen aan specifieke EU-landen en klanten.
( 3
min )
De prijzen van onze boodschappen blijven ook de komende maanden op een hoog niveau. Consumenten gaan daardoor steeds creatiever inkopen doen. Ze kiezen vaker voor huismerken en kopen hun producten bij discounters of andere prijsvechters.
( 5
min )
Facebook-eigenaar Meta moet gegevens van een anonieme Facebook-gebruiker overhandigen aan een man die door deze persoon beschuldigd is van grensoverschrijdend gedrag. Dat oordeelde de rechtbank Den Haag in een kort geding dat de man tegen Meta aanspande.
( 4
min )
Door een verkeerde afstelling heeft NASA geen contact meer met zijn ruim 45 jaar oude Voyager 2. Vanwege een foutje wijst de antenne van de ruimtesonde niet langer naar de aarde en komen gegevens niet aan.
( 4
min )
Volkswagen moet een schadevergoeding van 1.500 euro betalen aan een eigenaar van een tweedehands auto met sjoemelsoftware, oordeelde de rechter maandag. Het is voor het eerst dat het bedrijf moet betalen voor een tweedehands model.
( 4
min )
Heggen, eeuwenoude bomen, velden vol orchideeën en overal wandelpaden langs graanakkers en schapenweiden. In het natuurrijke landschap van Engeland wonen 434 inwoners per vierkante kilometer. Dat zijn er meer dan in Nederland. Kunnen we daar iets van leren?
( 5
min )
Het Verenigd Koninkrijk verleent meer dan honderd nieuwe olie- en gasvergunningen aan bedrijven voor de winning van brandstoffen in de Noordzee. De Britse regering wil op die manier energieonafhankelijker worden.
( 2
min )
De inflatie komt deze maand uit op 4,6 procent. De prijzen stijgen gemiddeld minder hard dan in de maanden hiervoor, al is dat aan de kassa niet te merken.
( 5
min )
Heineken heeft in de eerste helft van 2023 minder bier verkocht. Het bedrijf verhoogde de prijzen, maar kon daarmee een lagere winst niet voorkomen.
( 3
min )
De omzet van supermarkten was in juni 12 procent hoger dan een jaar eerder. Ze verkochten iets minder producten, maar door de prijsstijgingen kwam er toch meer geld binnen.
( 3
min )
De inflatie komt deze maand uit op 4,6 procent. De prijzen stijgen gemiddeld minder hard dan in de maanden hiervoor, al is dat aan de kassa niet te merken.
( 4
min )
Diverse seinen voor de economie stonden de afgelopen tijd op rood. Het aantal faillissementen stijgt, bedrijven durven nauwelijks nog te lenen en ze maken steeds minder. Moeten we ons zorgen maken?
( 4
min )
Water rights pertain to the legal rights of property owners to access and use bodies of water adjacent to lands they hold.
( 19
min )
Student loan debt reached $1.77 trillion in 2023 and the Supreme Court has taken steps to prevent it from being eliminated. Here's who owes what and why.
( 26
min )
Stellar, which shares similarities with Ripple, is a low-cost, open-source, distributed ledger platform.
( 21
min )
The Dodd-Frank Wall Street Reform and Consumer Protection Act is a series of federal regulations passed to prevent future financial crises.
( 29
min )
Air cargo insurance protects a buyer or seller of goods being transported through the air from damage, loss, and, in some cases, even shipment delays.
( 22
min )
A war exclusion clause in an insurance policy excludes coverage for acts of war, such as invasions, revolutions, military coups, and terrorism.
( 19
min )
A Pell Grant is a non-repayable federal subsidy awarded to students for post-secondary education, based on financial need.
( 27
min )
These companies had the most complaints about student loans reported to the Consumer Finance Protection Bureau. See which lender had the worst record.
( 27
min )
Read on to find out how 529 plans are eligible for use as a way to pay off a portion of your student loans.
( 25
min )
Most cryptocurrencies like bitcoin, XRP, and ether are traded via centralized exchanges. Here's how.
( 22
min )
Federal student loans can be subsidized or unsubsidized. Both types have to be paid back with interest, but the government makes some interest payments on subsidized loans.
( 28
min )
Driverless cars have piqued human interest for centuries. A true driverless car, however, has remained elusive until recently.
( 25
min )
Difference in conditions insurance provides expanded coverage for some perils that are not covered by standard insurance policies.
( 18
min )
There are many reasons why it's important to have the right amount of life insurance. Don't let these simple errors leave you unprotected.
( 26
min )
Term life insurance and universal life insurance have different term lengths and costs to consider. Universal also has a cash value component, which term life does not.
( 21
min )
Reproduction cost refers to the costs involved with reproducing an asset or property with same specifications as insured property based on current prices.
( 18
min )
A cedent is a party in an insurance contract who passes the financial obligation for certain potential losses to the insurer.
( 19
min )
An inverse head and shoulders, also called a head and shoulders bottom, is inverted with the head and shoulders top used to predict reversals in downtrends.
( 22
min )
Morgan Stanley raised is global market forecast for weight-loss drugs sales by 43% to $77 billion annually by 2030—or almost $10 a year for every person on Earth.
( 18
min )
Kim Kardashian's Skims is now worth $4 billion. Kardashian owns a 35% stake in the shapewear brand, making up most of the reality star's $1.7 billion net worth.
( 21
min )
Most states require drivers to carry a certain amount of auto insurance and to be able to prove it if they’re pulled over by police or in an accident.
( 20
min )
Cost-sharing reductions are a type of federal subsidy distributed as discounts that help reduce out-of-pocket costs for health care expenses.
( 21
min )
A first-time homebuyer may qualify for special benefits and even tax breaks. And the definition of a first-time homebuyer may surprise you.
( 25
min )
Cash-strapped U.S. trucking company Yellow Corp has ceased operations and is filing for bankruptcy after failing to reorganize and refinance over a billion dollars in debt, the Teamsters Union said on Sunday. Yellow, formerly called YRC Worldwide, did not immediately respond to a Reuters request for comment. Earlier this month Yellow averted a threatened strike by 22,000 Teamsters-represented workers and last week it said it was exploring opportunities to divest its third-party logistics company.
( 6
min )
Driverless cars have piqued human interest for centuries. A true driverless car, however, has remained elusive until recently.
( 25
min )
How would you handle early retirement? Instead of having years of investment and growth left, what if you had to start living on your retirement accounts tomorrow? More importantly, what if you had no choice in the matter? A financial advisor can help you prepare for life’s curveballs, including forced retirement. Find a fiduciary advisor […] The post Study Says 40% of Workers Forced Into Early Retirement: Here’s How to Stay Ahead of the Curve appeared first on SmartReads by SmartAsset.
( 9
min )
Investing.com -- Here is your weekly Pro Recap of the past week's biggest headlines in the electric vehicle space: Tesla is knocking on India’s door; Stellantis and rivals come together to challenge Tesla's charging-standard dominance; and an electrifying alliance between Volkswagen and Xpeng.
( 8
min )
In de serie Koplopers bezoekt NU.nl deze zomer duurzame projecten die ons een kijkje in de toekomst van energie, voedsel en bouw geven. Deze week: een montagesysteem dat het mogelijk maakt om zonnepanelen op veel meer daken te krijgen.
( 5
min )
In de serie Koplopers bezoekt NU.nl deze zomer duurzame projecten die ons een kijkje in de toekomst van energie, voedsel en bouw geven. Deze week: een montagesysteem dat het mogelijk maakt om zonnepanelen op veel meer daken te krijgen.
( 5
min )
Israël gaat 24,5 miljard euro investeren in uitbreiding van het spoornetwerk. Dat maakte de Israëlische premier Benjamin Netanyahu zondag bekend.
( 3
min )
Pinnen in vreemde valuta, geld opnemen met je creditcard of een gang naar het wisselkantoor kunnen meer geld kosten dan nodig. Tenzij je goed oplet. Pin dus niet direct naast het Louvre en let op waarvoor je je creditcard gebruikt.
( 4
min )
Frankrijk wil een betere toegang tot de Chinese markt en ook een "evenwichtigere" handelsrelatie met het land. Dat heeft de Franse minister van Financiën Bruno Le Maire gezegd na gesprekken met hoge Chinese functionarissen, onder wie vicepremier He Lifeng.
( 4
min )
Oekraïne heeft komende winter voldoende energie om woningen te verwarmen en de lichten te laten branden, ondanks de zware Russische aanvallen op belangrijke energie-infrastructuur in het land. Dat heeft de Oekraïense energieminister German Galjoesjenko gezegd in een interview.
( 3
min )
Bruiloften met tweehonderd gasten zijn niet langer de norm, zien weddingplanners. Bruidsparen kiezen er steeds vaker voor om verre familieleden en kennissen thuis te laten. Geld is niet het voornaamste motief.
( 4
min )
Cryptocurrency futures are futures contracts that allow investors to place bets on a cryptocurrency's future price without owning the cryptocurrency.
( 25
min )
Here are the key differences between Bitcoin and Ripple's XRP, both popular decentralized cryptocurrency systems.
( 23
min )
This method of identifying the cost basis of the stocks you buy and sell can help you pay less in capital gains taxes.
( 23
min )
A new study shows more than half of the 115,000 new semiconductor manufacturing jobs created this decade could go unfilled.
( 19
min )
Fact-Checked by: Jeff White | Edited by: Mike Obel The prospect of investing a large sum of money can be both exhilarating and daunting. With the right approach, there’s a potential for significant wealth growth, but there’s also inherent risk involved. The importance of sound asset diversification and risk management can’t be overstated. They can […] The post How to Invest Large Sums of Money appeared first on SmartReads by SmartAsset.
( 8
min )
Toy company Mattel, the maker of Barbie dolls, reported a surprise profit in the second quarter, as the success and promotional impact of the box office hit Barbie offset lower toy sales.
( 19
min )
Some companies thrived after changing their name, but other's quickly made a U-turn when the response went sour. Questions remain if Twitter's renaming to X will succeed.
( 20
min )
Cryptocurrency futures are futures contracts that allow investors to place bets on a cryptocurrency's future price without owning the cryptocurrency.
( 25
min )
An act of God is a phrase used to describe an event outside of human control, such as a natural disaster.
( 21
min )
The bond market can be broken down into three main groups: issuers, underwriters, and purchasers. Learn what each set of players is responsible for.
( 22
min )
Here are the key differences between Bitcoin and Ripple's XRP, both popular decentralized cryptocurrency systems.
( 23
min )
A cost-of-living adjustment (COLA) is made to Social Security and Supplemental Security Income to adjust benefits to counteract the effects of inflation.
( 24
min )
Learn what the major factors are that can lead to changes in a company's dividend payouts and drive increases in dividends per share.
( 21
min )
A lien is an encumbrance, but not all encumbrances are liens. Learn about the distinction between these two property rights.
( 19
min )
The dividend discount model (DDM) is only as good as your assumptions make it. Learn how this model can work for you in valuing stocks.
( 22
min )
When a CD reaches its maturity date, you have a few options. In this guide, we'll take you through them.
( 22
min )
A bank run is when many customers withdraw their deposits simultaneously over concerns about the bank's solvency. Learn what governments do to try to prevent bank runs.
( 27
min )
Certificates of deposit (CDs) and savings accounts are two ways to earn interest on your savings. Here's how to decide which is right for you.
( 24
min )
A holding company is a company that owns other companies and oversees their operations but exists solely to operate those subsidiaries.
( 25
min )
Mortgage servicing rights (MSR) allow a third party to purchase rights to service their mortgages.
( 21
min )
How blockchain ETFs work and the risks associated with such theme-based investments.
( 21
min )
This method of identifying the cost basis of the stocks you buy and sell can help you pay less in capital gains taxes.
( 23
min )
A new study shows more than half of the 115,000 new semiconductor manufacturing jobs created this decade could go unfilled.
( 19
min )
Toy company Mattel, the maker of Barbie dolls, reported a surprise profit in the second quarter, as the success and promotional impact of the box office hit Barbie offset lower toy sales.
( 18
min )
Employers looking for the best talent must be efficient and open to negotiating, according to Robert Half survey results.
( 17
min )
SEC Form 10 is a filing with the SEC used to register a class of securities in preparation for potential trading on U.S. exchanges.
( 21
min )
A vendor take-back mortgage is when the buyer borrows funds from the seller to help finance the purchase of the property.
( 20
min )
Some companies thrived after changing their name, but other's quickly made a U-turn when the response went sour. Questions remain if Twitter's renaming to X will succeed.
( 20
min )
Unlike stocks, most bonds are traded over the counter (OTC) in secondary market rather than through exchanges due to their diversity and difficulty in listing current prices.
( 21
min )
The Dow Jones Industrial Average (DJIA) aims to reflect the stock market by tracking the titans of U.S. industry. What did that mean in 1896?
( 19
min )
Farmaceut Johnson & Johnson mag een faillissementszaak niet gebruiken om tienduizenden mensen onder druk te zetten om een schikking van omgerekend 8 miljard euro te accepteren. Dat heeft een Amerikaanse rechter bepaald.
( 4
min )
Adidas gaat opnieuw een deel van de spullen die voortkwamen uit de samenwerking met Ye verkopen. Die samenwerking werd verbroken na antisemitische uitlatingen van de rapper.
( 3
min )
Adidas gaat opnieuw een deel van de spullen verkopen die voortkwamen uit de samenwerking met Kanye West. Die samenwerking werd verbroken na antisemitische uitlatingen van de rapper, die inmiddels door het leven gaat als Ye.
( 3
min )
De Europese Unie heeft de financiële hulp aan Niger stopgezet vanwege de militaire staatsgreep in het land. Een generaal wierp zich vrijdag op als de nieuwe leider van het land.
( 4
min )
Het Internationaal Monetair Fonds gaat Argentinië omgerekend zo'n 6,8 miljard euro lenen. Dat geld is bedoeld om het noodlijdende land economisch gezien op de been te houden nu Argentinië in de aanloop naar de verkiezingen waarschijnlijk weer een turbulente periode tegemoetgaat.
( 4
min )
Formule 1-fans zijn nog niet te laat als ze nog een overnachting in Zandvoort willen boeken voor tijdens het raceweekend van over minder dan een maand. Verschillende campings en vakantieparken hebben in het laatste weekend van augustus nog plek.
( 4
min )
Formule 1-fans zijn niet te laat om een overnachting te boeken tijdens het raceweekend over minder dan een maand in Zandvoort. Verschillende campings en vakantieparken hebben in het laatste weekend van augustus nog plek.
( 4
min )
After years of financial struggles, Yellow is reportedly preparing for bankruptcy and seeing customers leave in large numbers — heightening risk for future liquidation. While no official decision has been announced by the company, the prospect of bankruptcy has renewed attention around Yellow's ongoing negotiations with unionized workers, a $700 million pandemic-era loan from the government and other bills the trucker has racked up over time. Yellow, formerly known as YRC Worldwide Inc., is one of the nation's largest less-than-truckload carriers.
( 8
min )
"I’m a long-term optimist, but we gotta face these issues," Jamie Dimon says in a wide-ranging interview with Louisville Business First.
( 19
min )
Exxon Mobil Corp on Friday reported a 56% slump in second-quarter profit, joining rivals hurt by a sharp drop in energy prices but delivering results in line with an earnings preview the oil major released earlier this month. Chevron Corp, Shell and TotalEnergies have reported profit falls of 48%, 56% and 49%, respectively. Yet excluding last year's record second quarter, Exxon posted its strongest result for the months of April to June in more than a decade, helped by cost cuts and the sale of less profitable assets.
( 8
min )
Understand how split-dollar life insurance plans between an employer and employee are designed and about their tax regulations.
( 22
min )
Subprime is a classification of borrowers with tarnished or limited credit histories. Subprime loans are perceived as riskier, so lenders charge higher interest rates on them.
( 22
min )
The Dow Jones recovered from yesterday’s selloff to gain 0.5% as investors hoped that slowing inflation would end Fed rate hikes.
( 17
min )
U.S. equities rallied on Friday, July 28, 2023 after a report showing inflation cooled in June, and the S&P 500 rose 1%.
( 17
min )
Find out how the largest speculative attempt to corner the market went awry.
( 20
min )
Explore the differences between the market price and net asset value of an exchange-traded fund (ETF). Learn more about the factors that affect each.
( 22
min )
The Index of Consumer Sentiment jumped 11% from June to July, hitting its highest since October 2021.
( 17
min )
A Section 1031 "like-kind" exchange may be the answer if you are looking to sell your investment property and avoid costly capital gains taxes.
( 26
min )
Need to know the difference between real estate tax and property tax? These terms seem the same and may be used interchangeably but they differ
( 22
min )
Wages and salaries for private-sector workers grew 1% in the second quarter of 2023, the smallest increase since the second quarter of 2021.
( 18
min )
A reverse mortgage can be a lifeline or a hazard to a homeowner's financial security.
( 19
min )
Markets bounced back at midday on Friday, July 28, 2023 from yesterday's selloff and were heading for a winning week on the latest report showing inflation easing.
( 16
min )
Procter & Gamble exceeded earnings and revenue estimates on higher prices, though the company warned macroeconomic challenges could impact its fiscal 2024 results.
( 16
min )
A savings account is an essential part of your financial toolbox. Learn about Ally Bank savings accounts and their rates and decide if they are a fit for you.
( 21
min )
Exxon Mobil became the latest big energy company to post sinking profit and sales because of lower oil and gas prices.
( 16
min )
A subprime mortgage—now known as nonprime mortgages—is a type of loan granted to those who would not be able to qualify for conventional home mortgages.
( 25
min )
Find out how the Kohl's credit card works and how shoppers can generate bigger savings throughout the year as a Kohl's cardholder.
( 23
min )
If you have permanent life insurance, more of your insurance premium goes to cash value in the early years of your policy. Find out how cash value increases over time.
( 24
min )
If you have federal student loans, you have several repayment options. An IDR plan allows you to make payments based on your income and family size, ensuring you pay what you can afford.
( 22
min )
A surprise earnings beat for Intel gave investors hope that the chipmaker can mount a recovery after two quarters of losses.
( 18
min )
Learn more about how the income and substitution effects operate in economics and how to separate either of these while calculating the price effect.
( 22
min )
De adviesprijs voor een liter Euro95 is vrijdag richting de 2,20 euro gegaan. Dat is bijna 20 cent meer dan aan het begin van deze maand.
( 4
min )
Crypto.com heeft een registratie bij De Nederlandse Bank gekregen, omdat het aantoonde aan de antiwitwaseisen van de toezichthouder te voldoen. De vergunning is noodzakelijk voor de cryptobeurs om in Nederland zaken te doen.
( 3
min )
De adviesprijs voor een liter Euro95 is vrijdag richting de 2,20 euro gegaan. Dat is bijna 20 cent meer dan aan het begin van deze maand.
( 3
min )
De inflatie in Duitsland en Frankrijk is in juli iets afgenomen. Dat betekent dat de prijzen minder sterk zijn gestegen. Maar in dit tempo duurt het nog even voordat de inflatie in die landen op de gewenste 2 procent zit.
( 3
min )
Crypto.com heeft een registratie bij De Nederlandse Bank gekregen, omdat het aantoonde aan de antiwitwaseisen van de toezichthouder te voldoen. De vergunning is noodzakelijk voor de cryptobeurs om in Nederland zaken te doen.
( 3
min )
Toen Instagram met een alternatief kwam voor Twitter openden binnen een week 100 miljoen mensen een account. Maar ruim de helft van hen gebruikt de dienst al niet meer, zei Meta-directeur Mark Zuckerberg donderdag in een bijeenkomst met werknemers.
( 4
min )
WhatsApp brengt een nieuwe functie uit die gebruikers snel laat reageren met een videobericht. Dat gaat volgens de makers op dezelfde manier als bij een spraakbericht, maar dan met beeld.
( 3
min )
Het bedrijf Tupperware is in een week tijd ruim drie keer zoveel geld waard geworden. Beleggers hebben opeens veel hoop op een ommekeer bij het bedrijf dat in de afgelopen jaren steeds minder Tupperware-bakjes verkocht.
( 3
min )
IKEA bestaat vrijdag 80 jaar en is alweer 45 jaar aanwezig in ons land. Het Zweedse woonwarenhuis blijft door het unieke assortiment mateloos populair. Het is dan ook een ijzersterk merk, zeggen deskundigen.
( 3
min )
Shares of Cambridge biotech Mersana Therapeutics is in free-fall after its cancer drug unexpectedly failed in a clinical trial.
( 11
min )
The board of directors of Brazilian state-run oil company Petrobras is set to meet on Friday to discuss its new dividend policy and a potential share buyback program, newspaper Valor Economico reported on Thursday. Executives at the firm previously said the new dividend policy was being prepared by a working group and expected to be voted on by the end of this month, with its second-quarter dividends likely to be already based on the new policy. Petrobras did not immediately respond to an emailed request for comment.
( 31
min )
Southwest Airlines Stock Drops Despite Record Quarterly Revenue
( 18
min )
Drugmaker Bristol Myers Squibb said on Thursday its second-quarter sales fell more than expected and cut its full-year forecast as two of its top drugs, blood cancer treatment Revlimid and blood thinner Eliquis, face generic competition. Bristol Myers is in the midst of a leadership change, with CEO Giovanni Caforio expected to step down in November to be succeeded by Chief Operating Officer Christopher Boerner. Revlimid sales were $1.47 billion in the quarter, compared with analyst expectations of $1.67 billion, Bristol said, citing generic erosion as well as an increase in patients receiving free product from the company's patient assistance foundation.
( 7
min )
Refiner Valero Energy Corp reported a slump in second-quarter profit as improved fuel supplies and slowing economic activity compressed margins. Valero said total refinery throughput volumes averaged 2.96 million barrels per day in the quarter, roughly same as last year.
( 6
min )
Defensive stocks aren't just for bear markets. That's the reminder Morningstar gives investors in a recent market analysis. "After providing a cushion to investor portfolios during the bear market of 2022," Morningstar’s Jülide Sengil writes, "defensive stocks have lagged the broader market as stocks rebounded this year. The good news for long-term investors looking for opportunities […] The post The Stock Market Is Up, But Morningstar Says Now Is the Time to Invest in These Assets appeared firs
( 9
min )
There are several student loan repayment options you can choose from to pay off your debt. Learn what they are and how to pick the right one for you.
( 27
min )
A chattel mortgage is a loan used to purchase an item of movable personal property, such as a vehicle, which then serves as security for the loan.
( 24
min )
Student loans are available from both the federal government and private lenders. Federal student loans have more flexible repayment options.
( 27
min )
Eli Lilly said that two Phase 3 trials of its weight-loss drug tirzepatide showed patients lost 26.6% of their body weight on average, more than competitors.
( 17
min )
The top nationwide rate on a money market account rose today to 5.21%, up from 5.06% APY. You can also find other options above 5.00% in our daily money market rankings.
( 18
min )
The dollar-cost averaging approach helps investors avoid market timing but they give up some potential for higher returns.
( 19
min )
The S&P 500 lost 0.6% on Thursday, July 27, 2023, as stronger-than-anticipated U.S. economic growth revived concerns the Fed may keep raising interest rates.
( 17
min )
Federal banking regulators have proposed rules aimed at making the banking system more stable, but it comes with trade-offs.
( 18
min )
Securitized products are pools of financial assets that are brought together to make a new security, which is then divided and sold to investors.
( 22
min )
Royal Caribbean shares jumped after beating profit and sales estimates, and raising its outlook on higher prices and onboard sales.
( 16
min )
Sales in the Northeast and Midwest grew, while the South and West had declines.
( 17
min )
Dow Jones falls more than 200 points, ending the historic 13-day rally, on investor fears that strong economic data could bring more rate hikes.
( 17
min )
The Congressional Budget Office, a nonpartisan agency that provides analysis to Congress, released economic projections Thursday.
( 16
min )
While critics said the new proposal could crimp shareholder dividends and buybacks for years to come, regulators said big banks have ample time and capital to comply without hurting either.
( 20
min )
Learn about the age-old debate about value versus growth stocks, and how determining which kind is better depends on a number of factors.
( 25
min )
Historically Black colleges and universities (HBCUs) focus on educating disadvantaged groups and are helping narrow the racial wealth gap.
( 26
min )
Stellantis N.V. (STLA), General Motors Co. (GM), Mercedes Benz Group ADR (MBGYY), Bayerische Motoren Werke ADR (BMWYY), Honda Motor Co. LTD (HMC), Hyundai (HYMTF) and Kia Corp. (KIMTF) announced an EV charging joint venture Thursday that they said would solely rely on renewable energy.
( 18
min )
ADRs of Shell Plc dropped after the energy giant reported earnings fell by more than half, hurt by falling oil and gas prices.
( 16
min )
Southwest Airlines Stock Drops Despite Record Quarterly Revenue
( 17
min )
A closed loop card is type of credit card that's only good at a certain retailer or other company. Here are the pros and cons.
( 23
min )
An additional cardholder is an authorized user added to a credit card account by the primary cardholder. There are benefits to the additional cardholder, but also risks to the primary one.
( 23
min )
Upfront pricing refers to the interest rates and credit limits that a card issuer assigns to a particular cardholder when they sign up for a card, based on risk and other factors.
( 22
min )
A credit card block is the reservation of a portion of a credit or debit card balance for the cost of services not yet rendered.
( 22
min )
Credit card authentication is a way of verifying that a person attempting a credit card transaction is who they say they are and that they are authorized to use that card.
( 22
min )
Share price is the primary difference between Berkshire Hathaway's Class A stock and Class B stock, but there are other distinctions such as convertibility.
( 24
min )
A magnetic stripe card is a security device with data embedded in it that identifies the user. It enables secure access, electronic or physical.
( 22
min )
Comcast (CMCSA) posted its biggest earnings beat in two years on Thursday, as a surge in revenue from streaming, theme parks, and the box office offset weakness in its broadband and legacy cable offerings.
( 18
min )
The Howey Test determines which transactions qualify as an "investment contract" and would therefore be subject to U.S. securities laws.
( 23
min )
Minimum finance charges kick in when the interest that a credit card holder owes on their outstanding balance for that month falls below a certain amount.
( 22
min )
Mastercard, not unlike its rival payments processors, reported strong second quarter earnings on the back of robust consumer spending and a pick up in post-pandemic travel demand.
( 17
min )
A sampling distribution describes the data chosen for a sample from among a larger population.
( 23
min )
Merchants can have the option of submitting their credit card transactions as a group, rather than individually. Here's how that works and the pros and cons.
( 22
min )
The GDP grew at a 2.4% annual rate in the second quarter, an acceleration from the 2% growth of the first quarter, and above the 2% growth forecasters had expected.
( 17
min )
Learn about the origins of the 80-20 rule and how it is applied in business, economics, quality control, and investing.
( 21
min )
Meta shares are surging after the social media giant posted third quarter revenue projections that beat expectations and the release of the U.S. GDP is expected to show the economy remained steady in the second quarter. Here’s what investors need to know today.
( 19
min )
Learn how globalization impacts international investment and transforms economies around the world. Understand the implications of globalization.
( 19
min )
The Basel III regulations marked drastic reform in international banking. But how will they affect the worldwide economy?
( 23
min )
With fewer homes for sale in the Hamptons, buyers are clambering over what is left in the market, even as the median sales price falls from a year earlier.
( 17
min )
Delta is the ratio comparing the change in the price of the underlying asset to the corresponding change in the price of a derivative.
( 26
min )
Learn how the price elasticity of demand is more sensitive for some types of consumer goods than others, and see what factors most influence elasticity.
( 23
min )
Interest rates are divided into subcategories. Smart investors look beyond the nominal or coupon rate of a bond or loan to see if it fits their objectives.
( 28
min )
Het Turkse boodschappenbezorgbedrijf Getir blijft in Nederland actief. De afgelopen maanden gingen er geruchten rond over een vertrek van het bedrijf. Wel vertrekt Getir uit Spanje, Italië en Portugal.
( 3
min )
De Amerikaanse economie is in het tweede kwartaal harder gegroeid dan verwacht. De economische groei kwam uit op 2,4 procent, tegen 2 procent in het eerste kwartaal.
( 2
min )
De Europese Centrale Bank verhoogt voor de negende keer in ruim een jaar haar belangrijkste rentetarieven. Dat doet ze om de inflatie in Europa verder te bestrijden. Hierdoor wordt lenen nog weer duurder en levert sparen iets meer op.
( 4
min )
Liefhebbers van een Big Mac weten hun weg naar de McDonald's nog steeds massaal te vinden ondanks dat de prijzen voor de menu's zijn verhoogd. De fastfoodketen heeft in het tweede kwartaal van dit jaar flink meer winst geboekt.
( 2
min )
De Europese Centrale Bank verhoogt voor de negende keer in ruim een jaar haar belangrijkste rentetarieven om de inflatie in Europa verder te bestrijden. Hierdoor zal lenen nog weer duurder worden en sparen iets meer opleveren.
( 4
min )
Bij de scheepsbrand boven Ameland wordt gewezen naar elektrische auto's op het schip. De maritieme sector worstelt al langer met de extra brandrisico's van elektrische auto's. Een oplossing lijkt pas in zicht als de huidige manier van transport onbetaalbaar wordt.
( 7
min )
Het zakelijke communicatieplatform Slack kampte donderdagochtend met een storing, waardoor berichten niet altijd aankwamen. Inmiddels zijn de problemen met de dienst opgelost.
( 2
min )
De duurdere boodschappen leggen voedingsfabrikanten geen windeieren. Dinsdag werd al duidelijk dat Unilever meer winst boekte door hogere prijzen, donderdag maakte de Zwitserse concurrent Nestlé bekend dat het ook meer overhoudt doordat het zijn prijzen heeft opgeschroefd.
( 4
min )
Het zakelijke communicatieplatform Slack kampt donderdagochtend met een storing, waardoor berichten niet altijd aankomen. Er wordt gewerkt aan een oplossing.
( 2
min )
Facebook-moederbedrijf Meta zag de omzet in het afgelopen kwartaal stijgen door duizenden ontslagen en een verbetering in de advertentieverkopen. Maar voorlopig blijft de Metaverse een grote kostenpost.
( 4
min )
Het succes van de Hollywoodfilm over Barbie heeft voorlopig niet gezorgd voor extra verkoop van Barbie-poppen. Dat meldt moederbedrijf Mattel, dat zijn inkomsten in het tweede kwartaal met 12 procent zag dalen.
( 3
min )
Na een jaar met ingrepen om de inflatie af te remmen, verhoogt de Europese Centrale Bank (ECB) de rente vandaag mogelijk voor het laatst. Experts denken dat de ECB zo niet meer economische schade wil veroorzaken dan nodig.
( 6
min )
Werknemers kwamen de afgelopen maanden vaker in opstand voor meer loon. Er waren dan ook meer stakingen en acties dan in de voorgaande jaren. Toch zijn er net zoveel cao's afgesloten, onder meer vanwege de krapte op de arbeidsmarkt
( 5
min )
The best CDs are already paying record rates, but today's Fed rate hike could nudge them higher still. Here's what to expect for CD rates going forward.
( 17
min )
The automotive maker's sales grew 6% after seven quarters of year-over-year declines.
( 18
min )
AT&T (T), America's biggest telecom company by revenue, reported robust second-quarter earnings as its cost-cutting plan paid off, amid an ongoing 5G rollout and stronger than expected subscriber gains.
( 19
min )
Volkswagen on Wednesday announced two agreements aimed at strengthening the German carmaker's position in the Chinese market, including a partnership between the Volkswagen brand and China's Xpeng Inc to build two new models. Volkswagen and Xpeng agreed to develop two new VW brand models on the MEB platform at Volkswagen's new technology center in Hefei, to be rolled out from 2026 and featuring Xpeng software on autonomous driving.
( 6
min )
If you’re confused about the rules surrounding required minimum distributions from retirement accounts in 2023, the IRS is offering some much-needed clarification – and relief. A financial advisor can help you plan for RMDs and manage your taxes in retirement. Find a fiduciary advisor today. When the SECURE 2.0 Act was signed into law in […] The post The IRS May Be Cutting You a Break on Your RMDs This Year appeared first on SmartReads by SmartAsset.
( 8
min )
An environment where interest rates are rising can offer opportunities within the equity space. These are the sectors that tend to benefit from rising rates.
( 26
min )
Student debt refers to loans used to pay for college tuition and repaid after the student graduates or leaves school.
( 23
min )
The S&P 500 was little changed on Wednesday, July 26, 2023 after the Federal Reserve raised interest rates to fight inflation.
( 17
min )
Dow nearly gives up a 170-point intraday trading gain before finishing in the green for the 13th straight session.
( 17
min )
TI shares lost ground after the semiconductor maker warned a slump in demand would impact current quarter results.
( 16
min )
Amazon's Generative AI service is intended to save doctors' time spent on healthcare documentation.
( 17
min )
It takes a good credit score to get favorable mortgage rates, but how you pay a mortgage will shape your score. Just having one can lower it at first.
( 22
min )
Boeing was the best-performing stock in the Dow after the plane maker reported a lower-than-expected quarterly loss and a big jump in aircraft deliveries.
( 16
min )
Interest rates have gone up yet again, putting more pressure on borrowers who are already paying nearly $700 a month more for typical loans than when the Fed’s anti-inflation battle began.
( 20
min )
The SEC enhanced rules Wednesday that will impact trading platforms such as Robinhood (HOOD) that use predictive analytics to encourage trading. The move comes nearly two and a half years after 'gamification of trading' helped fuel the meme stock frenzy.
( 18
min )
Real estate valuation helps you choose better investments. Learn what capitalization rate means and techniques for valuing real estate.
( 30
min )
With the economy’s inflation fever showing signs of breaking, the Fed is administering more of its tough medicine.
( 17
min )
The best CDs are already paying record rates, but today's Fed rate hike could nudge them higher still. Here's what to expect for CD rates going forward.
( 17
min )
New home sales dropped 2.5% from May but were up 23.8% year-over-year.
( 17
min )
Learn more about the impact of supply and demand in an economy. Find out why companies study supply and demand as part of market research.
( 22
min )
Discover how globalization can lead to unprecedented economies of scale for firms across the world, leading to higher global efficiency and productivity.
( 20
min )
Snap shares sank as the owner of the Snapchat app warned about current-quarter revenue amid a slump in ad demand.
( 16
min )
U.S. equities were mixed and little changed at midday on Wednesday, July 26, 2023, ahead of the Fed's decision on interest rates.
( 16
min )
The automotive maker's sales grew 6% after seven quarters of year-over-year declines.
( 17
min )
The global beverage giant sees increased 2023 profit and revenue on higher prices, as global case volume stays flat.
( 17
min )
A 5/6 hybrid adjustable-rate mortgage (ARM) has an initial fixed interest rate for five years, then adjusts every six months.
( 20
min )
Robert Half shares dropped after its earnings and revenue missed analysts' estimates as clients cut back on hiring because of macroeconomic uncertainty.
( 16
min )
A balloon mortgage is a loan with low initial payments but requires the borrower to repay the balance in full in a lump sum.
( 21
min )
AT&T (T), America's biggest telecom company by revenue, reported robust second-quarter earnings as its cost-cutting plan paid off, amid an ongoing 5G rollout and stronger than expected subscriber gains.
( 19
min )
There’s no shame in having medical debt that you can't pay. Here's how to get help.
( 26
min )
Variable universal life (VUL) insurance is a permanent life insurance policy with a savings component in which cash value can be invested.
( 24
min )
ADRs of Alibaba and Meta shares rose after the Chinese company said the American tech giant's AI model can be used by enterprise clients of Alibaba Cloud.
( 16
min )
Imperiled bank PacWest shares soared in early trade on Wednesday after news of its merger with smaller rival Banc of California in a $1.1 billion all-stock deal.
( 17
min )
Currencies can provide diversification for a portfolio that's in a rut. Find out which ones you need to know.
( 32
min )
Microsoft shares lost some of the recent momentum generated by its push for artificial intelligence (AI) as the company's fourth quarter earnings report highlighted a slowdown in its Azure cloud and Windows PC businesses.
( 18
min )
A pick up in advertising revenue in the second quarter for search and YouTube, helped parent Alphabet Inc. beat analyst estimates after weak ad spending driven by macroeconomic concerns dragged earnings in prior quarters.
( 18
min )
Visa's Q3 profit rose 22% year-over-year as consumers continue to spend, especially on travel. However, shares traded slightly in the red after-hours as profit rose over the previous quarter at the slowest pace since 2021.
( 18
min )
Mortgage interest is not deductible in Canada, but this strategy could allow you to get the financial benefit anyway.
( 24
min )
Het Openbaar Ministerie (OM) is een strafrechtelijk onderzoek gestart naar Heineken. Dat bevestigt een woordvoerder aan het ANP na eerdere berichtgeving van het AD. De bierbrouwer zou blikjes zonder statiegeld hebben gebruikt toen dat al niet meer mocht.
( 3
min )
De Federal Reserve, het Amerikaanse stelsel van centrale banken, heeft de rente voor de elfde keer op rij verhoogd. Er komt een kwart procentpunt, of 25 basispunten, bij. De belangrijkste rentestand komt daarmee op het hoogste punt in 22 jaar.
( 3
min )
Coca-Cola heeft in het tweede kwartaal een derde meer winst gemaakt dan in dezelfde periode vorig jaar. Dat komt vooral doordat de frisdrankproducent de prijzen heeft verhoogd.
( 3
min )
Twitter verandert in X. Het officiële account van het sociale netwerk heet inmiddels al X. De vorige eigenaar van @X moest zijn profiel afstaan. "Ze hebben het me in principe gewoon afgenomen", zegt hij tegen de Britse krant The Telegraph.
( 4
min )
De inkomsten van LVMH, het bedrijf achter luxemerken als Louis Vuitton en Tiffany's, stegen in het eerste half jaar met 15 procent. Vooral in Europa en Azië liepen de verkopen flink op.
( 3
min )
Logius heeft in juni 3.154 actieve DigiD-accounts van Nederlandse burgers verwijderd. Dat deed de overheidsinstantie, omdat de accounts werden aangeboden op de criminele handelswebsite Genesis Market.
( 3
min )
Nu de prijzen van tomaten in India met 500 procent zijn gestegen, grijpen mensen daar massaal naar de tomatenpuree. In de Indiase keuken blijft de verse tomaat steeds vaker achterwege.
( 3
min )
Samsung kondigde dinsdag twee nieuwe vouwtelefoons aan: de Galaxy Z Flip 5 en de Galaxy Z Fold 5. Hoewel de wowfactor minder wordt, ziet het Zuid-Koreaanse merk nog een grote toekomst weggelegd voor opvouwbare telefoons.
( 6
min )
De inkomsten van LVMH, het bedrijf achter luxemerken als Louis Vuitton en Tiffany's, stegen in het eerste half jaar met 15 procent. Vooral in Europa en Azië liepen de verkopen flink op.
( 3
min )
Autobedrijven laten ronkende verkoopcijfers zien over het eerste half jaar van 2023. Maar een deel van de verkochte auto's is eigenlijk vorig jaar al besteld. De orderboeken van Nederlandse autodealers zijn nu leger dan vorig jaar.
( 5
min )
Just Eat Takeaway, het moederbedrijf van Thuisbezorgd, verkocht in de eerste zes maanden van dit jaar 12 procent minder maaltijden. Begin vorig jaar gingen extra veel maaltijden over de toonbank, omdat toen nog lockdowns van kracht waren.
( 3
min )
Meta moet in Australië een boete van 20 miljoen dollar betalen. Het bedrijf verzamelde persoonlijke gegevens van mensen die een VPN-app gebruikten, waarmee hun privacy juist beter beschermd moest worden.
( 3
min )
Het Franse yoghurtjesbedrijf Danone neemt voor nu afscheid van haar bezittingen in Rusland. De bestuursleden en de CEO zijn inmiddels allemaal vervangen, zonder inspraak of toestemming van Danone zelf.
( 3
min )
Alphabet, het moederbedrijf van Google, boekte meer winst in het tweede kwartaal dan een jaar eerder. Microsoft zag de winst zelfs stijgen met 20 procent. Dat hebben de concurrenten onder meer te danken aan de opbrengst van hun clouddiensten.
( 4
min )
De online winkel Pieter Pot heeft klanten gevraagd om extra geld op hun accounts te zetten. Dat moet leveranciers weer het vertrouwen geven om de schappen van de verpakkingsvrije winkel te vullen. Een ludieke actie of een laatste noodgreep?
( 6
min )
Shares of iRobot tumbled on Tuesday after Amazon said it would lower its purchase price of the home robot maker, which the tech giant bought for $1.7 billion last August in an effort to expand its offerings of smart devices.
( 18
min )
The new CEO of the #Scottsdale company has 17 years of experience in the firearms and ammunition sector. #phoenix $POWW
( 15
min )
Shares of RTX, formerly Raytheon, plunged as the company revealed it is dealing with a defective engine part.
( 17
min )
A Houston-based company's refinery — which was purchased from Shell last year — has exceeded expectations despite supply disruption.
( 10
min )
I’m 77 years old and I requested my 401(k) fund administrator to prepare my RMD. I was told I do not have to withdraw my money if I am still employed. Please confirm if this in fact an IRS rule or that of the fund management company? -Bea That is correct, Bea. If you are […] The post Ask an Advisor: I’m 77 and Still Working. Is it True That I Don’t Have to Take RMDs? appeared first on SmartReads by SmartAsset.
( 8
min )
Arlington defense giant RTX reported strong second-quarter earnings Tuesday but the results were overshadowed by the disclosure of a manufacturing defect that could reduce the lifespan of its Pratt & Whitney jet engines.
( 11
min )
UPS has reached a contract agreement with its 340,000-person strong union Tuesday, averting a strike that had the potential to disrupt logistics nationwide for businesses and households alike. The Teamsters called the tentative agreement “historic” and “overwhelmingly lucrative.” It includes, among other benefits, higher wages and air conditioning in delivery trucks.
( 6
min )
Alphabet set to release earnings on Tuesday after Wall Street closes its trading day.
( 11
min )
For a married couple approaching retirement, few things carry more significance than knowing how much income they’ll need to maintain financial stability and live comfortably after they stop working. Budgeting for retirement involves estimating your post-retirement income and calculating your essential and discretionary expenses. This approach helps you to avoid financial pitfalls and increases the […] The post What Is a Good Monthly Retirement Income for a Couple? appeared first on SmartReads b
( 9
min )
NextEra Energy Inc second-quarter profit beat Wall Street estimates on Tuesday, helped by strength in the company's renewable energy unit. Countries have been embracing renewable power in the wake of climate change concerns and global energy uncertainty due to the Russia-Ukraine conflict, with NextEra, the world's largest producer of wind and solar energy, being a major beneficiary. The company's regulated utilities business, Florida Power & Light, added 66,000 more customers year-on-year, boosting its top line while its clean energy unit, NextEra Energy Resources, added 1,665 megawatts of new renewables and storage projects in the second quarter.
( 6
min )
Verizon Communications on Tuesday posted a surprise rise in wireless subscriber additions as more users upgraded their mobile phones to access its super-fast 5G network in a highly competitive market. The carrier has been trying to aggressively build out its 5G network in the United States, in hopes that it would give it an edge over cheaper offerings from rival telecom players such as T-Mobile. Verizon, whose plans typically cost more than its peers, added 8,000 net monthly bill-paying wireless phone subscribers in the second quarter, compared with estimates for a loss of 11,000, according to analysts polled by Factset.
( 7
min )
A plan to tax high-income, older Americans' catch-up 401(k) contributions is set to launch in January, but a myriad of issues could force a delay.
( 8
min )
The information sector, which is made up of tech and media companies, was hit the hardest by layoffs over the past year, according to an analysis by Investopedia. Despite the disproportionate impact on tech and media, layoffs remain at historic lows across other industries.
( 20
min )
When stocks are stagnant and fixed-income yields are crumbling, RCNs can benefit investors.
( 21
min )
Simply put, realized profits are gains that have been converted into cash.
( 23
min )
See what today's best CD rates are in every term and how they compare to the previous day's top rates. We track CD rates daily from more than 200 banks and credit unions.
( 20
min )
If you’re looking for a flexible way to earn more interest on your savings, Fidelity Investment’s Cash Management Account offers a modest APY and unique perks worth considering.
( 22
min )
If you are upgrading your home, here are factors to consider so you don't spend more money than you need to.
( 25
min )
The state of the U.S. economy has economists divided, so much so that some see a recession as unavoidable while others consider it virtually impossible.
( 21
min )
Investopedia and NY1 are teaming up on a series of biweekly updates tracking the health of New York City’s economy, highlighting the best and worst-performing areas of New York's housing, tourism, leisure and hospitality metrics. areas of New York's housing, tourism, leisure and hospitality metrics.
( 18
min )
Shares of iRobot tumbled on Tuesday after Amazon said it would lower its purchase price of the home robot maker, which the tech giant bought for $1.7 billion last August in an effort to expand its offerings of smart devices.
( 18
min )
U.S. markets continued their rally, with the S&P 500 up 0.3% on Tuesday, July 25, 2023, on the strength of corporate earnings reports.
( 16
min )
3M posted a loss because of "forever chemical" charges, but its adjusted earnings beat forecasts as the firm streamlined operations.
( 16
min )
Shares of RTX, formerly Raytheon, plunged as the company revealed it is dealing with a defective engine part.
( 17
min )
Interactive Brokers expanded its overnight trading offerings to include more than 10,000 US stocks and ETFs, one of the widest offerings available to investors.
( 17
min )
Personal loan rates eased slightly this week to 20.55%, dropping a single basis point since last week when the average personal loan rate sat at 20.56%.
( 18
min )
The XLF or Financial Select Sector SPDR Fund seeks to track the S&P Financial Select Sector Index.
( 20
min )
The deal between UPS and the union, which represents 330,000 of its U.S. workers averts a possible strike Aug. 1, when the current agreement between the two parties expires.
( 17
min )
Underwriting risk is a term for the risk of loss from underwriting activity, and greatly affects the profits that an insurance company can earn.
( 18
min )
Credit reports containing information belonging to someone else was the most common complaint, with improper use of credit reports being another top issue.
( 17
min )
General Motors (GM) posted better-than-expected results and raised its outlook again, but concerns about the carmaker’s cost cutting and electric vehicle (EV) production sent shares lower.
( 17
min )
In the wake of this year's banking crisis, the FDIC is pressing banks to fix the way they report uninsured deposits, or those that exceed the agency's $250,000 insurance limit.
( 18
min )
Learn about investing in Africa. Our guide covers the best ways to invest in Africa, including stocks, ETFs, mutual funds, ADRs, and real estate.
( 25
min )
U.S. home prices rose in May for the fourth month in a row, according to the S&P CoreLogic Case-Shiller National Home Price Index.
( 17
min )
Reconciliation is an accounting procedure that compares two sets of records to check that the figures are correct and in agreement.
( 24
min )
An amalgamation is a combination of two or more companies into a new entity. Amalgamation is distinct from a merger because neither company involved survives as a legal entity.
( 22
min )
A baby boomer is a person born between 1946 and 1964, part of a large generation that continues to have a significant impact on the economy.
( 27
min )
Spotify Technologies added a record quarterly number of new users to its streaming music platform, but its loss, sales, and guidance came in worse than expected after its efforts to cut costs, and shares tumbled.
( 17
min )
Apple is facing a $1 billion lawsuit in the UK for charging 15% to 30% in fees on sales made through its iOS App Store.
( 17
min )
The U.S. equities rally continued at midday on Tuesday, July 25, 2023, after more positive earnings news.
( 16
min )
Shares of Unilever PLC (UL) were up almost 5% on Tuesday morning following a second-quarter earnings beat by the consumer goods giant.
( 17
min )
Origination is the process of creating a home loan or mortgage. It involves numerous steps and participants, and you can't get a mortgage without it.
( 23
min )
Strong subscriber growth amid a successful 5G rollout propelled better-than-expected earnings at Verizon (VZ), even as profits fell from the year-ago quarter.
( 17
min )
Active-duty members of the military, the National Guard, and reservists are eligible for financial assistance for education. So are their spouses.
( 22
min )
General Electric raised its full-year guidance for earnings and revenue after reporting a 37% year-over-year increase in profit.
( 17
min )
The decline in rents may be the start of a trend, according to Realtor.com.
( 17
min )
See how the rate of interest in an economy helps coordinate savings, lending, and investing.
( 21
min )
Take a deeper look at the nature of supply shocks, an economic phenomenon that dramatically changes the equilibrium level of production.
( 23
min )
A derivatives transaction execution facility (DTEF) focuses on derivative transactions with underlying assets of excluded commodities or assets.
( 21
min )
Owner financing involves a seller financing the purchase directly with the buyer. It can offer advantages to both parties.
( 25
min )
Financial inclusion is the effort to make financial products and services available and affordable to all individuals and businesses.
( 25
min )
You lose any remaining funds in your flexible savings account at the end of the year. Here is a list of what you can buy with the cash.
( 22
min )
VanMoof-fietsers die hun fiets ter reparatie nog bij de winkel hadden staan toen die dichtging, kunnen hun rijwiel in de komende weken ophalen. Tot 18 augustus kunnen ze een afspraak maken voor het ophalen van hun waarschijnlijk nog steeds kapotte fiets.
( 4
min )
Halsoverkop naar huis vanaf je vakantieadres: het overkomt Nederlanders in het zuiden van Europa op dit moment. NU.nl sprak met experts over wat je kunt doen en waar je recht op hebt als je week aan het strand wordt afgekapt.
( 5
min )
Halsoverkop naar huis vanaf je vakantieadres: het overkomt Nederlanders in het zuiden van Europa op dit moment. NU.nl sprak met experts over wat je kunt doen en waar je recht op hebt als je week aan het strand wordt afgekapt.
( 7
min )
Vliegmaatschappijen accepteren niet dat Schiphol mag krimpen. Een groot aantal maatschappijen gaat in cassatie tegen een uitspraak van de rechter die Schiphol toestaat om het aantal vluchten op de luchthaven flink te beperken.
( 3
min )
Unilever weigert uit Rusland te vertrekken vanwege de oorlog in Oekraïne. Volgens topman Hein Schumacher is blijven "de minst slechte optie". Zo voorkomt het bedrijf achter Calvé, Magnum en Dove dat Rusland activiteiten van Unilever daar nationaliseert.
( 3
min )
Geld lenen bij banken wordt steeds minder aantrekkelijk, merkt de Europese Centrale Bank (ECB). Banken zijn strenger en maken lenen duurder. En dat is precies de bedoeling van de reeks renteverhogingen van de ECB, die deze week een vervolg krijgt.
( 5
min )
Het aantal mensen dat in de afgelopen drie maanden een Spotify Premium-abonnement afsloot, is flink gestegen. De muziekdienst heeft inmiddels ruim 220 miljoen betalende abonnees wereldwijd. Toch komt er binnenkort een prijsverhoging aan.
( 4
min )
Levensmiddelenconcern Unilever heeft opnieuw geprofiteerd van de hogere prijzen voor zijn producten. Het bedrijf achter merken als Dove, Marmite, Knorr, Rexona en Magnum zag de omzet en winst in de eerste zes maanden van dit jaar stijgen.
( 3
min )
De krapte op de arbeidsmarkt in ons land blijft zorgelijk. Ruim 3,3 miljoen werkenden hebben een beroep dat als zeer krap kan worden omschreven. Vooral in de techniek zijn bedrijven op zoek naar personeel.
( 4
min )
Modegigant H&M heeft zijn concurrent Shein voor de rechter gesleept. De Zweedse retailer zegt dat zijn Chinese rivaal zonder toestemming kleding kopieert. H&M wil nu een schadevergoeding.
( 3
min )
Levensmiddelenconcern Unilever heeft opnieuw geprofiteerd van de hogere prijzen voor zijn producten. Het bedrijf achter merken als Dove, Marmite, Knorr, Rexona en Magnum zag de omzet en winst in de eerste zes maanden van dit jaar stijgen.
( 3
min )
Steeds meer mensen weten hun weg te vinden naar de sportscholen van Basic-Fit. De fitnessketen zag het aantal abonnementen in de eerste zes maanden van dit jaar fors stijgen.
( 3
min )
De politie zegt de grootste Nederlandse gebruiker van de criminele handelswebsite Genesis Market te hebben opgepakt. Met die aanhouding denken ze "een grote slag" in het onderzoek te hebben geslagen.
( 3
min )
Betaald krijgen om stroom te gebruiken, tot voor kort was het ondenkbaar. Maar inmiddels duiken elektriciteitsprijzen vrijwel elk weekend in de min, wat vooral gunstig is voor wie een dynamisch energiecontract heeft. Worden prijzen onder nul voortaan normaal?
( 4
min )
Betaald krijgen om stroom te gebruiken, tot voor kort was het ondenkbaar. Maar inmiddels duiken elektriciteitsprijzen vrijwel elk weekend in de min, wat vooral gunstig is voor wie een dynamisch energiecontract heeft. Worden prijzen onder nul voortaan normaal?
( 4
min )
The Home Mortgage Disclosure Act (HMDA) is a federal law mandating lenders to maintain records on individual mortgages to help reveal whether they are complying with fair housing laws and meeting community needs.
( 24
min )
Speaking at an event in New York City, FTC Chair Lina Khan addressed the agency’s recent setbacks in court, and suggested that its crackdown against big tech could continue.
( 18
min )
Effective immediately, most unannounced visits from the IRS will halt, except in rare circumstances.
( 17
min )
Goldman Sachs and Morgan Stanley have distinct ways of doing business, with one focusing on high rewards and the other on caution.
( 20
min )
U.S. equities gained after better-than-expected second quarter earnings reports, with the S&P 500 rising 0.4% on Monday, July 24, 2023.
( 16
min )
Emerging markets like India are engines for future growth. Find out how you can participate.
( 26
min )
Learn the most commonly selected periods used by traders and market analysts in creating moving averages to overlay as technical indicators on charts.
( 23
min )
A swimming pool is enormous fun, but will it boost your home's sale price? Here are six home improvements that don't add the value that owners expect.
( 27
min )
The Federal Reserve is widely expected to raise its benchmark interest rate by a quarter-point on Wednesday, with the real question being what the central bank will do (or not do) to combat inflation for the rest of the year.
( 18
min )
Identify subtle differences between two excellent investment opportunities, the Vanguard 500 Index Fund and the SPDR S&P 500 ETF.
( 20
min )
Chevron shares rose after predicting second quarter earnings that beat analysts’ estimates on record production in the Permian Basin.
( 16
min )
Indexed universal life insurance can help you build wealth and leave a death benefit to your loved ones. However, it has advantages and disadvantages to consider.
( 27
min )
The U.S. Federal Reserve has hit Swiss bank UBS with a $268.5 million fine over "misconduct" by its rival, Credit Suisse, before the two merged in March.
( 17
min )
Spotify shares slid after announcing plans to raise prices for its premium subscription plans Monday.
( 16
min )
Shares of Becton Dickinson rose to their highest level since 2020 after the FDA gave 501(k) clearance to Becton Dickinson's updated BD Alaris Infusion System.
( 16
min )
A home equity loan is one way to pay off your credit card debt. It generally has a lower interest rate, but it can also put your home at risk.
( 25
min )
Renters can help you cover your mortgage payments, but property location, price, and privacy are just a few of the things to consider when you buy a two-family home.
( 24
min )
More than half of CEOs globally are experimenting with generative AI, algorithms that can generate content using a set of inputs, a joint survey by Fortune and Deloitte found.
( 18
min )
AMC Entertainment Holdings shares skyrocketed after the theater chain filed a revised stock conversion proposal, and the releases of "Barbie" and "Oppenheimer" drew big crowds over the weekend.
( 18
min )
The earnings-fueled stock market rally continued at midday on Monday, July 24, 2023.
( 17
min )
A fixed-rate mortgage is an installment loan that has a fixed interest rate for the entire term of the loan.
( 25
min )
Find out how Morningstar ranks and rates investments, and why the Morningstar star system is so heavily influenced by modern portfolio theory (MPT).
( 20
min )
Domino's shares rose after reporting better-than-expected earnings, boosted by its overseas business.
( 16
min )
A pip is the smallest price increment (fraction) tabulated by currency markets to establish the price of a currency pair.
( 26
min )
Brian Stelter, the special correspondent for Vanity Fair, and the host of The Hive podcast, explains what's really behind the actor and writer strikes facing the entertainment industry, and how artificial intelligence (AI) is changing the industry forever.
( 18
min )
Johnson & Johnson offers its shareholders the choice to exchange its shares for Kenvue's, the consumer health company it spun off just two months ago.
( 18
min )
Fixed-rate and adjustable-rate mortgages have similarities and differences, depending on your financial needs and prospects.
( 28
min )
Trading volatility is an interesting idea, but current ETFs and ETNs do a fairly poor job of it.
( 24
min )
Learn about currencies that are more valuable than the U.S. dollar, as well as which factors contributed to their strength.
( 31
min )
A derivative is a securitized contract whose value is dependent upon one or more underlying assets. Its price is determined by fluctuations in that asset.
( 29
min )
The dividend growth rate is the annualized percentage rate of growth of a particular stock's dividend over time.
( 24
min )
Learn more about the ground lease, an agreement that allows tenants to develop leased land while the landlord typically assumes ownership.
( 23
min )
Annual premium equivalent (APE) is a common sales measure technique used by insurance companies in the United Kingdom.
( 18
min )
SR-22 'insurance' is a certificate your state may require if your driver's license has been suspended or revoked and you want to get it reinstated.
( 20
min )
An in-depth look at car leasing options for those with bad credit or no credit history.
( 20
min )
It is possible for an insurer to cancel your policy after an accident but unlikely, unless you are a high-risk driver.
( 19
min )
Paying off your mortgage in a reasonable amount of time can result in financial security and freedom.
( 19
min )
In real estate transactions, trust deeds transfer the legal title of a property to a third party until the borrower repays their debt to the lender.
( 27
min )
A future purchase option is a feature of an insurance that allows policyholders to increase their insurance coverage annually.
( 19
min )
A limited common element is an aspect of a condominium unit that remains the property of the condominium community instead of the tenant.
( 19
min )
Mortgage insurance protects a mortgage lender or title holder if a borrower defaults on payments, dies, or otherwise can't pay the mortgage.
( 22
min )
Student Aid Index (SAI) is the name for the factor that determines needs-based financial aid—and there have been several changes to the equation.
( 23
min )
An all-in-one mortgage combines the features of a checking account, a home equity loan, and a mortgage into one product.
( 22
min )
A mortgage rate is the percentage of interest that is charged on a home loan. The precise rate you get depends on your credit score and is easily calculated.
( 22
min )
In addition to making nearly everything more expensive, rising inflation can also result in your student loan interest rates increasing.
( 25
min )
A captive insurance company is an entity that offers risk mitigation services for its parent company or related entities.
( 22
min )
Johnson & Johnson offers its shareholders the choice to exchange its shares for Kenvue's, the consumer health company it spun off just two months ago.
( 18
min )
The company is planning to transition the operations at its farm in Berea, Kentucky, to its distribution partner Mastronardi Produce.
( 12
min )
Johnson & Johnson said on Monday it had launched an exchange offer for its investors to exchange J&J's shares with those of its consumer health unit Kenvue. J&J, which currently owns an 89.6% stake in the consumer health unit, said it intends to split off at least 80.1% of Kenvue's shares as part of the offering.
( 6
min )
AMC Entertainment CEO Adam Aron said on Sunday the company filed a revised petition for a stock conversion plan to address the Delaware court's concerns over other shareholders. AMC had proposed a plan to allow it to convert preferred stock to common stock and issue millions of new shares. It was sued in February by investors over how the shareholder vote on the plan was conducted.
( 7
min )
Vezels van vlas en hennep kunnen de bouw een stuk milieuvriendelijker maken, concluderen onderzoekers van ABN AMRO. Daarvoor moet er wel meer van verbouwd gaan worden, bijvoorbeeld in Oost-Europa.
( 4
min )
Mensen die voor het eerst een woning kopen, zien de huizen sneller in waarde dalen dan mensen die doorstromen naar een volgend koophuis. Dat komt vooral door de hogere hypotheekrente.
( 3
min )
Elon Musk verandert Twitter in X. Op de webversie is het vogeltje uit het logo al vervangen door de letter X. Het is de zoveelste plotselinge verandering sinds de overname van het bedrijf door Musk. Merkendeskundigen noemen hem onnavolgbaar.
( 4
min )
Elon Musk verandert Twitter in X. Op de webversie is het vogeltje uit het logo al vervangen door de letter X. Het is de zoveelste plotselinge verandering sinds de overname van het bedrijf door Musk. Merkendeskundigen noemen hem onnavolgbaar.
( 5
min )
De Zwitserse bank UBS moet de Amerikaanse en Engelse centrale banken een boete betalen van bijna 400 miljoen dollar. Dat is vanwege het risicovolle gedrag van de overgenomen bank Credit Suisse.
( 3
min )
De snacksector is het niet eens met de beschuldiging dat snackbars winst maken op plastic verpakkingen. Zij moeten sinds 1 juli een toeslag rekenen aan de klant voor wegwerpplastic. Zien we daardoor bij frituurders ineens meer herbruikbare verpakkingen?
( 4
min )
De meeste problemen bij statiegeldmachines in supermarkten zijn opgelost. Met een nieuw systeem heeft ontwikkelaar Tomra naar eigen zeggen 90 procent van de overlast bij klanten verholpen. Door een cyberaanval konden consumenten bij een klein deel van de supermarkten hun statiegeldflessen en -blikjes niet kwijt.
( 3
min )
Muziekdienst Spotify heeft maandag zijn maandprijzen verhoogd. In Nederland betaal je voor een Premium-abonnement voortaan 11 euro per maand. Dat is 1 euro duurder dan voorheen.
( 3
min )
Sneaker-liefhebbers hebben de afgelopen tijd voor 508 miljoen euro Yeezy-sneakers besteld bij adidas. Het gaat om sportschoenen die over zijn na de breuk tussen het Duitse sportmerk en rapper en modeontwerper Ye, die vroeger Kanye West heette.
( 3
min )
De schoolvakanties zijn begonnen en dat betekent dat iedereen tegelijk naar de camping of de Spaanse costa wil. We nemen in de zomer gemiddeld zo'n drie weken vrij. Werkgevers en werknemers weten dat in de meeste gevallen goed te regelen.
( 5
min )
Philips gaat zoveel mogelijk werknemers die in Nederland hun baan verliezen vanwege de reorganisatie begeleiden naar ander werk. Het concern heeft met meerdere bedrijven in de regio Eindhoven contact om medewerkers onder te brengen.
( 4
min )
Fletcher Hotels moet voortaan duidelijker zijn over de voorwaarden van vouchers die klanten kunnen kopen. Dat meldt toezichthouder ACM, nadat een aantal klanten heeft geklaagd over onverwachte extra kosten bij het gebruik van de voucher.
( 3
min )
De Franse autoriteiten zijn eerder dit jaar een onderzoek gestart naar Philips. Het Nederlandse concern zou mogelijk gevoelige informatie over huishoudelijke apparaten hebben uitgewisseld met andere bedrijven en daarmee mededingingsregels hebben overtreden.
( 3
min )
De schoolvakanties zijn begonnen en dat betekent dat iedereen tegelijk naar de camping of de Spaanse costa wil. We nemen in de zomer gemiddeld zo'n drie weken vrij. Werkgevers en werknemers weten dat in de meeste gevallen goed te regelen.
( 4
min )
Workers at firms like Nvidia, Amazon, Apple and Microsoft have seen big jumps in their company shares, but many don’t know the tax hit those earnings could bring
( 19
min )
I'm in my mid-40s, married with four kids. My husband doesn't want to work and has left the financial responsibilities to me for as long as I can remember. I don’t have much in my savings account or in my 401(k). My annual income is only around $85,000. My eldest is about to start college, […] The post Ask an Advisor: I Have 4 Kids and Make $85k But My Husband Doesn’t Work. How Do I Start Investing So I Can Pay for College? appeared first on SmartReads by SmartAsset.
( 9
min )
I will be retiring at the end of this year. I am trying to decide between two choices on how to best use $40,000 that I anticipate I will have as extra money by the end of the year. My only debt is the payoff of one automobile, which is about $40,000. Or, I can […] The post Ask an Advisor: I’m Retiring at the End of This Year and Will Have an Extra $40K to Invest. Should I Pay Off My Car Loan or Buy Dividend Stocks? appeared first on SmartReads CMS - SmartAsset.
( 9
min )
Real estate has become an increasingly popular choice among investors of just about all classes. Whether you're a large investor purchasing entire properties, or a retail investor buying into REITs or ETFs, this asset class can be a strong choice for your portfolio. But, according to a recent publication from Origin Investments, there's a risk […] The post For Real Estate Investors, Costs Are Rising Due to This Unexpected Cost appeared first on SmartReads by SmartAsset.
( 9
min )
If you retire with $750,000 in your portfolio, how long will it last? This is one of the most important questions in retirement and the answer is, it depends. It depends on a wide range of individual factors, from where you live and how much you spend to how you invest. No one can give a general […] The post How Long Will $750,000 Last in Retirement? appeared first on SmartReads CMS - SmartAsset.
( 10
min )
Here is your Pro Recap of 4 head-turning deal dispatches you may have missed last week: Stratasys agrees to merger discussions with 3D Systems and rejects Nano again; VMware-Broadcom receives clearance from U.K. regulator; merger deal signed between Dell and Moogsoft, and KKR picks up a specialty chemicals name. After six weeks of unsolicited proposals and rejections, Stratasys (NASDAQ:SSYS) said early last week that 3D Systems' (NYSE:DDD) most recent revised buyout offer "would reasonably be expected to result in a 'Superior Proposal'" as defined within its all-stock $1.8 billion merger agreement with Desktop Metal (NYSE:DM), inked in May.
( 8
min )
If you're looking at Charles Schwab’s fund options for your retirement account, SWTSX and SCHZ can be good options to consider.
( 23
min )
While leasing has certain advantages, buying a car tends to save you money in the long run and offers greater flexibility.
( 24
min )
Do you think making two payments a month for your mortgage is a good idea? Think twice about that. We tell you why.
( 24
min )
The BanxQuote Money Markets Index was an index of money market funds, compiled by the financial information firm BanxQuote.
( 20
min )
A group health insurance plan offers coverage at a lower premium than an individual plan and is available to employees of a company or organization.
( 24
min )
Many states assign points to your driving record for violations. Learn how points work and how they can affect your car insurance rates.
( 21
min )
“Carriage and insurance paid to” is when a seller pays freight and insurance to deliver goods to a seller-appointed party at an agreed-upon location.
( 21
min )
We go over different types of shares and what investors need to know about them so they can make better investing decisions.
( 19
min )
Yearly probability of dying is a statistical estimate of the likelihood of a person dying within a year, based on age and sometimes other factors.
( 24
min )
Learn about the value at risk, how confidence intervals and confidence levels are used to interpret the value at risk and the difference between the two.
( 19
min )
A brokerage fee is a fee a broker charges to execute transactions or provide specialized services.
( 24
min )
A market index is a hypothetical portfolio representing a segment of the financial market. Popular indexes include the Dow Jones, S&P 500, and Nasdaq.
( 25
min )
Total permanent disability (TPD) is a condition in which an individual is no longer able to work due to injuries.
( 19
min )
Money can be made on a stock without actually owning any shares, but short selling isn't for new investors.
( 22
min )
The accidental death benefit (ADB) is a payment due to the beneficiary of an accidental death insurance policy. Learn more about what it covers.
( 21
min )
A commodity is a basic good used in commerce that is interchangeable with other goods of the same type.
( 26
min )
Elon musk announced that he will drop Twitter's bird logo, saying it should have been done a long time ago.
( 16
min )
Reduce the cost of owning and maintaining a car with these clever tax tips.
( 20
min )
A cryptocurrency is a digital or virtual currency that uses cryptography and is difficult to counterfeit.
( 29
min )
A detailed description of what a car title is and its importance to registering and owing a personal vehicle.
( 19
min )
Make sure the house you choose is worth the price you pay. Here are 10 tips on how to get a good price for a home.
( 24
min )
Here are the pros and cons of temporarily suspending your student loan payments.
( 26
min )
These circles of like-minded people are a wonderful way to explore investing without laying out large sums.
( 21
min )
Credit life insurance is a policy designed to pay off a borrower's debt if the borrower dies. Learn how it works and more about the pros and cons.
( 21
min )
Understand how dental insurance works and find out what to look for when comparing policies.
( 23
min )
Disability coverage is important to have in case you become physically unable to work. You can purchase group or individual coverage.
( 21
min )
With the rising cost of college and questionable career prospects awaiting college graduates, some are wondering if a college education is still worth it.
( 23
min )
Workers at firms like Nvidia, Amazon, Apple and Microsoft have seen big jumps in their company shares, but many don’t know the tax hit those earnings could bring
( 18
min )
Home equity loans and mortgages are loans that use your home as collateral, but there are important differences between the two.
( 25
min )
Full-time realtors are frustrated with the amount of competition now required to sell a home because the market is so saturated with agents while mortgage lenders are cutting jobs amid a deal slowdown.
( 19
min )
Decreasing term insurance is a renewable term life insurance with coverage decreasing at a predetermined rate throughout the policy's life.
( 21
min )
If you're looking at Charles Schwab’s fund options for your retirement account, SWTSX and SCHZ can be good options to consider.
( 23
min )
Oil and gas investments can provide unmatched tax deduction potential for accredited investors.
( 22
min )
Koophuizen waren vorige maand gemiddeld 5,5 procent goedkoper dan een jaar eerder. Verder blijkt dat het aantal verkochte woningen met 6 procent is gestegen in vergelijking met vorig jaar. Dat concluderen het Kadaster en statistiekbureau CBS.
( 4
min )
Vakantiegangers die in het buitenland in het ziekenhuis belanden, krijgen ook nog eens een pijnlijke verrassing te verwerken. Als je niet extra verzekerd bent, is er een grote kans dat je zelf een deel van de kosten moet betalen.
( 4
min )
Liefhebbers van wijnen uit Spanje of Italië hoeven zich nu nog geen zorgen te maken over het extreme weer daar. Maar als het langer aanhoudt, kan dat wel slecht uitpakken voor de druivenoogst.
( 4
min )
Vakantiegangers die in het buitenland in het ziekenhuis belanden, krijgen ook nog eens een pijnlijke verrassing te verwerken. Als je niet extra verzekerd bent, is er een grote kans dat je zelf een deel van de kosten moet betalen.
( 4
min )
Liefhebbers van wijnen uit Spanje of Italië hoeven zich nu nog geen zorgen te maken over het extreme weer daar. Maar als het langer aanhoudt, kan dat wel slecht uitpakken voor de druivenoogst.
( 4
min )
When shopping for a new car, you want to make sure that you get the best price. Learn how, without the hassle of haggling.
( 21
min )
Clearing is when an organization acts as an intermediary to reconcile orders between transacting parties. A clearing bank approves checks for payments.
( 23
min )
Renting out a room on Airbnb can be a good way to generate income, but you need to understand what is and isn’t covered by your homeowner’s insurance.
( 20
min )
Altcoins can present themselves as modified or improved versions of Bitcoin. Given Bitcoin's volatility, you may want to watch these 10 alternatives.
( 30
min )
Although renting by the room can increase returns on rental property, it does come with a few caveats.
( 21
min )
Understanding recoverable depreciation may help you claim more in insurance reimbursement for damage to your property.
( 26
min )
A defined contribution (DC) plan is a retirement plan in which employees allocate part of their paychecks to an account funding their retirements.
( 25
min )
Your decision on how frequently to make life insurance payments, or your mode of premium, can have a big impact on your total costs.
( 19
min )
Collision insurance is auto coverage that reimburses the insured for damage sustained to their personal automobile, due to the fault of the insured driver.
( 17
min )
Product recall insurance covers expenses associated with recalling a product from the market.
( 19
min )
Business crime insurance gives companies protection from damage from corporate crimes like fraud, embezzlement, theft, and others.
( 19
min )
Classic car insurance is geared toward vehicles, even newer ones, that tend to appreciate in value.
( 20
min )
The member month refers to the number of individuals participating in an insurance plan each month. It is calculated with specific formulas.
( 19
min )
A ceding company is an insurance company that passes a part or all of its risks from its insurance policy portfolio to a reinsurance firm.
( 19
min )
A captive agent is an insurance agent who only works for one insurance company and is paid by that one company, either by salary, commission, or both.
( 18
min )
An HOA fee is a recurring fee paid by some homeowners to an organization that helps maintain and improve their property and others in the same group.
( 22
min )
Intrinsic value reduces the subjective perception of a stock's value by analyzing its fundamentals.
( 25
min )
A health maintenance organization (HMO) is a health insurance plan that provides health services through a network of doctors for a monthly or annual fee.
( 28
min )
A golden cross is a bullish chart pattern used by traders and investors where a short-term moving average crosses a long-term moving average from below.
( 24
min )
Although they are often confused and may be used interchangeably, the terms commodity and product are very different.
( 21
min )
Whole life insurance is permanent life insurance that pays a benefit upon the death of the insured and is characterized by level premiums and a savings component.
( 30
min )
There are differences between a bond's yield rate and its coupon rate. The coupon rate influences market price and the market price influences yield.
( 21
min )
Learn about the methods that criminals use when they are looking to launder money and how the government seeks to prevent them.
( 24
min )
Earlier this month Tesla CEO Elon Musk announced his latest startup, xAI, which will focus on artificial intelligence. Musk is the richest person in the world as of July, thanks to the companies he leads including Tesla, SpaceX, and Twitter.
( 18
min )
Newmont Corporation, the world’s biggest gold mining company, missed profit expectations for the second quarter as lower production and gold prices weighed on profitability.
( 17
min )
Interest rates can have a complicated ripple effect through financial markets. Learn more about how they specifically impact the stock market.
( 28
min )
Open an account with one of these listed companies to receive its brokerage account promotions, but be sure it's the right account for your needs.
( 23
min )
Marcus by Goldman Sachs only offers a few account types, but what it does offer, it does well. Learn how you can benefit from its online high-yield savings account.
( 21
min )
Altcoins can present themselves as modified or improved versions of Bitcoin. Given Bitcoin's volatility, you may want to watch these 10 alternatives.
( 30
min )
Annual pay raises can help workers keep up with the rising costs of goods and services in an economy. But when prices increase faster than wages, a pay bump can end up feeling more like a pay cut. This was the case for many workers over the last few years when inflation dwarfed wage growth. […] The post These Careers Had the Highest Pay Bumps, While Others Fell Behind – 2023 Study appeared first on SmartReads CMS - SmartAsset.
( 8
min )
Retirement can seem like a faraway goal until all of a sudden, it's not. When you only have a few years left until you retire, the financial decisions you make take on a new importance. Once you're inside the five-year window, that's a good time to review your plan to make sure you're on track. […] The post How to Master the Last 5 Years Before Retirement appeared first on SmartReads CMS - SmartAsset.
( 10
min )
Earlier this month Tesla CEO Elon Musk announced his latest startup, xAI, which will focus on artificial intelligence. Musk is the richest person in the world as of July, thanks to the companies he leads including Tesla, SpaceX, and Twitter.
( 19
min )
Newmont Corporation, the world’s biggest gold mining company, missed profit expectations for the second quarter as lower production and gold prices weighed on profitability.
( 18
min )
The world's largest oil field services company saw substantial increases in revenue and net income in the second quarter, despite a downturn in North America rig counts.
( 11
min )
De Amerikaanse regering moet meer onderzoek doen naar de gevolgen van de beperkingen op de export naar China voor de chipindustrie.
( 3
min )
Amazon zet een groot gebouw ter waarde van zo'n 107 miljoen euro neer bij NASA's Kennedy Space Center in de Amerikaanse staat Florida. Daar staan installaties om raketten te lanceren. Het webwinkelconcern wil er satellieten gaan bouwen.
( 3
min )
De Nederlandse voetbalsters spelen zondag hun eerste wedstrijd op het WK in Australië en Nieuw-Zeeland, maar commercieel is het toernooi niet aantrekkelijk. Supermarkten, winkels en adverteerders laten het massaal afweten.
( 4
min )
Het bedrijf achter brillenmerk Ray-Ban en Oakley wordt er door Amerikaanse consumenten van beschuldigd dat het de prijzen van zijn brillen tot wel 1.000 procent heeft opgedreven.
( 3
min )
Nu Twitter zich door chaos na chaos worstelt, schieten de alternatieven als paddenstoelen uit de grond. Maar Threads is er niet in Nederland, op Bluesky is het rustig en Mastodon lijkt te ingewikkeld. De twitteraar kan eigenlijk geen kant op.
( 4
min )
IntraFi Network Deposits help consumers with large deposits insure their money by spreading funds out to stay below the FDIC insurance limit of $250,000 per depositor per bank.
( 23
min )
Checking accounts do not require beneficiaries, but consumers can add them upon request. Learn how payable-on-death accounts work.
( 24
min )
State Farm is more than just an insurance company. It offers banking services and competitive interest rates for its savings account.
( 20
min )
American Express posted record revenue, but it still came up short of forecasts as network volumes growth slowed after several quarters of double-digit percent growth.
( 16
min )
The S&P 500 was little changed on Friday, July 21, 2023, but posted gains for the week on strong corporate earnings reports.
( 16
min )
Despite mixed second-quarter results, shares of regional lenders surged this week as their deposits stabilized after high-profile bank failures earlier this year.
( 19
min )
Interpublic Group shares tumbled on Friday after slashing its 2023 organic revenue growth forecast in half, citing falling business from tech firms.
( 16
min )
Private equity firm KKR agreed to buy Chase Corp for $1.3 billion in a move that expands its holdings in the specialty chemicals space.
( 16
min )
Both Wealthsimple and Betterment have features that appeal to less experienced investors, with plenty of planning tools and zero opening balances.
( 23
min )
Both of these firms have created solid offerings, but Charles Schwab Intelligent Portfolios has lower fees
( 25
min )
Coming up: big tech earnings, the Fed's July policy meeting, and the central bank's preferred gauge of inflation.
( 20
min )
Two solid options. The right one for you will depend on your digital-versus-human preference, the amount you have to invest, and your desire to fine-tune your portfolio.
( 27
min )
Ellevest offers the most account options with the Executive membership flat fee, but Betterment caters to new investors, with live customer service and low-cost options.
( 26
min )
FutureAdvisor and Betterment are very different robo-advisories, but they share a similar approach. Both rely heavily on Modern Portfolio Theory (MPT) in managing your portfolio, although the specifics of portfolio creation and rebalancing differ.
( 22
min )
M1 Finance and Betterment are two top robo-advisors offering different services. Betterment is better for setting financial goals and M1 is better for automated investing.
( 27
min )
Here's a rundown of the specific tax rules that apply to homeowners renting out a vacation property.
( 20
min )
Wealthfront and Betterment both earned spots in our Best Robo-Advisor Awards. We describe their similarities and differences to help you decide which is best for you.
( 26
min )
A payday loan is a type of short-term borrowing where a lender will extend high-interest credit based on your income.
( 30
min )
A trader is someone who engages in the purchase or sale of assets in any financial market, either for themself or on behalf of another party.
( 29
min )
For day traders seeking an edge in trading the market from both the long and short sides, 5-, 8-, and 13-period simple moving averages (SMA) offer a valuable addition to one's strategy.
( 23
min )
You can earn a higher-than-average APY with a TD Bank savings account. But TD Bank only offers the highest interest rates on accounts with high balances.
( 21
min )
U.S. equities were up at midday on Friday, July 21, 2023 and on track for a winning week, powered by strong earnings news.
( 16
min )
Shares of railroad operator CSX fell after missing revenue estimates as intermodal shipping volumes dropped.
( 16
min )
Digital World Acquisition Corp. shares soared after an SEC settlement over charges it misled investors.
( 16
min )
An IP address is a unique identifier associated with a computer or network, which allows users to send and receive data.
( 26
min )
Moving average convergence/divergence (MACD) is a momentum indicator that shows the relationship between two moving averages of a security’s price.
( 29
min )
Capital One savings account interest rates are higher than average, and the bank doesn’t charge monthly maintenance fees or have a minimum deposit requirement.
( 21
min )
Personal loans are not considered income and cannot be taxed unless the loan is forgiven.
( 24
min )
First-time homebuyers may make mistakes in the mortgage and home-buying processes. Here are some of the most common mistakes to avoid to save money and time.
( 30
min )
U.S. Treasury Secretary Janet Yellen visited Vietnam this week and talked about the country's role in protecting domestic supply chains.
( 17
min )
The team will be tasked with analyzing ways to avoid debt ceiling standoffs and “make the risk of default a thing of the past.”
( 16
min )
Payday loans are almost always more expensive than personal loans when it comes to borrowing money and tend to be riskier as well.
( 25
min )
Investors are growing more bullish and optimistic about a soft landing as inflation cools, according to a Morgan Stanley Wealth Management Pulse Survey.
( 17
min )
This personal loan calculator will help you calculate monthly payments
( 21
min )
Personal loans and credit cards both offer a way to borrow funds, but there have different advantages and risks. Learn how these two funding sources compare.
( 24
min )
The right mortgage can make your dream of owning a home a reality. We researched and collected the best 15-year loan offers.
( 27
min )
The Dutch East India Co. was the first company to sell shares of a business to the public in 1602.
( 20
min )
Compare mortgage refinance rates across 18 different products, from 30-Year Fixed to 5/6 ARMs and everything in between.
( 18
min )
Year to date (YTD) refers to the period of time beginning on the first day of the current calendar year or fiscal year and extending up to the current date.
( 25
min )
Peer-to-peer (P2P) lending enables an individual to obtain a loan directly from another individual, cutting out the traditional bank as the middleman.
( 23
min )
Learn about the difference between market capitalization and market value including the factors that go into the calculation of each metric. While both provide a measure of corporate assets, the two are vastly different in their calculation and precision.
( 19
min )
Personal loans from friends, family, and employers fall under common categories of debt that can be discharged in the case of bankruptcy.
( 22
min )
Learn about the four most common reasons a company may choose to suspends its dividends, including financial trouble, funding growth and unexpected expenses.
( 20
min )
Executives at Amazon, Anthropic, Alphabet, Inflection, Meta, Microsoft, and OpenAI will meet at the White House with administration officials Friday to discuss the voluntary agreements.
( 16
min )
The Great Recession may be over, but broker wrongdoing hasn't. How do you know if a broker is legit?
( 25
min )
Institutional ownership can both create and destroy value for shareholders. Learn how to stay ahead of the game.
( 21
min )
Discover some reasons that corporations might issue preference or preferred shares, and why investors might value them more than common shares.
( 20
min )
American Express posted record revenue, but it still came up short of forecasts as network volumes growth slowed after several quarters of double-digit percent growth.
( 18
min )
Here is your Pro Recap of the biggest analyst cuts you may have missed since yesterday: downgrades at Carvana, Sirius XM, Estee Lauder, and XPeng. Today, Piper Sandler downgraded Carvana (NYSE:CVNA) to Neutral from Overweight with a price target of $48.00 (previously $29.00). The rating changes came after the company posted impressive Q2 results and announced a debt restructuring agreement, causing the stock to surge over 40% on Wednesday.
( 8
min )
Investing.com -- Intuitive Surgical (NASDAQ:ISRG) reported second quarter results that beat analyst expectations, driven by a rebound in elective surgeries following the lull during the pandemic when non-COVID-related procedures were held back.
( 7
min )
De laatste tijd verhogen banken bijna maandelijks hun rente voor spaarders. Bij Rabobank gaat op 15 augustus de rente voor vrij opneembaar spaargeld omhoog van 1,25 naar 1,5 procent. ING-klanten met een spaarsaldo tot en met 10.000 euro ontvangen vanaf dat moment 1,25 procent.
( 3
min )
Waterschappen verhogen hun belastingen volgend jaar waarschijnlijk fors. In een aantal gevallen gaat het zelfs om meer dan 10 procent, met een uitschieter naar ruim 30 procent. Dat komt neer op een verhoging van wel 100 euro per jaar.
( 4
min )
Als het aan het stadsbestuur in Amsterdam ligt, komen er geen cruiseschepen meer in de buurt van de binnenstad. Ook moet de cruiseterminal die nu nog vlak bij het centraal station ligt, naar een plek buiten het centrum verhuizen.
( 3
min )
Het vorig jaar omgevallen cryptofplatform FTX eist 1 miljard dollar (900 miljoen euro) terug van enkele oud-bestuurders. Onder hen is voormalig topman Sam Bankman-Fried. Volgens de aanklacht zou hij samen met drie anderen geld van FTX achterover hebben gedrukt.
( 3
min )
EU-lidstaten hebben hun financiële huishouding weer beter op orde, blijkt uit nieuwe cijfers. Na de coronasteun en ingrepen tijdens de energiecrisis zorgen landen er weer voor dat hun begrotingstekort en staatsschuld niet te hard oplopen.
( 4
min )
Papierfabriek De Hoop in het Gelderse Eerbeek gaat eind dit jaar echt de deuren sluiten. Het Finse moederbedrijf Stora Enso besluit hiertoe omdat de productie van papier en karton duurder is geworden sinds de oorlog in Oekraïne.
( 4
min )
Bijna maandelijks verhogen banken dit jaar de spaarrente. Nu komt Rabobank voor de vijfde keer dit jaar met een renteverhoging. De rente voor vrij opneembaar spaargeld. gaat op 15 augustus omhoog van 1,25 procent naar 1,5 procent.
( 3
min )
De prijzen van rijst zullen wereldwijd oplopen doordat India, een van de grootste rijstexporteurs ter wereld, de export ervan aan banden legt.
( 4
min )
Consumenten dienen veel minder klachten in over bankiers, blijkt uit cijfers van Tuchtrecht Banken over 2022. De meeste binnengekomen meldingen over het gedrag van bankmedewerkers kwamen van de banken zelf. Al levert niet elke bank netjes iets in over wangedrag.
( 4
min )
Consumenten dienen veel minder klachten in over bankiers, blijkt uit cijfers van Tuchtrecht Banken over 2022. De meeste binnengekomen meldingen over het gedrag van bankmedewerkers kwamen van de banken zelf. Al levert niet elke bank netjes iets in over wangedrag.
( 4
min )
De krapte op de arbeidsmarkt leidt tot steeds meer problemen op de werkvloer, blijkt uit een rondgang van NU.nl. Zo zijn er onder meer conflicten over het concurrentiebeding, dat moet voorkomen dat werknemers soortgelijk werk uitvoeren bij een ander bedrijf.
( 4
min )
The energy crisis in 1973 was one of two oil price shocks during the 1970s. The other occurred in 1979.
( 25
min )
Already at a 15-year high, the top savings account rate in the country is now 5.20% APY. Or you can choose from more than a dozen other options that pay 5.00% or more.
( 19
min )
Investing internationally is a great way to diversify a portfolio, but as an investor you need to know the risks and barriers in the global markets.
( 19
min )
The metals and mining sector is the industry dedicated to the location and extraction of metal and mineral reserves around the world.
( 19
min )
Sales for existing single-family homes dropped to the slowest pace in 14 years and were down 18.8% from the previous year.
( 18
min )
Learn about how bond yields are affected by monetary policy. Find out how this determines the risk-free rate of return and its large role in bond pricing.
( 20
min )
CD rates are still climbing and setting records in almost every term, according to July's new national rate averages from the FDIC. But how long can the good times last?
( 18
min )
American Airlines improved its operating revenue by 17%, but shares fell after its forward guidance underwhelmed compared to other airlines' outlooks.
( 17
min )
The Dow rose, but the S&P 500 slipped 0.7% on Thursday, July 20, 2023, while the Nasdaq tumbled almost 2% after the latest round of corporate earnings reports.
( 17
min )
Shares of conservative shopping site PublicSq soared on their first day of trading on the New York Stock Exchange.
( 16
min )
Shares of Equifax plunged as the credit rating service slashed its full-year sales and profit outlook, blaming a weak mortgage market.
( 16
min )
Economics professor Linda M. Hooks shares critical advice for would-be borrowers contemplating taking out a personal loan.
( 23
min )
Blackstone reaches $1 trillion asset milestone, but weak real estate, credit, dealmaking markets push profit distributions down 40%
( 17
min )
Depreciation recapture is the gain realized by the sale of depreciable capital property that must be reported as ordinary income for tax purposes.
( 23
min )
There is no need for a wallet or phone and Prime members can link their Amazon One profile to their account to receive savings and rewards at more than 500 Whole Foods stores.
( 17
min )
The Paycheck Protection Program (PPP) was a federal program that paid out $790.9 billion in small-business loans during the COVID-19 pandemic.
( 21
min )
Learn how to calculate the real yield of an inflation-adjusted bond, such as U.S. Treasury inflation-protected securities (TIPS).
( 21
min )
How to read and interpret a company's environmental, social, governance (ESG) scores and where to find them.
( 28
min )
A swingline loan is a type of loan that gives borrowers access to a large amount of cash for a short period of time. It can also be used as a line of revolving credit to draw on as needed.
( 20
min )
The Fed held interest rates steady at 5.00%-5.25% at its June meeting, pausing after 10 consecutive rate hikes. Experts expect two more small increases before the year is out, including a possible one at the Fed's July 25-26 meeting.
( 24
min )
An investment portfolio is a term that refers to all of your investments. Here's what to focus on if you're building a portfolio specifically for retirement.
( 26
min )
Learn how personal loan interest rates work, how rate types differ, and what the average interest rate is on a typical personal loan.
( 26
min )
YouTube Premium, the site’s ad-free platform offering access to original YouTube production content, just got $2 more expensive.
( 17
min )
Customers at early adopting institutions will be able to send payments almost instantly with the new service.
( 17
min )
Short-term bonds typically yield higher interest rates than money market funds, so the potential to earn more income over time is greater.
( 21
min )
A Regional Check Processing Center (RCPC) is a local Federal Reserve facility where checks that are drawn on depository institutions are processed overnight.
( 21
min )
The Dow Jones Industrial Average (DJIA) reached its all-time high on Jan. 5, 2022, when it hit 36,952.65 points.
( 24
min )
U.S. equites were mixed at midday on July 20, 2023 as weak earnings news, especially in the tech sector, held back gains.
( 16
min )
IBM shares gained after the technology giant beat earnings estimates as productivity rose following layoffs and emphasized client demand for its AI products.
( 16
min )
Shares of Johnson & Johnson advanced as the pharmaceutical and medical products firm posted better-than-expected results and raised its guidance on higher demand for its medtech products.
( 16
min )
Discover Financial Services (DFS) stock fell as much 15% in trading on Thursday after it disclosed regulatory issues involving the misclassification of its credit cards in its second quarter earnings report.
( 17
min )
The American Customer Satisfaction Index (ACSI) is an economic indicator based on a survey of U.S. consumers about products and services they use.
( 22
min )
TSMC shares slid after reporting a drop in profit for the first time in four years, amid a decline in demand for electronics.
( 18
min )
Find out how lending cash to family or friends can put a strain on your relationship and your bank account. Learn how to make family loans safely.
( 22
min )
Real estate investment trusts (REITs) own, operate, or finance income-producing properties.
( 23
min )
Personal loans are a type of funding that usually includes a fixed interest rate, which is typically lower than what’s offered by most credit cards.
( 24
min )
Learn about this type of Roth conversion from a 401(k) and how it is a tax-free strategy
( 23
min )
Netflix shares fell in extended trading after reporting modest earnings and revenue growth as subscribers surged amid the company's crackdown on password sharing and the continued rollout of its new lower-priced subscription tier.
( 18
min )
Elon Musk remained committed to Tesla price cuts despite hurting the company's profitability, suggesting sales volumes would make up for the margin pain in the long run.
( 17
min )
Tesla shares fell after reporting revenue that beat expectations but lower profit margins thanks to price cuts, and Netflix shares tumbled after it missed on revenue projections despite strong subscriber growth. Here’s what investors need to know today.
( 19
min )
An SBA microloan provides funding for small businesses that want to invest in their growth. Learn about an SBA microloan’s features, requirements, and how to apply.
( 22
min )
Winsorized mean is an averaging method that involves replacing the smallest and largest values of a data set with the observations closest to them.
( 24
min )
A modified endowment contract (MEC) describes a life insurance policy that has lost tax benefits because the cash contained exceeds federal tax-law limits.
( 27
min )
Lis pendens is an official notice to the public that a lawsuit has been filed and a property has a claim against it.
( 21
min )
Already at a 15-year high, the top savings account rate in the country is now 5.20% APY. Or you can choose from more than a dozen other options that pay 5.00% or more.
( 21
min )
CD rates are still climbing and setting records in almost every term, according to July's new national rate averages from the FDIC. But how long can the good times last?
( 20
min )
American Airlines improved its operating revenue by 17%, but shares fell after its forward guidance underwhelmed compared to other airlines' outlooks.
( 18
min )
Shares of conservative shopping site PublicSq soared on their first day of trading on the New York Stock Exchange.
( 17
min )
An investment portfolio is a term that refers to all of your investments. Here's what to focus on if you're building a portfolio specifically for retirement.
( 26
min )
Travelers Companies Inc on Thursday reported a 98% fall in quarterly profit, as severe wind and hail storms in parts of the United States pushed up its catastrophe losses. Core income of the New York-based company, often seen as a bellwether for the insurance sector as it typically reports before industry peers, fell to $15 million, or $0.06 per share, in the second quarter ended June 30, from $625 million, or $2.57 per share, a year earlier. Severe storms in parts of the United States caused the insurer's catastrophe losses net of reinsurance to jump to $1.48 billion from $746 million a year earlier.
( 7
min )
Banks have begun to raise their buffers for credit-loss provisions in the event customers, facing the brunt of high interest rates, are unable to pay back debt on their credit cards or miss loan repayments. "We prudently increased our provision and allowance amid the uncertain economic backdrop," Truist CEO Bill Rogers said in a statement. The bank set aside $538 million in provisions for credit losses in the quarter ended June 30, compared with $171 million a year earlier.
( 7
min )
The company incorrectly classified certain credit card accounts into its highest merchant and merchant acquirer pricing tier, beginning around mid-2007, Discover said after markets closed on Wednesday. It has also received a proposed consent order from the Federal Deposit Insurance Corporation (FDIC) in connection with consumer compliance that does not include the card product classification matter. However, Discover said it has determined that the revenue impact of the incorrect card product classification was not material to its consolidated financial statements for any of the affected periods.
( 7
min )
Taiwanese chipmaker TSMC posted a 23.3% fall in second-quarter net profit on Thursday as global economic woes dented demand for chips used in applications as varied as cars, cellphones and servers and coming off a strong period last year. Taiwan Semiconductor Manufacturing Co Ltd (TSMC), the world's largest contract chipmaker and a major Apple Inc supplier, saw April-June net profit drop to T$181.8 billion ($5.85 billion) from T$237.0 billion a year earlier. That compared with the T$172.55 billion average of 21 analyst estimates compiled by Refinitiv.
( 7
min )
Finnish telecom gear group Nokia on Thursday reported a drop in second-quarter profit due to a drop in margin as growth in sales of 5G gear in markets such as India failed to offset slowing demand in North America. Comparable operating profit fell to 626 million euros ($702.37 million) from 714 million euros last year. Nokia and rival Ericsson have been hit by slowing orders from customers, mostly in their high-margin North American markets.
( 6
min )
Het aantal werklozen kwam eind juni uit op 353.000. Daarmee zit 3,5 procent van de beroepsbevolking thuis zonder baan. Dat is net zoveel als een maand eerder, meldt statistiekbureau CBS donderdag.
( 3
min )
Ervaren Indonesische verpleegkundigen worden onder valse voorwendselen naar Nederland gehaald om hier de zorg te verlichten. Ze moeten veel meer werken dan afgesproken en worden niet opgeleid zoals beloofd, blijkt uit onderzoek van NU.nl. De arbeidsinspectie en de IND hebben zich nu ook op de zaak gestort.
( 8
min )
De Turkse centrale bank schroeft zijn rentetarief opnieuw op, van 15 naar 17,5 procent. Daarmee hopen de Turkse autoriteiten de gierende inflatie in het land onder controle te houden.
( 3
min )
Tata Steel twijfelt over de manier waarop het bedrijf 'groen staal' gaat maken. Zelfs een volledig afscheid van het plan om klimaatvriendelijk staal te maken met groene waterstof ligt op tafel, blijkt uit interne notulen die in handen van NU.nl zijn.
( 8
min )
Volvo wil steeds meer elektrische auto's verkopen, maar de focus op elektrisch is niet direct goed voor de winstcijfers. In het tweede kwartaal maakte de autofabrikant 3,5 miljard kronen (300 miljoen euro) winst, 60 procent minder dan vorig jaar.
( 3
min )
De Rotterdamse haven heeft last van de hoge inflatie en de wereldwijd afzwakkende economie. De overslag daalde in de eerste zes maanden van dit jaar dan ook met 5,5 procent.
( 3
min )
Ook Apple werkt aan een eigen chatbot met kunstmatige intelligentie, meldt Bloomberg. Maar deze 'AppleGPT', zoals hij door ingewijden wordt genoemd, is voorlopig nog niet klaar voor het grote publiek.
( 3
min )
Netflix heeft de afgelopen maanden miljoenen nieuwe abonnees verwelkomd. Dat komt deels doordat de streamingdienst het onderling delen van accounts met vrienden en familie aan banden heeft gelegd. Daardoor hebben meer mensen een eigen abonnement genomen.
( 3
min )
De Autoriteit Consument & Markt heeft twee producenten van verkeersborden een boete opgelegd vanwege verboden prijsafspraken.
( 4
min )
Netflix heeft de afgelopen maanden miljoenen nieuwe abonnees verwelkomd. Dat komt deels doordat de streamingdienst het onderling delen van accounts met vrienden en familie aan banden heeft gelegd. Daardoor hebben meer mensen een eigen abonnement genomen.
( 3
min )
Tesla beleeft een zeer succesvol jaar. Er werden in het afgelopen kwartaal veel meer auto's verkocht en daardoor steeg de omzet van de autofabrikant met bijna 50 procent tot omgerekend 22,2 miljard euro. Dat leverde ook meer winst op.
( 3
min )
Een huishouden met een gemiddeld energieverbruik betaalde in juni 2.320 euro per jaar aan energie. Dat betekent een stijging van 37 procent (630 euro) ten opzichte van dezelfde periode vorig jaar.
( 3
min )
Een huishouden met een gemiddeld energieverbruik betaalde in juni 2.320 euro per jaar aan energie. Dat betekent een stijging van 37 procent (630 euro) ten opzichte van dezelfde periode vorig jaar.
( 3
min )
Bedrijven hebben in mei 6,9 procent meer geïnvesteerd dan in dezelfde maand vorig jaar. Dat komt vooral doordat ze meer geld hebben gestoken in gebouwen, personenauto's en vliegtuigen.
( 2
min )
Consumenten waren in juli net zo negatief over de economie als de maand ervoor. Daarmee zijn ze al vier jaar onafgebroken pessimistisch.
( 3
min )
Funds from operations (FFO) and adjusted funds from operations (AFFO) are superior predictors of REIT performance. Find out how to use FFO and AFFO to value REITs.
( 25
min )
Financial professionals use a wide variety of quantitative and qualitative techniques to understand inventory in their investing analyses.
( 19
min )
See what today's top nationwide rate is for every CD term, and how it compares to the previous business day's top rate. We collect data from more than 200 financial institutions.
( 19
min )
The S&P 500 rose 0.2% on Wednesday, July 19, 2023 as the market rally continued to be fueled by solid earnings reports.
( 18
min )
Elevance Health shares gained after reporting results that beat forecasts and raising its 2023 guidance as medical insurance premiums rose and payouts were less than anticipated.
( 16
min )
Halliburton shares slumped after warning that lower oil and gas prices will reduce drilling in the second half of 2023.
( 16
min )
Learn about Porter's 5 Forces and SWOT analysis, tools companies use to analyze the competition, make strategic decisions, and boost profitability.
( 22
min )
The agency said it will help states target anticompetitive behaviors that hike prices in food, retail, and meat and poultry processing.
( 17
min )
Deciding between a tax-deferred and a tax-exempt retirement account—or having both—comes down to understanding when the tax benefit kicks in.
( 27
min )
Netflix scrapped its cheapest ad-free subscription plan in the U.S. and U.K. in an effort to boost revenue and draw more users to its ad-supported plan released last year.
( 17
min )
A bank endorsement is a guarantee or assurance made by a bank that a negotiable instrument, such as a banker's acceptance or a letter of credit, will be honored.
( 20
min )
Is it possible to have more than one personal loan at once? Yes, it is. However, the number of personal loans you can have at once is limited by your lender.
( 23
min )
A check hold is the number of days that a bank can legally hold the money from a deposited check. A hold can happen for various reasons and different periods of time.
( 21
min )
For single-family homes, starts in June were 7.0% lower than in May, ending the month at an annual rate of 935,000.
( 17
min )
Research and development (R&D) is a term to describe the effort a company devotes to the innovation, and improvement of its products and processes.
( 25
min )
You don’t need your parents to get a student loan. Learn about private and federal student loans to see which loans you may be eligible for.
( 23
min )
SALT loans allow borrowers to maintain ownership of their blockchain assets, while also gaining access to cash via a loan.
( 24
min )
"The Great Wealth Transfer" will pass on trillions of dollars in inheritance to Americans over the next decade, however, a new survey shows that just 42% them feel confident about their money managing abilities.
( 17
min )
What are the safest industries for long-term investment and why?
( 19
min )
Unlimited bond purchase programs involve open-ended commitments by central banks to purchase distressed government debt.
( 21
min )
Contingent convertibles (CoCos) are debt securities that can be converted into a company's common stock. They offer high returns but come with high risk.
( 28
min )
Tesla filed plans to expand its German gigafactory into the largest car plant in Europe.
( 16
min )
The rally in U.S. equities continued at midday on July 19, 2023, buoyed by more strong earnings reports.
( 16
min )
An SBA 504 loan is a common loan backed by the U.S. Small Business Administration for people who want to purchase and build assets to grow their business.
( 24
min )
Mergers and acquisitions could be evaluated under a tougher antitrust lens as Department of Justice and Federal Trade Commission propose new rules.
( 18
min )
If you owe money to the IRS, you have a couple different options to help with repayment. Either an IRS payment plan or taking out a personal loan could work, depending on your financial situation.
( 22
min )
Carvana shares soared after the online used car retailer restructured its debt and reported record-setting quarterly EBITDA and gross profit per unit.
( 17
min )
How traders use the Commodity Channel Index (CCI) to evaluate buy and sell signals based on price trends over various timeframes.
( 23
min )
Goldman Sachs net earnings plunged 58% as it wrote-off goodwill for its GreenSky consumer lending platform and marked down real estate investments all while investment bank dealmaking—a big source of its fee revenue—slowed down.
( 17
min )
Activision Blizzard and Microsoft have extended their acquisition deadline to October after regulatory delays pushed the past the limits of the original agreement.
( 18
min )
Accurate real estate valuation is important to mortgage lenders, investors, insurers, and buyers and sellers of real property.
( 24
min )
Core retail sales is an economic indicator of the strength of retail in the U.S. It excludes certain highly volatile categories such as gasoline.
( 21
min )
Retail sales tracks consumer demand for finished goods by measuring the purchases of durable and non-durable goods over a defined period of time.
( 25
min )
Don't let these errors in judgment affect your good credit for the rest of your life.
( 24
min )
Qualcomm chips will support Meta's Llama 2 Large Language Model (LLM), in a move that will bring LLMs—that typically need data centers to run because of computational requirements—to smartphones and PCs starting 2024.
( 17
min )
Understand how real estate is legally different from real property and the implications of that difference for each property owner.
( 18
min )
See what today's top nationwide rate is for every CD term, and how it compares to the previous business day's top rate. We collect data from more than 200 financial institutions.
( 20
min )
Enterprise software provider IBM's second-quarter revenue fell short of Wall Street expectations on Wednesday, bogged down by tepid spending from businesses. IT majors such as Accenture and India's Tata Consultancy Services have also flagged demand weakness, with the former missing market estimates for quarterly revenue last month after its North America revenue grew at its slowest rate in about three years. Revenue growth in the U.S. and Western Europe was "muted" as the company wrapped up the cycle for its mainframe computers it launched last year, Chief Financial Officer James Kavanaugh said in an interview.
( 7
min )
Zeeuwen, Groningers en Drenten starten steeds vaker een eigen bedrijf. In de Randstad neemt het aantal startende ondernemers juist amper nog toe. Dat blijkt uit cijfers van de Kamer van Koophandel.
( 4
min )
Een huishouden met een gemiddeld energieverbruik betaalde in juni 2.320 euro per jaar aan energie. Dat betekent een stijging van 37 procent (630 euro) ten opzichte van dezelfde periode vorig jaar.
( 3
min )
Grote pensioenfondsen zagen hun financiële positie de afgelopen tijd verbeteren. Dit komt onder meer door gunstige beleggingen. Het is nog onduidelijk of dit ook betekent dat de pensioenen aan het einde van het jaar omhoog kunnen.
( 4
min )
KPN kampt met een storing waardoor klanten problemen hebben met televisiekijken. Daardoor zijn in sommige regio's in Nederland alleen NPO 1, 2 en 3 te kijken, zegt een woordvoerder desgevraagd tegen NU.nl.
( 3
min )
Heb je een VanMoof-fiets (besteld) of staat-ie ter reparatie in de werkplaats, dan breekt er een onzekere periode aan. Want krijg je je fiets (of je geld) nog wel terug nu VanMoof failliet is verklaard?
( 5
min )
De prijzen voor tarwe en mais op de beurs in de Amerikaanse stad Chicago zijn woensdag flink gestegen na een Russisch dreigement over de scheepvaart naar Oekraïne. Het is opnieuw een escalatie na het aflopen van de zogenoemde graandeal.
( 3
min )
Ruim 5,6 miljoen mensen reisden in juni van, naar of via Schiphol. Dat is een toename van 8 procent ten opzichte van dezelfde maand vorig jaar. Toen ging het om 5,2 miljoen mensen.
( 3
min )
Rusland heeft laten weten weer te willen spreken over een verlenging van de Oekraïense graandeal, die begin deze week afliep. Maar dan moeten de Verenigde Naties er wel binnen drie maanden voor zorgen dat de Russische export weer soepeler verloopt.
( 4
min )
Pakketbezorger GLS heeft dinsdag onbedoeld e-mails verstuurd naar zo'n vijfduizend zakelijke en particuliere klanten. Dat laat het bedrijf woensdag weten aan NU.nl. In de mails stonden onder meer privégegevens van klanten.
( 3
min )
Rusland heeft laten weten weer te willen spreken over een verlenging van de Oekraïense graandeal, die begin deze week afliep. Maar dan moeten de Verenigde Naties er wel binnen drie maanden voor zorgen dat de Russische export weer soepeler verloopt.
( 4
min )
Grutto's, geelgorzen en graslandvlinders hebben voorlopig weinig aan de Europese natuurherstelwet: vrijwel alle maatregelen voor natuurherstel in boerenland zijn weggestemd door het Europees Parlement. Alleen regeringsleiders kunnen daar nog iets van doen terugkeren, en landen die zelf aan de slag gaan.
( 8
min )
Er moeten duidelijke en heldere regels komen om de risico's van kunstmatige intelligentie (AI) tegen te gaan. Dat zegt de Veiligheidsraad van de Verenigde Naties, die voor het eerst bij elkaar kwam om over dit onderwerp te praten.
( 4
min )
Cryptoplatform Binance sluit binnenkort zijn deuren voor Nederlandse gebruikers, dus moeten Nederlandse gebruikers vertrekken. Het handelsplatform maakt nu bekend dat je voor 17 augustus je cryptovaluta moet weghalen.
( 3
min )
Grote bedrijven die veel stroom verbruiken kunnen in Zeeland voorlopig geen aanvraag meer doen voor nieuwe aansluitingen of verzwaring van hun huidige aansluiting. Netbeheerder TenneT zegt dat het stroomnet in Zeeland de maximumcapaciteit heeft bereikt.
( 3
min )
Klanten van GLS hebben dinsdag een overweldigend aantal e-mails ontvangen die niet voor hen waren bedoeld. GLS maakt daarvan melding op zijn website. Volgens de pakketdienst was er sprake van een storing.
( 3
min )
Deelscooterbedrijf Felyx mag zich niet meer 'duurzaam', 'schoon' of 'groen' noemen. Ook mag het bedrijf niet meer zeggen dat je CO2 bespaart door van de scooters gebruik te maken, oordeelt de Reclame Code Commissie.
( 3
min )
Jumbo denkt dat de periode met flinke prijsverhogingen in de supermarkten langzaam maar zeker voorbij is. Wel waakt de supermarktketen voor te veel optimisme. Doordat lonen en huren nog oplopen, blijven prijzen in de supermarkt dat ook doen.
( 3
min )
ASML verdient weer meer geld aan de verkoop van chipmachines in het tweede kwartaal van 2023. Hoewel het Veldhovense technologiebedrijf onder druk staat van de geopolitieke strijd tussen China en het Westen, is dat niet te zien in verkoopcijfers. Voor heel 2023 verwacht ASML een grote verkoopstijging.
( 4
min )
The CSS Profile is a financial aid application used by nearly 250 colleges, universities, and scholarship programs to award non-federal aid.
( 23
min )
Full-coverage car insurance includes liability insurance, which covers the other driver's costs if you're at-fault. Learn more about how these insurance policies work.
( 23
min )
A business is bonded if it has a surety bond, a legal contract whereby a surety company assumes liability for a debt or other obligation one business owes to another.
( 23
min )
The S&P 500 gained 0.7% on Tuesday, July 18, 2023, after a new round of strong corporate earnings reports.
( 17
min )
Low-cost carriers have become powerful players in the airline sector. However, the COVID-19 pandemic changed the game.
( 25
min )
Credit card posting is the point at which a transaction is "posted to" a cardholder's account and the money is either taken from or added to the account.
( 22
min )
Your retirement security depends on how well you built your nest egg. Find out how to get the most out of your 401(k) plan.
( 28
min )
Comcast's NBCUniversal is hiking prices for its Peacock streaming platform for the first time since it launched the service three years ago.
( 18
min )
Adam Smith is considered the father of modern economics for his work in pioneering ideas such as free trade and the gross domestic product (GDP).
( 26
min )
Lockheed Martin posted better-than-expected quarterly results and raised its guidance as demand for military weapons rose.
( 16
min )
Microsoft announced an AI-powered premium version of its Microsoft 365 product that would cost users $30 per month. And it's doubling down on AI applications through tie-ups with companies like Meta.
( 17
min )
Johnson & Johnson joined others in the pharmaceutical industry suing the government over new Medicare prescription drug price rules.
( 17
min )
Corporate social responsibility (CSR) is a business model that helps a company be socially accountable to itself, its stakeholders, and the public.
( 29
min )
Earnings at some of America’s biggest banks including JPMorgan Chase, Bank of America, and Wells Fargo were buoyed by rising loan balances, even as loan applications fell nationwide.
( 19
min )
Find out whether a fund's performance is a result of the manager's abilities or just a fluke.
( 20
min )
A pure play is a company that invests in one line of business, so its stock performance correlates highly to the performance of its sector.
( 19
min )
How you invest is just as important as what you buy. Find out which style is right for you, and how to follow it.
( 18
min )
Net advantage to leasing (NAL) refers to the total monetary savings that would result from a person or a business choosing to lease an asset, as opposed to purchasing it outright.
( 18
min )
The slowdown in deposit flight allowed Charles Schwab's shares to rise about 12% in trading, despite a drop in net income in the second quarter.
( 17
min )
Novartis ADRs jumped after the pharmaceutical firm raised its outlook, announced a stock buyback, and detailed spinoff plans.
( 16
min )
China's disappointing GDP growth pushed European stocks and oil downward and triggered a shift in sentiment about future Fed rate changes.
( 17
min )
Morgan Stanley posted record wealth management revenue and beat profit and sales estimates as the bank benefited from higher interest rates following the Fed's rate hikes to fight inflation.
( 16
min )
Despite the ‘Great Resignation,’ one in four workers will be 55 or over by 2031, study shows.
( 17
min )
The Dow and S&P 500 advanced at midday on July 18, 2023 following strong earnings reports from some of the nation's biggest banks.
( 16
min )
Through Lending Club’s high-yield savings accounts, you can earn a higher-than-average APY with no monthly service fees. All you need to get started is $100.
( 20
min )
Bank of America reported double-digit growth in revenue and net income in the second quarter on Tuesday, as higher interest rates boosted income it generated from lending money.
( 17
min )
A closed-end lease is a type of rental agreement that does not require the lessee to purchase the asset at the end of the lease.
( 21
min )
Consumers spent $689.5 billion in June, 0.2% more than in May, but economists were expecting a 0.5% jump in spending.
( 19
min )
Collision damage waiver (CDW) is additional insurance coverage offered to an individual renting an automobile.
( 24
min )
The NAHB's Housing Market Index gained one point month-over-month, ending June at its highest level in a year.
( 17
min )
When the terms premium and discount are used in reference to bonds, they are telling investors the purchase price of the bond is either above or below its par value.
( 20
min )
Securities and Exchange Commission Chair Gary Gensler warned corporations to make accurate representations about their AI-related moves to ensure investors are not deceived.
( 17
min )
The Saving on a Valuable Education (SAVE) Plan is an income-driven repayment (IRD) plan introduced by the U.S. Department of Education that will replace the Revised Pay-As-You-Earn (REPAYE) plan.
( 22
min )
A home improvement loan can be a type of personal loan, but it's also possible to fund home-related projects with other types of loans.
( 22
min )
Secured loans are a type of loan backed by collateral, whereas unsecured loans don’t require collateral and are based primarily on a borrower's creditworthiness.
( 21
min )
U.S. households are reporting lower levels of access to financial services and support compared to 2022, according to a survey by Principal. The U.S. reported a 12% decline from 2022 in residents who have access to things such as bank accounts, loans, mortgages, retirement and pension plans, and more.
( 18
min )
Wells Fargo offers two types of savings accounts, but the rates are low unless you carry a large balance.
( 21
min )
Getting the best possible package for a college fund depends on minimizing assets and maximizing the energy you use to find possible funding sources.
( 22
min )
Chipmachinemaker ASML neemt ongeveer honderd medewerkers van medisch technologiebedrijf Philips over. De werknemers leverden al diensten aan andere bedrijven, waaronder ASML. Zo werkten ze al aan zeer precieze meetinstrumenten van de chipfabrikant. Dat maakt de overstap makkelijk.
( 3
min )
De storing bij de Rabobank is voorbij, meldt de bank op Twitter. Door de storing, die dinsdag rond het middaguur voor het eerst werd gemeld, konden klanten geen transacties afronden en dus geen geld overboeken.
( 3
min )
De appel- en perenoogst in ons land zal dit jaar kleiner zijn dan in 2022. De verwachting is dat er 207 miljoen kilo appels en 341 miljoen kilo peren worden geplukt.
( 3
min )
Voormalig Nissan-topman Carlos Ghosn is met zijn rechtszaak tegen de Japanse autofabrikant niet uit op wraak. Het is volgens hem een poging de mensen die tegen hem samenspanden ter verantwoording te roepen.
( 4
min )
Met een opvallend design, technische snufjes en gelikte marketing wist VanMoof de e-bike sexy te maken. Maar de fietsen gingen vaak kapot en waren voor velen te duur door de unieke onderdelen. Dat deed het bedrijf de das om.
( 4
min )
De Turkse lira heeft dinsdag een nieuw dieptepunt bereikt ten opzichte van de euro en de dollar. Daarmee zet de vrije val van de Turkse munt sinds de verkiezingen van 28 mei onverminderd door.
( 3
min )
De Turkse lira heeft dinsdag een nieuw dieptepunt bereikt ten opzichte van de euro en de dollar. Daarmee zet de vrije val van de Turkse munt sinds de verkiezingen van 28 mei onverminderd door.
( 3
min )
De curator van Score is nog in onderhandeling met partijen die de kledingwinkels willen doorzetten. De keten ging in juni failliet. Het spijkerbroekenmerk CHASIN' van Score heeft al wel een nieuwe eigenaar.
( 3
min )
Rabobank heeft dinsdag te maken met een storing, waardoor klanten geen overboekingen kunnen doen. De bank werkt aan een oplossing.
( 3
min )
Dit weekend kregen twintigduizend mensen een brief van Dienst Toeslagen. Daarin staat dat ze wel recht hebben op zorgtoeslag, terwijl ze die niet aanvragen. Nog steeds vraagt een op de tien huishoudens die recht hebben op zorgtoeslag die niet aan.
( 4
min )
Brusselse supermarkten moeten in 2024 voedsel dat bijna over datum raakt, doneren aan de voedselhulp. Daar worden ze toe verplicht door een besluit van de Brusselse regionale overheid.
( 3
min )
Bakkers verwachten op korte termijn geen flinke prijsstijgingen van brood nu de deal over de export van graan uit Oekraïne via de Zwarte Zee is verlopen. Dat komt vooral doordat ze werken met langetermijncontracten.
( 3
min )
Frankrijk gaat door de overheid gereguleerde energieprijzen in augustus 10 procent verhogen. Het land wil in stapjes terug naar normale prijzen. Een overheidscommissie dacht er eerst nog over de prijzen met bijna 75 procent te verhogen.
( 3
min )
Kunstmatige intelligentie (AI) gaat de leeftijd van modellen in alcoholreclames vanaf nu scherper in de gaten houden. Het gaat dan niet om de echte leeftijd, maar om hoe oud de modellen ogen. In juni haalde Heineken nog posters weg omdat modellen te jong leken.
( 4
min )
Big Bazar moet enkele winkels in Noord-Holland sluiten omdat de winkelketen de huur niet meer kon betalen. Daarover bericht RTL Nieuws. Bij meerdere verhuurders heeft Big Bazar huurachterstanden.
( 3
min )
Kunstmatige intelligentie (AI) gaat de leeftijd van modellen in alcoholreclames vanaf nu scherper in de gaten houden. Het gaat dan niet om de echte leeftijd, maar om hoe oud de modellen ogen. In juni haalde Heineken nog posters weg omdat modellen te jong leken.
( 3
min )
De bekritiseerde fietsenfabrikant VanMoof is dinsdag failliet verklaard door de Amsterdamse rechtbank. Vorige week kreeg VanMoof al uitstel van betaling, werd een verkoopstop aangekondigd en sloten de winkels. Klanten wacht nu een onzekere periode.
( 5
min )
Het aantal woningverkopen neemt dit en volgend jaar af en ook de huizenprijs zal tot 2024 blijven dalen. Dat verwachten economen van ABN AMRO. Volgens de bank duurt het even voordat huizen door loonstijgingen weer betaalbaarder worden.
( 3
min )
Door de snelle opkomst van kunstmatige intelligentie met programma's als ChatGPT en Midjourney moeten ook de risico's in kaart worden gebracht. Dinsdag komt de Veiligheidsraad van de Verenigde Naties voor het eerst bij elkaar om daarover te praten.
( 3
min )
Flitsbezorgers hebben grote moeite om zich staande te houden op de Nederlandse markt. De kosten en levertijden lopen op en consumenten zijn steeds meer kwijt aan hun boodschappen.
( 4
min )
The first Tesla Cybertruck rolled off the production line in Texas and Microsoft reached a deal with Sony that keeps Call of Duty on PlayStation as the company continues to work toward its merger with Activision. Here’s what investors need to know today.
( 19
min )
Managing your taxes can be one of the most complex aspects of estate planning and a new IRS rule change continues that trend. The rule, published at the end of March, changes how the step-up in basis applies to assets held in an irrevocable trust. If you need help interpreting the IRS rule change or setting […] The post Want to Leave Assets to Heirs? IRS Rule Change Should Have You Rethinking Your Irrevocable Trust appeared first on SmartReads CMS - SmartAsset.
( 7
min )
Here is your Pro Recap of the biggest analyst picks you may have missed since Friday: upgrades at Microsoft, Plug Power, Baidu, and General Mills. UBS upgraded Microsoft (NASDAQ:MSFT) to Buy from Neutral and raised its price target to $400.00 from $345.00 given evidence of stabilizing cloud infrastructure spending, positive near-term AI catalysts, and an attractive valuation.
( 7
min )
Investing student loan money is a legal and moral gray area, which can cause financial challenges.
( 19
min )
Personal loan rates dropped back this week to 20.56%, losing 16 basis points since last week when the average personal loan rate sat at 20.72%.
( 18
min )
Saving for an education can differ from between countries. Here is a comparison of college savings accounts available in the U.S. and Canada.
( 22
min )
The S&P 500 gained 0.4% on Monday, July 17, 2023, ahead of more key corporate earnings set to be released this week.
( 17
min )
With few homes available for sale, house hunters are driving up prices as they acclimate to higher mortgage rates.
( 17
min )
Heading into the second half of 2023, the U.S. housing market has yet to see the typical spring and summer boom, as limited inventory and high borrowing costs dampen the market.
( 18
min )
Find out why the difference between the coupon interest rate on a bond and prevailing market interest rates has a large impact on how bonds are priced.
( 22
min )
The student loan system is in desperate need of reform as graduates struggle to find work and pay off their student loans. Learn about changes that can help.
( 24
min )
Shares of First Solar surged on Monday after agreeing to provide solar modules to Israel-based renewable energy firm Energix Renewables.
( 16
min )
ICE and Black Knight are selling Black Knight's Optimal Blue business to comply with regulatory concerns about ICE's purchase of Black Knight.
( 16
min )
Reports that affect the FX market and euro trading include the HICP, economic surveys, and the ECB press releases.
( 21
min )
Meta Platforms' Threads is under scrutiny from Congressional lawmakers less than two weeks after its launch, amid an ongoing investigation of big tech companies’ policies and practices.
( 17
min )
Gender often plays a role in how car insurance companies determine rates, which can impact transgender and nonbinary people. Learn more about how insurance for this group works.
( 24
min )
Personal loans and car loans have similarities and differences. Weigh the pros and cons of personal loan versus car loans before buying a new or used car.
( 23
min )
Activision Blizzard's shares rose more than 3% as Microsoft And Sony agreed to a 10-year Call of Duty deal.
( 17
min )
Wheat futures jumped after Russia announced it was pulling out of a deal brokered by the United Nations allowing Ukraine to export grain through the Black Sea.
( 17
min )
Despite economic headwinds, fewer than half of U.S. business leaders expect a recession by the end of the year, JPMorgan Chase reported today in its 2023 Midyear Business Leaders’ Outlook.
( 17
min )
Ford is cutting prices of its electric F-150 Lightning as it benefits from improved production and lower battery costs.
( 17
min )
U.S. equities were up at midday on Monday, July 17, 2023, ahead of more key earnings reports.
( 16
min )
An in-depth review of competing business models in the tech industry, including how Apple and Samsung are redefining corporate warfare.
( 22
min )
Nate Geraci of the ETF Store joins The Express to breakdown Bitcoin's incredible rise this year, and why the biggest asset managers in the world like BlackRock have filed to launch Bitcoin ETFs.
( 15
min )
The first Tesla Cybertruck rolled off the production line in Texas and Microsoft reached a deal with Sony that keeps Call of Duty on PlayStation as the company continues to work toward its merger with Activision. Here’s what investors need to know today.
( 19
min )
Allocated loss adjustment expenses (ALAE) are part of an insurer’s expense reserves that are attributed to the processing of an insurance claim.
( 18
min )
When does it make sense to buy a guaranteed rather than a non-guaranteed life insurance policy?
( 20
min )
All-risks coverage is insurance coverage for any incident that an insurance policy doesn’t specifically exclude.
( 17
min )
Dealer financing refers to loans originated by a retailer that are sold to a bank or other third-party institutions.
( 19
min )
A lease extension refers to a legal agreement extending the term of an existing lease or rental agreement.
( 19
min )
Als je deze zomer op vakantie gaat in Italië, kun je bij het bestellen van een pizza zomaar flink duurder uit zijn. Zo zijn basisingrediënten als tomaten en mozzarella flink in prijs gestegen. Ook olijfolie is duurder.
( 3
min )
Rusland heeft besloten de graandeal met Oekraïne niet te verlengen. Waar bestond die precies uit, waarom is hij geklapt en hoe moet het nu verder? Vijf vragen over de graandeal.
( 7
min )
Buitenlandse metselaars, stukadoors en dakdekkers kunnen voortaan makkelijker het Verenigd Koninkrijk in komen. De Britten hebben veel te weinig bouwvakkers en versoepelen daarom de regels.
( 3
min )
Miljoenen e-mails van het Amerikaanse leger zijn door een typefout naar domeinnamen in Mali gestuurd die door een Nederlander werden beheerd. Ook gevoelige informatie werd naar verkeerde adressen gestuurd.
( 4
min )
Rusland heeft besloten de graandeal met Oekraïne niet te verlengen. Waar bestond die precies uit, waarom is hij geklapt en hoe moet het nu verder? Vijf vragen over de graandeal.
( 7
min )
Als organisaties voor hun bedrijfsvoering kunstmatige intelligentie en algoritmes gebruiken, moeten ze uitleggen waarom ze dat doen. Daarvoor pleit de Autoriteit Persoonsgegevens.
( 4
min )
Wie een kapotte VanMoof-fiets heeft en hem wil laten maken, heeft steeds minder opties. De eigen winkels van VanMoof zijn al enkele dagen dicht en nu blijkt dat specifieke onderdelen bij Kwik-Fit ook op zijn.
( 3
min )
Het kabinet maakt zich zorgen over vertraging bij de vergroening van Tata Steel. Ook de omgevingsdienst die toezicht houdt op de staalfabriek in IJmuiden, vreest dat "een significant aantal risico's" de klimaatplannen van het bedrijf bedreigen.
( 5
min )
Rusland heeft maandag laten weten dat het land de graandeal voorlopig niet opnieuw wil verlengen. Waarom is dat ook alweer belangrijk voor de rest van de wereld?
( 4
min )
Rusland heeft maandag laten weten dat het land de graandeal voorlopig niet opnieuw wil verlengen. Waarom is dat ook alweer belangrijk voor de rest van de wereld?
( 4
min )
Moederbedrijf Meta mag in Noorwegen tijdelijk geen gerichte reclames meer plaatsen op zijn platforms Facebook en Instagram. Volgens de Noorse privacytoezichthouder Datatilsynet gebeurt dat op een illegale manier.
( 3
min )
Miljoenen e-mails van het Amerikaanse leger zijn door een typefout naar domeinnamen in Mali gestuurd die door een Nederlander werden beheerd. Ook gevoelige informatie werd naar verkeerde adressen gestuurd.
( 4
min )
Rusland stapt vanaf dinsdag uit de graandeal. Met die afspraak kon de graanexport via de Zwarte Zee doorgaan, wat goed was voor de voedselprijzen. Volgens het Kremlin heeft het besluit niet te maken met het incident op de Krimbrug zondagnacht.
( 4
min )
Rusland stapt vanaf dinsdag uit de graandeal. Met die afspraak kon de graanexport via de Zwarte Zee doorgaan, wat goed was voor de voedselprijzen. Volgens het Kremlin heeft het besluit niet te maken met het incident op de Krimbrug zondagnacht.
( 4
min )
Werkgevers die mensen uit de bijstand aan werk helpen, kunnen daar straks subsidie voor krijgen. Het kabinet stelt 70 miljoen euro ter beschikking om kwetsbare mensen op de arbeidsmarkt te helpen.
( 3
min )
Twee jaar geleden stroomde het water door de Zuid-Limburgse straten. Toen was lang niet iedereen uitgebreid verzekerd tegen overstromingen. Nu hebben meer huishoudens en ondernemers dekking, maar nog lang niet iedereen.
( 7
min )
Twee jaar geleden stroomde het water door de Zuid-Limburgse straten. Toen was lang niet iedereen uitgebreid verzekerd tegen overstromingen. Nu hebben meer huishoudens en ondernemers dekking, maar nog lang niet iedereen.
( 7
min )
H&M opent in 2025 de deuren in Brazilië. Nergens groeide de omzet van het kledingbedrijf in het afgelopen jaar zo hard als in Zuid-Amerika en de Verenigde Staten.
( 3
min )
H&M opent in 2025 de deuren in Brazilië. Nergens groeide de omzet van het kledingbedrijf in het afgelopen jaar zo hard als in Zuid-Amerika.
( 3
min )
TomTom ziet een groeiende verkoop van navigatiesystemen en heeft naar eigen zeggen een sterk eerste half jaar achter de rug. Het bedrijf verhoogt de verwachte omzet voor 2023.
( 3
min )
Twee jaar geleden stroomde het water door de Zuid-Limburgse straten. Toen was lang niet iedereen uitgebreid verzekerd tegen overstromingen. Nu hebben meer huishoudens en ondernemers dekking, maar nog lang niet iedereen.
( 7
min )
REITs and real estate mutual funds have their differences, yet they both offer liquidity and easy access to diversified real estate assets.
( 24
min )
Mutual fund turnover ratios have an ideal ratio that may differ based on the type of mutual fund and your investment goals.
( 18
min )
REITs and real estate mutual funds have their differences, yet they both offer liquidity and easy access to diversified real estate assets.
( 24
min )
Learn how the law of supply and demand affects the oil industry. Supply and demand determine the price of oil and drive behavior in the oil industry.
( 22
min )
Asset management is the practice of increasing wealth over time by acquiring, maintaining, and trading investments that can grow in value.
( 25
min )
A real estate investment trust (REIT) invests in income-producing real estate and trades like stocks. Real estate funds are mutual funds that may invest in REITs.
( 23
min )
A grant-in-aid is the transfer of national funding to state, local, private, or individual entities for a project.
( 18
min )
Buying then selling the same stock on the same day is called day trading. Your broker may restrict you from day trading if you are new to investing.
( 18
min )
Explore how the concepts of R-squared and beta are related and often used in conjunction with portfolio alpha.
( 20
min )
Why is the airline industry synonymous with ongoing losses and insolvency? We list four reasons.
( 19
min )
Property Appraisal and Valuation Equity (PAVE) describes a situation in which property appraisals are not affected by bias or discrimination.
( 25
min )
An economy is a system of production and consumption activities that determines how resources are allocated among all of its participants. Learn how it works.
( 28
min )
The cross elasticity of demand measures the responsiveness in the quantity demanded of one good when the price changes for another good. Learn how it works.
( 27
min )
Inflation may be cooling, but after 18 months of higher prices, parents are prioritizing school supplies and cutting back on apparel and tech devices in their back-to-school budgets this year.
( 17
min )
What was the value of the Dow Jones Industrial Average on Jan. 20, 2009, inauguration day for Obama, and did it perform during his presidency?
( 23
min )
Explore the impact of real value and nominal value on stock trading. Find out how these values are assigned and what causes them to change.
( 18
min )
Mutual fund turnover ratios have an ideal ratio that may differ based on the type of mutual fund and your investment goals.
( 18
min )
The Bank of England (BoE) is the central bank of the United Kingdom. Its role is similar to that of the Federal Reserve in the U.S.
( 23
min )
When deciding whether to pursue a master's degree in the U.S. or the U.K., consider degree structure, cost, and quality of education.
( 23
min )
Het populaire schietspel Call of Duty blijft ondanks de overname van Activision Blizzard door Microsoft beschikbaar voor PlayStations. Volgens Microsoft is dat in een overeenkomst vastgelegd. Het gaat om de grootste overname ooit in de gamingindustrie.
( 4
min )
Rusland heeft de controle overgenomen over de Russische activa van het Franse voedingsmiddelenconcern Danone en de Deense bierbrouwer Carlsberg. De aandelen van beide multinationals zijn "tijdelijk" onder controle gesteld van de staat, naar een decreet van president Vladimir Poetin.
( 3
min )
Institutionele beleggers zoals verzekeraars en pensioenfondsen willen dat beursgenoteerde bedrijven hun aandeelhoudersvergaderingen strakker gaan leiden. Dit jaar werden onder meer vergaderingen van ING en Ahold Delhaize verstoord door klimaatactivisten, die om de beurt telkens dezelfde vraag gingen stellen.
( 4
min )
Institutionele beleggers zoals verzekeraars en pensioenfondsen willen dat beursgenoteerde bedrijven hun aandeelhoudersvergaderingen strakker gaan leiden. Dit jaar werden onder meer vergaderingen van ING en Ahold Delhaize verstoord door klimaatactivisten die om de beurt telkens dezelfde vraag gingen stellen.
( 4
min )
Het laatste graanschip is zondag uit de haven van de Zuid-Oekraïense stad Odesa gevaren, voordat maandag de VN-deal afloopt die de export van voedsel regelt. Oekraïne en Rusland zijn het nog altijd niet eens over een verlenging van de deal.
( 3
min )
De winkels van Chasin', het spijkerbroekenmerk van de failliete kledingketen Score, gaan verder onder een nieuwe eigenaar. De JOG Group, bekend van onder meer Jeans Centre, neemt ook de bijbehorende groothandel en webshop over.
( 3
min )
Turkije heeft de belasting op benzine zondag met bijna 200 procent verhoogd. Die stap moet de regering van president Recep Tayyip Erdogan helpen bij de uitgaven aan bijvoorbeeld schadeherstel na de aardbevingen in het land eerder dit jaar.
( 4
min )
De elektriciteitsprijzen op de spotmarkt in tal van Europese landen, waaronder Nederland, zullen dit weekend onder nul dalen. Dit gebeurt om er overal veel wind is terwijl er in de zomer steevast ook veel energie opgewekt wordt met zonnepanelen.
( 4
min )
Het is erg vervelend als je tijdens een reis met een lege smartphone-accu komt te zitten. Zeker als er geen stopcontact in de buurt is. Een powerbank kan de oplossing zijn. Maar welke kies je?
( 3
min )
De elektriciteitsprijzen op de spotmarkt in tal van Europese landen zullen dit weekend onder nul dalen. Dit gebeurt om er overal veel wind is terwijl er in de zomer steevast ook veel energie opgewekt wordt met zonnepanelen.
( 4
min )
De Verenigde Staten zijn niet bereid om handelstarieven voor Chinese producten af te schaffen. "De tarieven zijn ingevoerd omdat we ons zorgen maakten over oneerlijke handelspraktijken aan de kant van China. Die zorgen zijn er nog", zegt financiënminister Janet Yellen.
( 4
min )
Twitter is sinds de overname door Elon Musk ongeveer de helft van zijn advertentie-inkomsten kwijtgeraakt. Ook kampt de berichtendienst met een grote schuldenlast en een negatieve kasstroom. Dat wil zeggen dat er meer geld de onderneming uitgaat, dan dat er binnenkomt.
( 4
min )
Huizenkopers, bouwbedrijven en corporaties vrezen dat de toch al stroeve woningbouw nog verder stilvalt nu het kabinet is gevallen. Dit omdat wetten die de huizenmarkt vlot moeten trekken mogelijk op de plank blijven liggen.
( 6
min )
Only companies with a solid history and top-notch management behind them are considered for listing on the NASDAQ.
( 21
min )
Use and occupancy insurance is the obsolete name of business interruption insurance, which covers loss of business from a covered disaster.
( 18
min )
A mutual fund can be a load or a no-load fund and the classification will determine if an investor pays a sales charge. While some funds may not have a sales charge that does not mean they do not have fees that will impact the return to the investor.
( 20
min )
Knightsbridge, West Brompton, Chelsea, Kensington, and Westminster have some of the most expensive homes in the U.K. Learn about the top five most expensive neighborhoods in London to understand what makes it such a desirable place to live and why it is so expensive.
( 22
min )
In each country, Netflix offers different shows and movies, and your account will not work when moving between countries.
( 20
min )
An agreed amount clause is a property insurance provision where the insurer agrees to waive the coinsurance requirement for the insured.
( 18
min )
A loss payable clause is an endorsement where an insurer pays a third party for a loss in lieu of the named insured or beneficiary.
( 19
min )
Gross net written premium income is the amount of an insurance company’s premiums that are used to determine the amount of premiums owed to a reinsurer.
( 18
min )
Auto insurance is purchased by vehicle owners to mitigate costs associated with getting into an auto accident. Discover more about it here.
( 20
min )
A claims adjuster investigates insurance claims to determine the extent of the insurance company's liability.
( 22
min )
A requisition is a documented request for an item to be delivered by a certain date. Read how requisitions work as part of the procurement process.
( 21
min )
When dealing with divorce, life insurance is an important part of the process but is often overlooked. Don't make that mistake.
( 25
min )
A debt instrument is a tool an entity can use to raise capital. Any type of instrument primarily classified as debt can be considered a debt instrument.
( 23
min )
A bungalow is a small house, cottage or cabin that was originally designed to provide affordable, modern housing for the working class.
( 19
min )
While the crypto industry earned a short-term win on Thursday, there are many factors at play that will determine whether the ruling in the Ripple case will have a long-term impact on crypto assets.
( 21
min )
Venture capital is money, technical, or managerial expertise provided by investors to startup firms with long-term growth potential.
( 35
min )
The 2019 tax filing deadline is Monday, July 17, with as many as 1.5 million taxpayers owed an average $893, the Internal Revenue Service said.
( 17
min )
The student loan interest deduction allows for a tax break of up to $2,500 for interest payments on loans for higher education. Here's how to qualify.
( 26
min )
A&W and Keurig Dr Pepper will pay $15 million to settle a class-action suit that claimed false advertising because real aged vanilla was not used.
( 7
min )
A mutual fund can be a load or a no-load fund and the classification will determine if an investor pays a sales charge. While some funds may not have a sales charge that does not mean they do not have fees that will impact the return to the investor.
( 20
min )
While the crypto industry earned a short-term win on Thursday, there are many factors at play that will determine whether the ruling in the Ripple case will have a long-term impact on crypto assets.
( 21
min )
The 2019 tax filing deadline is Monday, July 17, with as many as 1.5 million taxpayers owed an average $893, the Internal Revenue Service said.
( 18
min )
Het Nederlandse bedrijf Fugro heeft van de regering van Curaçao opdracht gekregen een geofysisch onderzoek uit te voeren naar de zeebodem in de wateren rond Curaçao.
( 3
min )
Stakingen door luchthaven- en luchtvaartpersoneel hebben zaterdag in Italië en België honderden vliegtuigen aan de grond gehouden. Daardoor zijn duizenden reizigers gestrand.
( 3
min )
Hoewel de productie twee jaar vertraging opliep, heeft Tesla nu toch zijn eerste zogeheten Cybertruck gebouwd. Topman Elon Musk toonde de langverwachte elektrische pick-uptruck zaterdag op Twitter, omringd door tientallen werknemers in veiligheidshesjes en met helmen op.
( 3
min )
Met de komst van Bard zijn de drie grootste AI-chatbots van het moment nu beschikbaar in Nederland. Gaan deze chatbots de zoekmachines vervangen? En gaan ze veranderen hoe wij in de toekomst het internet gebruiken?
( 5
min )
Met de komst van Bard zijn de drie grootste AI-chatbots van het moment nu beschikbaar in Nederland. Gaan deze chatbots de zoekmachines vervangen? En gaan ze veranderen hoe wij in de toekomst het internet gebruiken?
( 4
min )
Hoewel dit weekend een van de drukste periodes van het jaar is voor Schiphol, zijn er vooralsnog geen wachtrijen bij de security. Ook bij de bagageafhandeling zijn geen problemen.
( 3
min )
Europese consumenten zijn binnenkort mogelijk nog meer geld kwijt voor zoete lekkernijen. De huidige hittegolven drijven de prijs van suiker namelijk op.
( 3
min )
Europese consumenten zijn binnenkort mogelijk nog meer geld kwijt voor zoete lekkernijen, omdat de huidige hittegolven de prijs van suiker opdrijven.
( 3
min )
Zo'n 530 Amerikanen hebben persoonlijke schadeclaims ingediend tegen Philips vanwege gezondheidsklachten als gevolg van gebreken bij de slaapapneuapparaten van het zorgtechnologieconcern.
( 3
min )
De Nederlandse belastingadviseur Frank B. is in New York aangeklaagd voor het maken van plannen om omgerekend meer dan 89 miljoen euro voor de Amerikaanse belastingdienst te verbergen.
( 4
min )
De Nederlandse belastingadviseur Frank B. is in New York aangeklaagd voor het maken van plannen om meer dan 100 miljoen dollar (89 miljoen euro) voor de Amerikaanse belastingdienst (IRS) te verbergen, aldus de aanklager in New York vrijdag.
( 4
min )
Het aantal bedrijven dat zich bezighoudt met het plaatsen van zonnepanelen is in tien jaar gegroeid van zo'n 700 naar ruim 5.600. Twee miljoen Nederlandse huizen hebben al zonnepanelen. En voor de resterende paar miljoen huizen zijn handjes nodig.
( 3
min )
Falling demand for telecommunications equipment impacted sales at Nokia and Ericsson, and ADRs of the two companies dropped.
( 18
min )
President Joe Biden's administration has announced it will cancel student debt for over 800,000 borrowers, in relief that totals up to $39 billion.
( 18
min )
Here is your Pro Recap of the biggest analyst cuts you may have missed since yesterday: downgrades at AT&T, Progressive, Alcoa, and SoFi Technologies. AT&T (NYSE:T) shares fell more than 1% pre-market today after JPMorgan downgraded the company to Neutral from Overweight and cut its price target to $17.00 from $22.00, noting that the company is experiencing slightly increased pressure in the Mobility sector from Verizon Communications (NYSE:VZ), T-Mobile US (NASDAQ:TMUS), and cable providers, as well as in the Consumer Wireline segment from cable and FWA providers.
( 7
min )
Find out who is considered an independent student for financial aid purposes.
( 23
min )
The main difference between investing and speculating is the amount of risk undertaken in the trade.
( 22
min )
The U.S. government and private lenders can garnish your bank account to recover unpaid student loans in multiple ways
( 21
min )
Does lending shares in a short sale transaction provide any benefit other than interest on the loan? And who profits—the broker or the shares' owner?
( 19
min )
Eli Lilly agreed to buy biopharma firm Versanis for up to $1.93 billion, boosting Lilly's reach into the obesity drug market.
( 16
min )
Primarily on the strength of UnitedHealth Group’s earnings, the Dow Jones gained 125 points, finishing higher every day this week
( 17
min )
30-year mortgage rates have now registered a full week of daily declines, sinking the flagship average more than half a percentage point below the peak notched one week ago.
( 20
min )
The White House and EPA competitions worth $20 billion to expand investments in new projects aimed at reducing greenhouse gas emissions.
( 16
min )
SoFi savings account interest rates are above average and the financial services company charges no bank fees—two reasons this savings option is worth considering.
( 20
min )
Consumer sentiment jumped in July to the highest level since September 2021, according to the University of Michigan's Consumer Sentiment Index.
( 16
min )
USAA offers a few different savings accounts, but the rates are relatively low. Compare USAA to top competitors and find the best savings account for your needs.
( 18
min )
The second half of the year might appear somewhat more promising, but venture capital funding could remain constrained after plunging in the wake of this spring's bank failures.
( 18
min )
USAA offers a few different savings accounts, but the rates are relatively low. Compare USAA to top competitors and find the best savings account for your needs.
( 18
min )
A Registered Education Savings Plan - RESP is a government-sponsored program that helps pay for a child's future post-secondary education.
( 19
min )
Major crypto exchanges, such as Coinbase and Kraken, have relisted XRP after a judge ruled the digital asset sold on an exchange is not a security.
( 18
min )
Falling demand for telecommunications equipment impacted sales at Nokia and Ericsson, and ADRs of the two companies dropped.
( 17
min )
UnitedHealth Group's double-digit growth for the sixth consecutive quarter, a lower-than-expected increase in costs, and an upward revised earnings outlook pushed the company's share price up in early market trading.
( 17
min )
U.S. equities were up at midday on Friday, July 14, 2023, and heading for a winning week following inflation and earnings news.
( 16
min )
Shares of Citigroup declined over 2% intraday on Friday after the bank’s profit and sales dropped in what CEO Jane Fraser called “a disappointing quarter.”
( 16
min )
A robust demand for loans and higher interest rates that increased its net interest income fueled JPMorgan Chase's second quarter earnings, its first after the acquisition of the ailing First Republic Bank in May.
( 17
min )
President Joe Biden's administration has announced it will cancel student debt for over 800,000 borrowers, in relief that totals up to $39 billion.
( 17
min )
Slechte communicatie, leveringsproblemen, constant stukgaan en nu uitstel van betaling: het hippe Amsterdamse fietsenbedrijf VanMoof staat er slecht voor. NU.nl vroeg lezers naar ervaringen met VanMoof - en ontving een stortvloed aan e-mails. Bijna de helft daarvan ging over niet-geleverde fietsen.
( 5
min )
De chocoladeproducent Ferrero heeft de productie in een Belgische fabriek opnieuw stilgelegd na een nieuwe salmonella-uitbraak. Het bedrijf, bekend van de Kinder Surprises, heeft bevestigd dat geen enkel eindproduct vrij was van de bacterie.
( 3
min )
Het Duitse autoconcern Volkswagen heeft 321.600 volledig elektrische auto's verkocht in de eerste helft van 2023. Dat is 50 procent meer dan een jaar eerder, toen het bedrijf nog kampte met een tekort aan chips.
( 3
min )
Honderden medewerkers van het accountantsbedrijf KPMG zijn betrokken bij examenfraude. Zo stuurden werknemers de antwoorden rond naar collega's die een training nog moesten volgen. Het is de eerste keer dat zoiets in Nederland aan het licht komt.
( 4
min )
Europeanen met een account op Twitter-concurrent Threads kunnen sinds vrijdag geen berichten meer plaatsen. De app is officieel nog niet beschikbaar in de Europese Unie, maar veel Europeanen gebruikten de app via een omweg alsnog.
( 4
min )
Cryptobedrijven zijn opgetogen over een recente uitspraak van een Amerikaanse rechter. Die gaf cryptobedrijf Ripple deels gelijk in een zaak die was aangespannen door toezichthouder SEC. De uitspraak kan grote gevolgen hebben voor andere uitgevers van digitale munten.
( 4
min )
India heeft vrijdag de onbemande maanmissie Chandrayaan-3 gelanceerd. Als alles goed gaat, komt de maanlander in de tweede helft van augustus aan op de maan.
( 3
min )
Medewerkers van de Engelse luchthaven Londen Gatwick gaan deze zomer acht dagen staken. Ze willen meer loon, en dat kan ook Nederlandse reizigers treffen.
( 3
min )
Het is onrustig in de distributiecentra van supermarktketen Jumbo. Werknemers klagen dat de roosters vaak te laat zijn, dat ze verplicht moeten overwerken en over hoge werkdruk. Vakbond FNV heeft het bedrijf vier weken de tijd gegeven om orde op zaken te stellen.
( 4
min )
Een nieuw wereldwijd hitterecord hangt in de lucht. Dat zal vrijwel zeker gebeuren in 2024. En de kans groeit dat ook 2023 al recordheet wordt. Dat zeggen Amerikaanse klimaatwetenschappers tegen NU.nl, op basis van de nieuwste temperatuurmetingen.
( 5
min )
De lonen van bijna een miljoen werkenden gaan de komende twaalf maanden ruim 8 procent omhoog. Dat is afgesproken in de cao's die in juni zijn gesloten, meldt werkgeversvereniging AWVN.
( 3
min )
Een deel van de klanten van KPN kon vrijdagochtend enkele uren geen tv kijken door een storing. Het probleem is rond 10.30 uur verholpen.
( 3
min )
In de eerste helft van 2023 werden veel minder kantoren, winkels en woningen verhandeld door vastgoedbeleggers. Zij vinden de aankoop van panden minder interessant door de opgelopen rente.
( 3
min )
KPN heeft vrijdagochtend te maken met een storing in de interactieve tv-dienst. Daardoor kunnen klanten geen televisiekijken.
( 3
min )
Klanten met een vast contract kunnen bij het terugleveren van stroom toch te maken krijgen met variabele tarieven, blijkt uit onderzoek van de Consumentenbond onder tientallen energieleveranciers. Toezichthouder ACM zegt dat dergelijk beleid niet mag.
( 3
min )
Onduidelijkheid over fiscale maatregelen leidt ertoe dat er dit jaar minder elektrische auto's worden verkocht.. Vooral particulieren zijn voorzichtiger, ook op de tweedehandsmarkt.
( 3
min )
Health savings accounts (HSAs) are one of the least-known retirement tools available but they can make a big difference in preparing for what can be the biggest concern in retirement – covering healthcare costs. That’s because HSAs offer a triple tax benefit: your money goes in tax-free, your account earnings aren't taxed and withdrawals for […] The post Fidelity Says This Is How to Get More Out of Your HSA appeared first on SmartReads CMS - SmartAsset.
( 8
min )
I have $800,000 sitting in a money market account because I don't know what else to do with it. My hope was that I could put it in something that can yield around 4-5% growth. I also have $900,000 in my 401(k) that is sitting in minimal-risk accounts with Vanguard. I will be turning 62 […] The post Ask an Advisor: I’m 61 With $900k in My 401(k) and $800K Sitting in a Money Market Account. How Should I Invest? appeared first on SmartReads CMS - SmartAsset.
( 9
min )
More and more alternative lenders have emerged for business owners. But beware: Some offer better terms than others.
( 20
min )
The International Energy Agency cut its 2023 oil demand outlook for the first time this year because of the weakening global economy.
( 17
min )
The Federal Trade Commission has opened an investigation into OpenAI, the maker of ChatGPT, questioning the app's accuracy and consumer protections.
( 19
min )
Better-than-expected inflation data prompted investors to send the Dow Jones higher for the fourth day in a row.
( 16
min )
As Disney (DIS) pursues a new strategic partner for ESPN and considers selling its majority stake in the network, there are many companies it could consider for a partnership.
( 18
min )
The acquisition of the carbon capture business gives Exxon's energy transition plans a boost.
( 17
min )
A Beacon score is an early FICO credit scoring model that is still in use today but now known simply as a FICO score.
( 21
min )
A co-branded credit card is sponsored by two parties: typically, a retailer and a bank or card network like Visa or Mastercard and usually bears the logos of both.
( 22
min )
The Fair and Accurate Credit Transactions Act (FACTA) is a 2003 U.S. law aimed at enhancing consumer protections against identity theft.
( 23
min )
Credit card encryption is a security measure used to thwart thefts of credit card information, such as account numbers.
( 22
min )
New York and London are frequently listed as the world’s most important financial hubs. See how the two global financial capitals stack up.
( 22
min )
A 'boiler room operation' uses high-pressure sales tactics and misleading information to entice investors to buy risky stocks.
( 20
min )
Consumer prices are cooling, making the Fed's moves after July's meeting less clear.
( 20
min )
For U.S. workers, the cooling job market means that switching jobs doesn’t pay off as much as it did last year.
( 16
min )
The FDA gave its approval to the first-ever over-the-counter birth control pill in the country.
( 16
min )
Hybrid work schedules could lead to an $800 billion drop in commercial real estate values by 2030, according to a study by McKinsey.
( 17
min )
A judge in the SEC's case against Ripple has ruled the sales of XRP to institutional customers were unregistered securities offerings, even though the token itself may not meet the test for a security.
( 18
min )
Amazon's latest Prime Day brought in $12.7 billion in 48 hours, according to estimates by Adobe Analytics.
( 17
min )
PepsiCo exceeded earnings and revenue estimates, and raised its full-year guidance as consumer habits shifted.
( 16
min )
U.S. equities rose at midday on Thursday, July 13, 2023, after a second report this week showing inflation easing.
( 16
min )
Comprehensive income is the change in a company's net assets from non-owner sources.
( 24
min )
Delta Air Lines posted its best quarterly profit and sales ever, and raised its guidance, as air travel demand continued to climb following the pandemic slump.
( 16
min )
A bank GIRO transfer is commonly used in Europe and is an electronic payment option where banks directly move money from one account to another.
( 19
min )
Similar to the mortgage-backed securities that led to the 2008 recession, student loan asset-backed securities might cause the next financial crisis.
( 24
min )
Considering the acquisition anti-competitive, FTC filed an appeal to block the $68.7 billion Microsoft-Activision deal that was allowed by a U.S. District Court.
( 17
min )
The former CEO of bankrupt crypto lender Celsius, Alex Mashinsky, has been arrested as the company faces lawsuits from financial regulators such as the SEC, CFTC, and FTC.
( 18
min )
The Producer Price Index for final demand, a measure of wholesale prices, rose less than expected, showing relief from pressures that have pushed the cost of living upwards in recent years.
( 17
min )
Disney’s (DIS) Bob Iger will remain in his position as CEO until 2026, extending a contract that was set to expire at the end of next year.
( 18
min )
The Consumer Price Index (CPI) measures change over time in the prices paid by consumers for a representative basket of goods and services.
( 32
min )
Learn the key differences between Tier 1 and Tier 2 pensions, including benefit calculation, risk, flexibility, and responsibility.
( 22
min )
The producer price index is a monthly measure of change in the prices received by domestic producers.
( 25
min )
Users can now also 'listen' to responses from Google's Bard chatbot and share those with their contacts. You can even choose the tone the chatbot talks to you in.
( 17
min )
While borrowers typically need a credit score of at least 640 to qualify for the best personal loans, there are other options. It's possible to get a personal loan with poor credit, but you need to be aware of the consequences.
( 22
min )
Seeking to strengthen liquidity, the SEC approved sweeping reforms to rules governing money market funds. The changes do not include an initial proposal heavily opposed by asset managers.
( 18
min )
Even as rents break records, the rental market has yet to hit its typical summertime peak.
( 16
min )
The Consumer Price Index For All Urban Consumers measures monthly change in U.S. consumer prices.
( 23
min )
Inflation is a decrease in the purchasing power of money, reflected in a general increase in the prices of goods and services in an economy.
( 36
min )
VanMoof-concurrent Cowboy heeft een app uitgebracht waarin mensen met een VanMoof hun digitale fietssleutel kunnen opslaan. Op die manier kunnen ze hun fiets op slot blijven zetten en van het slot halen, mochten de servers van VanMoof eventueel offline gaan.
( 3
min )
Een groep Amsterdamse bijstandsgezinnen krijgt vanaf volgend jaar 150 euro per maand extra. Tilburg en Zaanstad kondigden eerder al aan mee te doen aan het experiment, dat uitgaat van een "positief mensbeeld", schrijft de gemeente Amsterdam.
( 4
min )
De Britse regering is akkoord gegaan met de aanbevelingen voor loonsverhogingen in de publieke sector. Onder anderen politieagenten, leraren en artsen kunnen een loonsverhoging verwachten van tussen de 5 en 7 procent.
( 3
min )
De hippe stadsfietsenmaker VanMoof kreeg woensdag uitstel van betaling van de rechter. Dat kan een voorbode van een faillissement zijn, en dat zou dan weer grote gevolgen hebben voor VanMoof-fietsers. Was jouw fiets net voor reparatie weggebracht? Heb je je bestelling van meer dan 3.000 euro niet ontvangen, of kun je niet naar je werk omdat je fiets stuk is en repareren niet kan nu? Dan zijn we op zoek naar jou!
( 2
min )
De Europese Unie heft handelsbeperkingen op voor de import van Japanse producten. Er is geen gevaar meer vanwege de ramp met de kerncentrale in Fukushima. Onder meer vis, paddenstoelen en bamboescheuten uit tien Japanse regio's mogen de EU weer in.
( 3
min )
Heb je een VanMoof-fiets (besteld) of staat-ie ter reparatie in de werkplaats, dan breekt er een onzekere periode aan. Want krijg je je fiets (of je geld) nog wel terug?
( 4
min )
Heb je een VanMoof-fiets (besteld) of staat-ie ter reparatie in de werkplaats, dan breekt er een onzekere periode aan. Want krijg je je fiets (of je geld) nog wel terug?
( 4
min )
Het demissionaire kabinet wil dat de verhoging van huren in de vrije sector ook de komende jaren wordt beperkt. Dat moet huurhuizen betaalbaar houden, zegt demissionair minister Hugo de Jonge (Volkshuisvesting).
( 3
min )
De prijs van olie is de laatste dagen weer flink gestegen. Een vat Noordzeeolie kostte donderdagochtend voor het eerst in twee maanden meer dan 80 dollar (71,70 euro). Ook Amerikaanse olie steeg tot bijna 76 dollar, het hoogste punt sinds begin mei.
( 3
min )
De Russische schatkist heeft de olieopbrengsten in juni zien zakken naar 11,8 miljard dollar (10,6 miljard euro). Dat was 1,5 miljard dollar minder dan de maand ervoor en nog maar iets meer dan de helft van een jaar geleden.
( 3
min )
De winsten van ondernemers zijn vorig jaar amper toegenomen. Gemiddeld steeg de winst van kleine en middelgrote bedrijven met 1,5 procent. Dat is de kleinste toename in zeker tien jaar. Belangrijke oorzaak zijn de gestegen personeelskosten.
( 4
min )
Fiscaal adviseur Frank B. is opnieuw aangehouden in Italië om uitgeleverd te worden aan de Verenigde Staten. De Amerikaanse autoriteiten verdenken de adviseur van onder anderen Afrojack ervan dat hij BN'ers heeft geholpen met het ontduiken van belasting.
( 3
min )
De gemiddelde WOZ-waarde van een huis bedroeg aan het begin van dit jaar 369.000 euro. Dat is 16,4 procent meer dan een jaar eerder en de hoogste waarde ooit.
( 3
min )
Googles ChatGPT-concurrent Bard is vanaf nu beschikbaar in Nederland én in de Nederlandse taal. De chatbot kan onder meer vragen beantwoorden en e-mails schrijven.
( 4
min )
De prijs van olie is de laatste dagen weer flink gestegen. Een vat Noordzeeolie kostte donderdagochtend voor het eerst in twee maanden meer dan 80 euro. Ook Amerikaanse olie steeg tot bijna 76 euro, het hoogste punt sinds begin mei.
( 3
min )
Gezinnen die kampen met een krappe beurs kloppen steeds vaker aan bij fondsen voor steun, blijkt uit een rondgang van NU.nl langs hulporganisaties. Voor het tweede jaar op rij vragen meer ouders om een vergoeding voor bijvoorbeeld schoolspullen of zwemles.
( 6
min )
Nvidia shares rose following reports that it's in talks with Britain's Arm about a U.S. IPO.
( 18
min )
Learn about the par value and face value of securities, as well as what these synonymous terms say about the value and purchase price of stocks and bonds.
( 21
min )
Domino’s Pizza was the best-performing stock in the S&P 500 on Wednesday after the pizza chain signed a deal with Uber that would allow customers to order Domino’s on Uber Eats and Postmates apps.
( 16
min )
The Dow Jones Industrial Average continued its winning week, rising 0.3% or 96 points, Wednesday after data showed inflation continuing to cool.
( 17
min )
Accumulated Income Payments are funds withdrawn from a Canadian Registered Education Savings Plan if the RESP's beneficiary does not attend college.
( 19
min )
Beta, a measure of a stock's volatility in relation to the overall market, is one of the most popular indicators of risk.
( 26
min )
Lucid's Q2 deliveries figure missed analyst estimates, and the EV maker's stock price dropped nearly 12% on Wednesday following the news.
( 17
min )
From 1958-2017, Perkins loans provided low-interest loans to undergraduate and graduate students with exceptional financial needs.
( 23
min )
Global public debt hit a record $92 trillion in 2022, a UN report found, with 52 countries in what the organization called serious debt trouble.
( 16
min )
Cash management accounts are meant for saving and earning interest, while brokerage accounts let you invest the funds.
( 22
min )
Learn about Procter & Gamble's major competitors in each of its revenue segments, including fabric care, home care, hair, and personal care.
( 20
min )
Fintech company Wealthfront launched an automated portfolio which aims to offer higher rates than simply investing in traditional bonds.
( 17
min )
A collective defined contribution (CDC) plan is a pooled risk (or target pension) plan where both the employer and employee contribute, available in the UK.
( 25
min )
JBS Foods, the world’s biggest meatpacking company based in Brazil, is pursuing an IPO in the United States, planning to list its shares on the NYSE by the end of 2023.
( 18
min )
A basis point is a unit of measure used in finance to describe the percentage change in the value or rate of a financial instrument.
( 22
min )
Corporate earnings reports for the recently completed second quarter may remain short on clues about a much-anticipated U.S. recession that has yet to materialize.
( 18
min )
Investopedia and NY1 are teaming up on a series of biweekly updates tracking the health of New York City’s economy, highlighting the best and worst-performing areas of New York's housing, tourism, leisure and hospitality metrics. areas of New York's housing, tourism, leisure and hospitality metrics.
( 17
min )
U.S. equities took off at midday on Wednesday, July 12, 2023, after a report showing consumer inflation rose less than expected in June.
( 16
min )
Nvidia shares rose following reports that it's in talks with Britain's Arm about a U.S. IPO.
( 16
min )
Tax preparation firms like H&R Block have spent years sharing taxpayers' sensitive personal information with big tech companies including Google parent Alphabet and Meta Platforms.
( 18
min )
Shares of Broadcom hit an all-time high after European regulators approved Broadcom's $61 billion acquisition of VMWare.
( 17
min )
Check U.S. Bank’s current savings account interest rates, and see how they compare to the top accounts in the market today.
( 20
min )
Poverty is a state or condition in which a person or community lacks the financial resources and essentials for a minimum standard of living.
( 27
min )
Cathie Wood's ARK has sold 12 million worth of shares of crypto exchange Coinbase after aggressively buying over the last year.
( 17
min )
Amazon is projected to bring in $8 billion through its Prime Day sales. Its competitors are expected to bring in $5.5 billion combined.
( 18
min )
From lenders to buyers to hedge funds, when it comes to the subprime mortgage crisis, everyone had blood on their hands.
( 24
min )
Quants use computer algorithms based on mathematical models to identify profitable trading opportunities. Learn how much quants make and what they do.
( 24
min )
Prices for everyday products and services were 3% higher in June than they were in the same month in 2022 as measured by the Consumer Price Index (CPI), a drop from May’s annual inflation rate of 4.1% and the lowest since March 2021.
( 19
min )
If you have life insurance, there are a couple of ways it potentially can help you buy a house. Find out how they compare.
( 22
min )
Demand for minerals such as lithium, cobalt, and nickel rises as countries transition towards clean energy but lack of diversity in supply raises concerns, according to the International Energy Agency.
( 17
min )
Learn about stock listing requirements and what happens to your shares when a company's stock is delisted from a major exchange like Nasdaq or NYSE.
( 22
min )
The European Commission fined biotech firm Illumina 432 million euros ($476 million) for closing its acquisition of Grail without the commission's approval, in the Commission's largest merger regulation fine yet.
( 17
min )
Jobless claims are a statistic reported weekly by the U.S. Department of Labor that counts people filing to receive unemployment insurance benefits.
( 21
min )
Learn if investing your entire portfolio in stocks is a sound decision. Get information about important considerations.
( 20
min )
Americans have less non-mortgage debt than any time since 2019, a poll shows, but not everyone is benefitting.
( 17
min )
The Bureau of Labor Statistics' employment report is a widely watched indicator of economic well-being that directly influences the market.
( 26
min )
The unemployment rate is the percentage of the total labor force that is unemployed but actively seeking employment and willing to work.
( 31
min )
The Nasdaq 100 Index will undergo a “Special Rebalance” prior to the market open on Monday, July 24, 2023.
( 18
min )
The labor force participation rate is a measurement of an economy’s active workforce.
( 31
min )
Fiscaal adviseur Frank B. is opnieuw aangehouden in Italië om uitgeleverd te worden aan de Verenigde Staten. De Amerikaanse autoriteiten verdenken de adviseur van onder anderen Linda de Mol en Afrojack ervan dat hij BN'ers heeft geholpen met het ontduiken van belasting.
( 3
min )
Het woningtekort is groter dan ooit, en het lijkt er niet op dat daar op korte termijn verandering in komt. Een grote groep mensen valt daardoor buiten de boot. Dit zijn hun verhalen.
( 8
min )
Fiscaal adviseur Frank B. is opnieuw aangehouden in Italië om uitgeleverd te worden aan de Verenigde Staten. De Amerikaanse autoriteiten verdenken de adviseur van onder anderen Linda de Mol en Afrojack ervan dat hij BN'ers heeft geholpen met het ontduiken van belasting.
( 3
min )
De in problemen verkerende fietsenproducent VanMoof heeft uitstel van betaling gekregen van de rechtbank in Amsterdam. Dat meldt het bedrijf woensdag na berichtgeving door NRC.
( 4
min )
De in problemen verkerende fietsenproducent VanMoof heeft uitstel van betaling gekregen van de rechtbank in Amsterdam. Dat meldt het bedrijf woensdag na berichtgeving door NRC.
( 3
min )
Het Europees Parlement heeft vandaag ingestemd met de natuurherstelwet. Het wetsvoorstel van Eurocommissaris Frans Timmermans bleef lang hangen op een evenwicht tussen voor- en tegenstanders. Uiteindelijk ging een meerderheid toch akkoord met een afgezwakt voorstel.
( 6
min )
De in problemen verkerende fietsenfabrikant VanMoof heeft zijn winkel in het Amsterdamse stadsdeel Oost gesloten. Daardoor stond woensdagmiddag een groepje klanten voor een gesloten deur. Wie zijn fiets wilde ophalen, had pech.
( 3
min )
Door de rem op nieuwe verpleeghuisplekken stokt de doorstroom van woningen. De woningmarkt moet tot en met 2031 rekening houden met 27.000 extra ouderen die anders naar een verpleeghuis waren verhuisd, berekende AFB Research. Is dat nou wel zo handig?
( 4
min )
De Chinese techondernemer Jack Ma verloor na een kritische speech drie jaar geleden de helft van zijn vermogen van 61 miljard dollar (55 miljard euro). De toen rijkste Aziaat had kritiek op het Chinese regeringsbeleid en dat kwam hem duur te staan.
( 4
min )
De Chinese techondernemer Jack Ma verloor na een kritische speech drie jaar geleden de helft van zijn vermogen van 61 miljard dollar (55 miljard euro). De toen rijkste Aziaat had kritiek op het Chinese regeringsbeleid en dat kwam hem duur te staan.
( 4
min )
De handelsprijs voor gas is woensdag gezakt naar het laagste punt sinds 8 juni. Voor een megawattuur betaalden handelaren donderdagochtend iets meer dan 28 euro. Dit komt volgens experts vooral doordat een groot Noors gasveld weer volledig in gebruik komt.
( 4
min )
Je kunt natuurlijk je buren vragen om tijdens je vakantie je planten water te geven en op je huis te passen. Maar tegenwoordig zijn er ook een hoop producten op de markt waarmee je vanaf je vakantieadres een oogje in het zeil kunt houden.
( 4
min )
Je kunt natuurlijk je buren vragen om tijdens je vakantie je planten water te geven en op je huis te passen. Maar tegenwoordig zijn er ook een hoop producten op de markt waarmee je vanaf je vakantieadres een oogje in het zeil kunt houden.
( 4
min )
Er is een steeds groter tekort aan woningen, stelt onderzoeksbureau ABF Research. De bouw van nieuwe woningen kan de bevolkingsgroei niet bijbenen. Dat komt vooral door de grotere instroom van migranten, maar ook doordat ouderen niet kunnen doorschuiven naar een andere woning.
( 5
min )
De val van het kabinet-Rutte IV betekent mogelijk vertraging voor tal van klimaatmaatregelen. Experts waarschuwen dat het demissionaire kabinet en de Tweede Kamer moeten blijven doorpakken om de klimaatdoelen voor 2030 te halen.
( 8
min )
Zelfstandig ondernemers houden er iets meer rekening mee dat ze arbeidsongeschikt kunnen raken. Zo'n 65 procent van alle zzp'ers had zich hier aan het begin van het jaar tegen verzekerd.
( 3
min )
Het aantal faillissementen is in juni voor de derde maand op rij toegenomen. Vooral in de handel gingen er bedrijven op de fles.
( 3
min )
De val van het kabinet-Rutte IV betekent mogelijk vertraging voor tal van klimaatmaatregelen. Experts waarschuwen dat het demissionaire kabinet en de Tweede Kamer moeten blijven doorpakken om de klimaatdoelen voor 2030 te halen.
( 8
min )
De val van het kabinet-Rutte IV betekent mogelijk vertraging voor tal van klimaatmaatregelen. Experts waarschuwen dat het demissionaire kabinet en de Tweede Kamer moeten blijven doorpakken om de klimaatdoelen voor 2030 te halen.
( 8
min )
Charles Schwab savings account interest rates are higher than the national average, and it doesn’t have monthly fees or minimum deposit requirements.
( 20
min )
Unemployment is the term for when a person who is actively seeking a job is unable to find work.
( 28
min )
Roku shares skyrocketed 11% on Tuesday after the TV streaming platform said it would enable viewers to seamlessly buy products from Shopify merchants directly from their streaming device.
( 17
min )
Aggregate product liability limit is the maximum amount of money an insurance company will pay when a product's liability insurance coverage is in effect.
( 18
min )
The Nasdaq 100 Index will undergo a “Special Rebalance” prior to the market open on Monday, June 24, 2023.
( 16
min )
Tesla Inc. agreed Tuesday to pay $6 million to settle a lawsuit over its energy division's solar roof.
( 17
min )
Optimism among small business owners jumped last month to the highest level since November, although rising prices and staffing issues continued to weigh on sentiment.
( 16
min )
The Dow Jones led all indexes by moving higher by nearly 1%, as investors anticipate tomorrow’s key inflation data.
( 17
min )
Shutterstock shares jumped 9% on Tuesday after the provider of stock images and other media announced it was expanding its agreement with artificial intelligence research lab OpenAI.
( 16
min )
A foreclosure filing is a lawsuit that lenders file to repossess a mortgaged home.
( 21
min )
A federal judge helped pave the way for Microsoft to complete its $68.7 billion acquisition of Activision Blizzard.
( 16
min )
If you want to score a top nationwide CD rate, it's critical you expand our search beyond just banks. That's because credit unions are often the national rate leaders.
( 18
min )
Market weight and equal weight S&P 500 ETFs include the same set of stocks but use different weighting strategies, which can produce quite different results.
( 24
min )
About 40% of U.S. retail investors are now open to using or are already using artificial intelligence tools to guide their investments, according to a new survey by eToro.
( 17
min )
Citi offers CDs, checking accounts, bank IRAs, and savings accounts. Learn more about its savings account rates, features, and account requirements.
( 21
min )
E*TRADE savings account interest rates can't compete with the best, but high-net-worth individuals can benefit from its higher FDIC insurance coverage.
( 18
min )
The Dow and the Nasdaq are two investable indexes, although only one is an actual exchange.
( 24
min )
An OECD report found wages aren't keeping pace with inflation in most countries studied and warned 27% of jobs could be at risk because of AI.
( 18
min )
U.S. equities were up at midday on July 11, 2023, adding to Monday's gains ahead of data on inflation and earnings reports.
( 16
min )
Amazon has challenged the EU's upcoming laws on policing online hate speech and disinformation under the bloc's Digital Services Act (DSA), becoming the first U.S. company to do so.
( 17
min )
A Consumer Financial Protection Bureau (CFPB) investigation found transgressions that impacted both Bank of America’s banking customers as well as credit card holders.
( 18
min )
One of America’s biggest operators of hospitals and healthcare facilities was affected by a data breach, which may have compromised the personal data of millions of patients.
( 17
min )
Learn about the most effective hedging strategies available to protect a portfolio during steep corrections and long-term bear markets.
( 24
min )
Advancing financial literacy is a cornerstone of financial advisory. These 10 financial advisors have excelled at providing essential financial literacy resources to their communities.
( 21
min )
A mini-sized Dow is a type of option for which the underlying assets are the E-Mini Dow futures. E-mini-Dow futures are worth $5 multiplied by the DJIA.
( 22
min )
Women generally have lower financial literacy rates than men. To combat this, top female financial advisors share their experiences with financial planning across genders and offer advice to take charge of your finances.
( 20
min )
5 top financial advisors give advice to early investors and young people who are starting to invest or begin investment careers.
( 19
min )
There are hundreds of financial advice books. These are 10 books top financial advisors recommend for retail investors and budgeting beginners.
( 20
min )
Nasdaq is a global electronic marketplace for buying and selling securities on a computerized, speedy, and transparent system.
( 25
min )
WD-40 shares rose more than 10% in early trading as the company reported a double-digit jump in sales in its third quarter earnings after two consecutive quarters of little or no growth.
( 17
min )
The 2023 Investopedia 100 celebrates financial advisors who are making significant contributions to conversations about financial literacy, investing strategies, and wealth management.
Farmers Insurance became the latest property insurance company to pull out of Florida on Tuesday despite repeated efforts by Republican Gov. Ron DeSantis and the Legislature have made to try to calm the volatile market that is making homeownership less affordable. Farmers informed the state that it is discontinuing new coverage of auto, home and umbrella policies. It said there will be no effect on 70% of current policies in Florida.
( 6
min )
Labeled a "dumb kid" by her teachers during her childhood, investor and TV personality Barbara Corcoran has defied all odds and emerged as a prominent figure in the realms of real estate, authorship, entrepreneurship, investment and television. Her most recognizable role comes as one of the pioneering investors on the popular ABC show "Shark Tank." During an interview on "The Daniel Mac Show" podcast in June, Corcoran was asked about her most profitable investment from her 14-year run on "Shark
( 7
min )
Pipeline operator Equitrans Midstream said on Tuesday it is evaluating all legal options after a federal appellate court halted construction for the Mountain Valley Pipeline project. The $6.6 billion Mountain Valley project is one of several U.S. oil and gas pipelines delayed by regulatory and legal fights with environmental and local groups that found problems with federal permits issued by the Trump administration. "Unless this decision is promptly reversed, it would jeopardize Mountain Valley's ability to complete construction by year-end 2023," the company said in a statement.
( 6
min )
Nederlanders hebben afgelopen zomer vaker gekozen voor een buitenlandse reis dan voor een vakantie in eigen land. Dat was voor het eerst sinds de coronacrisis in 2020 begon. Ook vliegen we minder vaak en nemen we juist vaker de trein.
( 4
min )
Mensen die hun zegje willen doen over hoe de nieuwe eurobankbiljetten eruit gaan zien, kunnen dat weer. Eerder op de dag vloog de site van de Europese Centrale Bank (ECB) eruit vanwege de drukte. Die problemen zijn weer verholpen.
( 3
min )
Microsoft heeft na goedkeuring van de EU ook in de Verenigde Staten toestemming gekregen voor de overname van Activision Blizzard. Deze gamemaker is bekend van spellen als Call of Duty, World of Warcraft en Candy Crush.
( 3
min )
De wereldeconomie zal in de komende vijf jaar met ongeveer 3 procent per jaar groeien, verwacht het IMF. Dat is een stuk minder hard dan gemiddeld.
( 3
min )
Fietsenproducent VanMoof heeft de verkoop van nieuwe (elektrische) fietsen tijdelijk stilgelegd. Via de webwinkel kun je op dit moment geen fietsen meer bestellen. Volgens VanMoof is dat "om de productie en levering van bestaande bestellingen te kunnen inhalen".
( 4
min )
De wereldwijde vraag naar energie neemt richting 2045 met 23 procent toe, verwacht secretaris-generaal Haitham Al Ghais van oliekartel OPEC. Volgens hem is het daarom niet slim om te stoppen met investeringen in oliewinning.
( 3
min )
Fietsenproducent VanMoof heeft de verkoop van nieuwe (elektrische) fietsen tijdelijk stilgelegd. Via de webwinkel kun je op dit moment geen fietsen meer bestellen. Volgens VanMoof is dat 'om de productie en levering van bestaande bestellingen te kunnen inhalen'.
( 3
min )
De gevallen techmiljardair Elizabeth Holmes hoeft nog maar negen jaar vast te zitten. Dat is twee jaar minder dan de straf die ze eind vorig jaar kreeg voor het misleiden van investeerders en klanten.
( 3
min )
Nog twee weken voordat Midden-Nederland aftrapt met de bouwvak. Dan volgen de weken waarin veel bouwvakkers op vakantie gaan, al is dat allang niet meer verplicht. Hoe werkt dat precies?
( 3
min )
De Nederlandse Arbeidsinspectie waarschuwt voor de veiligheid van boodschappenbezorgers. Zij moeten zware kratten van soms wel 20 kilo hoog uit vrachtwagens tillen. Ook gaat er vaak droogijs mee om het eten te koelen, wat voor brandwonden en verstikking kan zorgen.
( 3
min )
Grondstoffen die nodig zijn voor zonnepanelen, windmolens en elektrische auto's komen steeds vaker uit slechts een paar landen, waaronder China. Dit maakt andere landen kwetsbaar bij hun omslag naar schone energie, waarschuwt energieagentschap IEA.
( 3
min )
De Europese Unie en de Verenigde Staten hebben een nieuwe deal bereikt over het uitwisselen van data van Europeanen. Daarmee mogen bedrijven onze data weer opslaan op Amerikaanse servers.
( 3
min )
Wie met de auto naar de garage moet voor een onderhoudsbeurt, moet soms zomaar zes weken wachten op een plekje. Automonteurs laten zich vaker omscholen en laten een gat achter op de arbeidsmarkt.
( 4
min )
Grondstoffen die nodig zijn voor zonnepanelen, windmolens en elektrische auto's komen steeds vaker uit slechts een paar landen, waaronder China. Dit maakt andere landen kwetsbaar bij hun omslag naar schone energie, waarschuwt energieagentschap IEA.
( 3
min )
Mensen die willen meedenken over hoe de nieuwe eurobankbiljetten eruit gaan zien, moeten nog even geduld hebben. De Europese Centrale Bank wilde een enquête online zetten, maar wegens "grote belangstelling" kan niemand die nog invullen.
( 3
min )
Starters konden in het afgelopen half jaar meer huizen kopen dan in dezelfde periode vorig jaar. Dit kwam door lagere prijzen, hogere inkomens en ruimere leennormen. Toch blijft hun positie moeilijk, met name voor alleenstaanden.
( 5
min )
Het aantal gebruikers van het nieuwe sociale medium Threads is, bijna een week na de lancering, gestegen tot meer dan 100 miljoen. Dat heeft onderzoeksbureau Quiver Quantitative uitgerekend. Mark Zuckerberg, eigenaar van Threads en Facebook, heeft dat aantal inmiddels bevestigd.
( 4
min )
Nederlandse goederen en diensten waren vorige maand 5,7 procent duurder dan een jaar eerder. Het inflatiecijfer is iets lager dan in mei: toen steeg de inflatie nog naar 6,1 procent.
( 3
min )
The Houston area officially has a new largest publicly traded company.
( 9
min )
American depositary receipts of Nanobiotix jumped over 50% in early trading on Monday after signing an agreement with J&J's Janssen Pharmaceutical to work on co-developing a drug to treat head and neck cancer tumors.
( 18
min )
The Secure Act 2.0 legislation that passed late last year added new retirement savings options but also has a few potential catches for unsuspecting savers. In my last column, I covered one set of these changes: new exceptions to the 10% federal penalty for tapping retirement money early. Catch-up provisions have long allowed older workers to put more money into retirement plans.
( 8
min )
Here is your Pro Recap of four head-turning deal dispatches you may have missed this week: Cronos attracts interest; Brookfield buys American Equity Investment Life, Thermo Fisher merges with CorEvitas, and Monster Beverage buys Bang Energy.
( 8
min )
Investing.com -- Analysts at Goldman Sachs have raised their price target for Nvidia (NASDAQ:NVDA), citing the potential for artificial intelligence to help boost the graphics card maker's performance.
( 7
min )
Cash credit typically requires collateral, while overdrafts allow account holders to have a negative balance without incurring an overdraft fee.
( 26
min )
Learn the difference between the Fortune 500 and S&P 500, and how each of these prestigious rosters of U.S. companies are compiled.
( 22
min )
The average cost of cancel for any reason (CFAR) travel insurance varies based on your age and trip cost. Policies from eight top CFAR insurers cost an average of $223.
( 21
min )
Shares of Novavax soared over 29% after the Canadian government agreed to pay the biotech firm almost $350 million for canceling delivery of some COVID-19 vaccines previously ordered.
( 16
min )
Income from continuing operations is a net income category found on the income statement that accounts for a company’s regular business activities.
( 19
min )
Dow Jones gained 175 points though Microsoft, Apple plunged.
( 17
min )
George Soros pocketed $1 billion by betting against the British pound in 1992, cementing his reputation as the premier currency speculator in the world.
( 26
min )
Vancouver Stock Exchange (VAN) .V was a stock exchange formerly located in Vancouver, now part of the TSX Venture Exchange.
( 18
min )
FMC shares dropped more than 11% on Monday after revising its quarterly and yearly revenue outlook due to low inventory pressures from channel partners.
( 18
min )
American consumers expect short-term inflation will continue to ease to its lowest level in more than two years, according to the New York Fed's latest survey.
( 17
min )
Investment management refers to the handling of financial assets and other investments by professionals for clients, usually by devising strategies and executing trades within a portfolio.
( 25
min )
Learn to add structure to your trading methods with these six important steps.
( 23
min )
Personal loan rates dropped significantly this week to 20.72%, losing 66 basis points since last week when the average personal loan rate sat at 21.38%.
( 18
min )
Capital recovery refers to the earning back of the initial funds put into an investment that a company must accrue before it can earn a profit on its investment.
( 18
min )
The Nasdaq Composite Index is a broad-based market index that includes more than 3,700 stocks listed on the Nasdaq stock exchange.
( 22
min )
Analysts positive on Taiwan Semiconductor Manufacturing Co. despite revenue drop, thanks to role in AI and Apple ties.
( 17
min )
Icahn Enterprises shares soared about 20% in trading on Monday after Carl Icahn and banks amended agreements that untie his personal loans from Icahn Enterprises L.P.'s stock price.
( 16
min )
Money market accounts and money market funds are relatively safe, but only one type is insured by the FDIC. Learn more about these investments.
( 22
min )
E-commerce giant Amazon is expected to sell $12 billion worth of merchandise during its Prime Day event, helped by discounts and improved logistics, Bank of America analysts wrote.
( 17
min )
U.S. equities were mixed at midday on Monday, July 10, 2023 with second quarter earnings season set to start.
( 16
min )
Up to 93% of the world’s central banks are experimenting with some form of digital currency (CBDC), with two dozen expected to have one circulating by the end of the decade.
( 19
min )
Helen of Troy shares jumped over 15% in early trading on Monday after reporting first quarter earnings and revenue that exceeded analyst estimates, despite a decline in demand as consumer buying patterns shifted.
( 16
min )
The bankrupt former owner of the defunct Silicon Valley Bank, sued the Federal Deposit Insurance Corporation, accusing the regulator of illegally holding on to funds that it seized when SVB imploded in March.
( 17
min )
American depositary receipts of Nanobiotix jumped over 50% in early trading on Monday after signing an agreement with J&J's Janssen Pharmaceutical to work on co-developing a drug to treat head and neck cancer tumors.
( 18
min )
The Nasdaq 100 Index includes companies from various sectors except for companies in the financial sector. Discover more about the Nasdaq 100.
( 21
min )
TPG plans to buy Forcepoint's Global Governments and Critical Infrastructure Business unit for $2.45 billion.
( 17
min )
The S&P 500 and Russell 2000 are used as benchmarks for broader segments of the U.S. stock market. Each index has its own approach to measuring stocks.
( 23
min )
A futures contract is a standardized agreement to buy or sell the underlying commodity or other asset at a specific price at a future date.
( 29
min )
Starters konden in het afgelopen half jaar meer huizen kopen dan in dezelfde periode vorig jaar. Dit kwam door lagere prijzen, hogere inkomens en ruimere leennormen. Toch blijft hun positie moeilijk, met name voor alleenstaanden.
( 5
min )
Werkende vrouwen die een relatie hebben met een andere werkende, zorgen gemiddeld voor 37 procent van het gezamenlijke inkomen. Ongeacht de levensfase met of zonder kinderen verdienen mannen gemiddeld meer dan de helft, ziet statistiekbureau CBS.
( 4
min )
Het aantal gebruikers van het nieuwe sociale medium Threads is, bijna een week na de lancering, gestegen tot meer dan 100 miljoen. Dat heeft onderzoeksbureau Quiver Quantitative uitgerekend. Mark Zuckerberg, eigenaar van Threads en Facebook, heeft dat aantal inmiddels bevestigd.
( 4
min )
De inflatie in Egypte lag in juni 35,7 procent hoger dan een jaar eerder. Dat is de grootste stijging die het land ooit heeft gezien. De Egyptische pond heeft inmiddels de helft van zijn waarde verloren in anderhalf jaar tijd.
( 3
min )
De Nederlandse Aardoliemaatschappij (NAM) heeft met 2,4 miljard euro een ongekend hoge winst behaald in 2022. Dat kwam doordat het gas duurder was. De gasproductie nam juist met 23 procent af.
( 4
min )
Mensen met zonnepanelen kunnen vaak hun opgewekte zonnestroom niet kwijt. Liander ontving dit jaar 3400 meldingen van klanten die hun zonnestroom niet konden terugleveren.
( 3
min )
De Consumentenbond ergert zich aan winkels die adviesprijzen gebruiken om klanten te lokken met nepkortingen. Het geeft de klant het gevoel iets te kopen met korting, maar dat valt in werkelijkheid nogal eens tegen.
( 4
min )
Banken en andere verstrekkers verhogen deze week hun hypotheekrentes. Daarbij kunnen de tarieven oplopen met 0,15 of zelfs 0,20 procentpunt. Dat melden adviesbureaus Van Bruggen en De Hypotheekshop.
( 3
min )
De Amerikaanse komiek Sarah Silverman en twee auteurs beschuldigen Facebook-moederbedrijf Meta en ChatGPT-ontwikkelaar OpenAI van auteursrechtschending. Volgens de schrijvers hebben de techbedrijven hun kunstmatige intelligentie zonder toestemming getraind met hun boeken.
( 4
min )
Er werd 9,2 procent minder geproduceerd in de Nederlandse industrie dan een jaar eerder. Industriebedrijven laten al vijf maanden op rij een krimp zien.
( 3
min )
Nederland heeft er de afgelopen jaren veel grote zonne- en windparken op land bij gekregen, maar het is de vraag of die trend doorzet. Volgens demissionair klimaatminister Rob Jetten is dat wel nodig, maar sommige provincies zien het niet zitten.
( 5
min )
Steeds meer werknemers zijn langdurig uitgeschakeld vanwege stress- en burn-outklachten. Vooral het gestegen verzuim onder jongeren is zorgelijk. Veel bedrijven zijn nog altijd niet bereid of in staat de werkdruk te verlagen en uitval te voorkomen.
( 6
min )
Employers can offer 401(k) matching for student loan payments, making it easier for employees with student loan payments to begin saving for retirement.
( 20
min )
Learn how poor company or sector performance, economic turmoil, and inflation can all cause the rate of return on investment to be negative.
( 19
min )
Learn about the difference between capital gains and other types of investment income, such as dividends paid on stock or interest earned on a loan.
( 19
min )
Understanding company valuation figures, such as shareholders' equity, is crucial in assessing a business.
( 18
min )
The Federal Reserve System, commonly known as the Fed, is the central bank of the U.S., which regulates the U.S. monetary and financial system.
( 27
min )
Student loan forgiveness programs can provide financial relief for teachers who took out education debt to pay for college.
( 24
min )
The real economic growth rate is a measure of economic growth that adjusts for inflation and is expressed as a percentage.
( 24
min )
The Greenberg School of Risk Management is an American college at St. John's focused on the actuarial sciences and other topics related to the insurance industry.
( 22
min )
Michael L. Eskew was the Chair of the Board and CEO of United Parcel Service, Inc. (UPS) from 2002 to 2007.
( 22
min )
U.S. Treasury Secretary Janet Yellen says her first trip to China in her current role marked a "step forward" in improving U.S.-China relations
( 18
min )
The FATCA (Foreign Account Tax Compliance Act) compels U.S. citizens at home and abroad to file annual reports on their foreign account holdings.
( 27
min )
Return on policyholder surplus is the ratio of an insurance company’s net income to its policyholder surplus.
( 19
min )
Cheap options can be very risky, but you can reduce your risk by avoiding these 7 common mistakes when trading in cheap options.
( 21
min )
If you are traveling in the U.S. and plan to go to Walmart, make sure your credit card is issued by American Express, Discover, Visa, or Mastercard.
( 19
min )
How to pay your rent, mortgage, insurance, utilities, and other important bills if you are short on cash due to various circumstances.
( 26
min )